Sentences with phrase «standard insurance policies do»

Such a policy offers restoration coverage and full replacement options that standard insurance policies do not.

A: The standard insurance policy does not pay for direct damages caused by «earth movement.»

Not exact matches

Many self - employed Americans have lost access to inexpensive insurance policies because their old plans did not meet the new standards for health insurance.

The death benefit and payment plan of any standard whole life insurance policy are set as part of the policy and do not change.

50 to 75 percent of the 14 million consumers who buy their insurance individually can expect to receive a «cancellation» letter or the equivalent over the next year because their existing policies don't meet the standards mandated by the new health care law

Depending on your situation, you may want to purchase flood or earthquake insurance, as most standard homeowners policies don't cover these disasters.

Note: Standard homeowner's and renter's insurance policies don't cover flood damage.

Standard home insurance policies do not cover damages or loss due to earthquakes, flooding or sinkholes.

Even though California doesn't use insurance credit scores to determine pricing or underwriting eligibility for renters insurance, most carriers use the standard HO - 4 policy form to write these policies on.

Don't forget that life insurance policy is not like property insurance whereby there are standard rules governing the policy.

They are more expensive than policies that do require a medical exam, but are ideal for those who have a life threatening or terminal illness and can't find insurance coverage from a standard insurance carrier.

Did you know that Orlando is one of the few places in Florida where wind and hurricane coverage is available as part of a standard renters insurance policy?

A standard mobile home insurance policy doesn't offer any coverage for flood damage, so residents should consider purchasing flood insurance.

Good enough, some insurance companies do give discounts to their customers that purchase their standard policies.

Coverage for damage done by guests to a rented premises is going to be tricky under a standard renters insurance policy.

Or, if the driver didn't have an auto insurance policy, the damage may be covered by your standard homeowners insurance policy.

How do you fix something being excluded from a standard renters insurance policy?

Many Manitobans, for instance, have cottages in the Lake of the Woods area, which is about a two - hour drive from Winnipeg, and Standard Insurance Brokers don't write habitational policies in Manitoba.

«Standard home insurance policies don't cover this option.

Did you know, for example, that standard Santa Barbara insurance policies for homeowners do not cover damage caused by flooding or earthquakes?

Endorsements provide coverage that doesn't come standard with a homeowners insurance policy, such as debris removal and water damage from sewers.

Unlike a standard home insurance policy, force - placed insurance often doesn't provide coverage for the personal property inside the home such as your furniture, electronics, clothing, etc..

Standard homeowner's policies don't include flood insurance, but it is usually available for an additional cost.

In addition to increasing your coverage limit for jewelry, scheduled items may also be protected against risks that a standard renters insurance policy doesn't cover.

Most car insurance policies don't cover attaching a trailer as standard so double - check — some may charge you a slightly higher premium.

Most renters insurance policies do not cover earthquake damage, so it isn't considered when pricing the standard premium.

While the standard California Renters Insurance policy form doesn't cover earthquakes, endorsing the coverage onto a policy is only a few dollars a year.

Just because a standard homeowners insurance policy satisfied your lender, it doesn't mean you're adequately covered.

Do you know how much jewelry is covered by a standard renters insurance policy in your state?

Technically it's an endorsement, but it's generally standard on all policies with Effective Coverage because we just don't believe people should have to ask for insurance that covers the cost of buying new items when yours suffer a loss.

In contrast, our insured credit default swap contracts do not contain the typical CDS market standard features as described above but have been customized to replicate our financial guarantee insurance policies.

Most standard car insurance policies don't cover you when driving abroad.

Standard homeowners insurance policies don't cover damage caused by floods.

It is true that most standard pet insurance policies will not cover your pets for pre-existing conditions, so it's perhaps understandable that many people don't see the value in insurance when their pet is old and already suffering from costly ailments.

The policy would matter, because a third party liability insurance requirement is usually a minimum standard for an insurance policy but doesn't prohibit broader coverage.

Stephen E. Goldman, the firm's managing partner, has served as counsel for insurers in many significant property insurance and class action cases, including Standard Fire v. Knowles, 133 S. Ct. 1345 (2013)(holding that the plaintiff's stipulation can not defeat federal jurisdiction under the Class Action Fairness Act) and Travco v. Ward, 736 S.E. 2d 321 (Va. 2012)(affirming the trial court's judgment that property insurance policies do not cover losses caused by the presence of Chinese drywall).

This is because vehicle owners who are required to purchase the standard auto insurance policy are paying for exactly this — «no - fault» protection (and don't even know it!).

The Appeals Court approved the trial judge's analysis and dismissal of all of the insured's claims, premised on his observation that as used in Massachusetts standard fire insurance policies and G.L. c. 175, § 99, the term «actual cash value» did not import a single standard for determining the value of insured property.

Unlike a standard home insurance policy, force - placed insurance often doesn't provide coverage for the personal property inside the home such as your furniture, electronics, clothing, etc..

Most standard car insurance policies don't cover you when driving abroad.

The cash value accumulation generally does not equal the amount of death benefits and premiums are more expensive than other equivalent standard life insurance policies.

Standard home insurance doesn't cover flooding, so you'll need to buy a separate flood policy.

-LSB-...] Standard commercial general liability insurance policies does not protect your business against alcohol related claims if you are in the business -LSB-...]

Do you need a life insurance policy right away and can't wait for the lengthy approval process for a standard life insurance policy which requires a medical exam?

Most renters insurance policies do not cover earthquake damage, so it isn't considered when pricing the standard premium.

AKC Pet Insurance does not cover hereditary and genetic conditions standard on their policy - you must pay more for this coverage.

If you didn't have that life insurance policy, your family could lose their standard of living or struggle to pay off necessary expenses.

However, standard Covina renters insurance policies do not cover earthquake damage.

With a standard term life insurance policy, any premiums paid will not be returned if the insured person does not pass during the insured term.

Standard universal life insurance policies typically «hope» to provide coverage for life (through age 100) but are rarely guaranteed to do so.