Sentences with phrase «standard insurance policy»

Some risks can not be insured under standard insurance policies.

Most standard insurance policies do not cover flood damage and the resulting loss of income.

Most standard insurance policies do not cover these acts.

Some policyholders have specific needs that are not covered by standard insurance policies.

Such a policy offers restoration coverage and full replacement options that standard insurance policies do not.

Under its plan, insurers would voluntarily commit to offer those who did not qualify for standard insurance policies the option of buying one at a rate no more than one and a half times the price of traditional packages.

Hazardous activity: A hazardous activity is generally excluded or the premium is increased on standard insurance policies.

Standard insurance policies provide a limited coverage amount for costlier items, such as jewelry, artwork, antiques and firearms.

Standard insurance policies such as the following include fire insurance protection:

As is the case with freshwater flood protection, most providers offer some sort of OPTIONAL sewer backup protection, but it is not usually included on default standard insurance policies.

But if you are ever unfortunate enough to experience a total loss due to accident or theft, most standard insurance policies pay the actual cash value of the car at the time of the incident.

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Standard insurance policies typically include coverage for outside structures, usually in the amount of 10 percent of your total homeowners insurance coverage, Molinari says.

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At these three companies, motorists shell out on average $ 1,068 a year for standard insurance policies.

Difference in conditions insurance provides expanded coverage for perils not covered by standard insurance policies.

As is the case with freshwater flood protection, most providers offer some sort of OPTIONAL sewer backup protection, but it is not usually included on default standard insurance policies.

Because most standard insurance policies do not cover adverse attorney's fees awards, we have informed you over the last few years about a suite of litigation insurance policies designed to protect plaintiffs and defendants from the risk of having to pay their adversary's attorney's fees in litigation, in arbitration, and before a regulatory body.

Standard insurance policies may construe a green roof as a structure that can create «standing water» damage, which a policy probably will not cover unless it is amended.

This optional coverage is useful since vehicle upgrades, like subwoofers and chrome rims, aren't usually covered under the standard insurance policy.

When the standard insurance policy form is developed, it's written in such a way that the coverage can be expanded with endorsements, but provides bare minimum coverage from the policy form itself.

A: A personal umbrella policy provides additional liability coverage after you've reached the limits of a standard insurance policy, like homeowners or car insurance.

Just as you can find discounts for your standard insurance policies, you can find deals on your umbrella insurance coverage as well.

Underinsurance is a part of every standard insurance policy.

Beyond the Part 7 benefits available to you under your standard insurance policy, you may also hold a negligent third party driver (or manufacturer) legally responsible for your accident.

Therefore, it is no surprise that standard insurance policies in New Jersey are required to provide a minimum amount of coverage for uninsured and underinsured motorists.

A: A personal umbrella policy provides additional liability coverage after you've reached the limits of a standard insurance policy, like homeowners or car insurance.

Non-standard insurance encompasses a broader range of customers and risk than standard insurance policies.

An Illinois umbrella insurance policy protects your assets above and beyond the liability limits of your standard insurance policies.

Veterans who are below the age of 60 or 65 can apply for standard insurance policies, but those who are older than 60 or 65 years old are required to buy special senior travel policies, which are more expensive than standard ones.

Research the standard insurance policy offered to find out if it provides you with enough coverage.

The standard insurance policy may be good enough for you, but you may also require high - end coverage.

For some, standard insurance policies may not cover everything they're concerned about.

This optional coverage is useful since vehicle upgrades, like subwoofers and chrome rims, aren't usually covered under the standard insurance policy.

Just as you can find discounts for your standard insurance policies, you can find deals on your umbrella insurance coverage as well.

In the United States, property and casualty insurers typically use similar or even identical language in their standard insurance policies, which are drafted by advisory organizations such as the Insurance Services Office and the American Association of Insurance Services.

Now that you have the basic discounts in mind, before you give your agent a call, allow us to take a closer look at some specifics for your standard insurance policies.

In addition, you may be required to pay at a higher price, compared to standard insurance policies.

A rider to your home insurance policy, also known as an endorsement, allows you to add coverage above and beyond the standard insurance policy coverage.

When the standard insurance policy form is developed, it's written in such a way that the coverage can be expanded with endorsements, but provides bare minimum coverage from the policy form itself.

Some things cost an above - average amount of money to replace, and for that reason, standard insurance policies limit the dollar amounts they will reimburse if these specific items are stolen.

Q: Will my standard insurance policy or a tenant's renters insurance policy cover damages caused by pot smoking?

A: The standard insurance policy does not pay for direct damages caused by «earth movement.»

A vehicle may have unpredicted incidents and vulnerable to damages, a standard insurance policy may not give you optimum insurance coverage.

Hence, without Zero Depreciation Cover, a standard insurance policy provides you compensation after mandatory deductions.

The participating pension plans are also called the traditional type of insurance plans, since the bonus in these products are similar to the reversionary bonuses of the standard insurance policies.

At these three companies, motorists shell out on average $ 1,068 a year for standard insurance policies.

While many people choose to insure their classic car under a standard insurance policy, it may be cheaper to insure it as a classic car, provided to meet the insurer's requirements (e.g., proper storage, limited mileage etc..)