Sentences with phrase «standard insurance products»

The Insurance Regulatory and Development Authority's proposed draft on standard insurance products looks to deepen the market and enable inclusion.

Given the benefits of this innovative option, the insurance industry and its regulators should be encouraged to support greater distribution and sale of LEI as part of more standard insurance products.

Not exact matches

«While that is small compared to industry standards — relative to such things like auto insurance or worker's compensation — it's a relatively new product.

While the best interest contract exemption (the BIC, or BICE) would allow advisors to continue to sell traditionally commission - based products, such as variable and equity indexed annuities, it also exposes the insurance carrier to a heightened liability standard.

The final DOL regulation «unfairly targets certain types of fixed annuity products, making it harder for Americans to purchase fixed indexed annuities when it is in their best interest to do so,» he said, adding that «this legal challenge is necessary because the rule creates an unworkable standard for independent agents and insurance companies and goes far beyond DOL's authority.»

Sonoco Products Company Sony Pictures Entertainment Southern California Edison Southern Company Gas Standard Insurance Staples, Inc..

These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets; risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.

With offices in both the US and Canada, DALBAR develops standards and measurement systems that improve the quality of products, service and compliance for the retirement, mutual fund, broker / dealer, discount brokerage, life insurance, healthcare and banking industries.

Although it is possible to obtain government - sponsored mortgage products like FHA loans at Capital One, the vast majority of the bank's home loans are conventional mortgages, with the standard choice of a 20 % down payment or mortgage insurance premiums on your monthly bill.

As a reminder, the vast majority of brokers and insurance reps who sell securities products are held to a lower standard of care called «suitability,» which means their recommendations have to clear the low bar of what is suitable, though not necessarily in your best interest.

Had the Affordable Car Act required a 510 (k) device which supports double pumping, this would have closed the door to allowing insurance companies to offer a 510 (k) exempt product like a hand pump, which has no effectiveness standard at all.

BMW also offers a range of insurance - based warranty products, which can be purchased to extend cover when the standard retailer warranty expires.

«The Insurance Institute for Highway Safety sets some of the highest standards of crashworthiness, and the Top Safety Pick Plus designation is a significant achievement for the Kia brand and for our best - selling vehicle,» said Orth Hedrick, vice president, product planning, KMA.

Although it is possible to obtain government - sponsored mortgage products like FHA loans at Capital One, the vast majority of the bank's home loans are conventional mortgages, with the standard choice of a 20 % down payment or mortgage insurance premiums on your monthly bill.

The suitability standard is noticeably looser and mostly meant for financial product salespeople (think: insurance and brokerage companies).

They offer standard banking solutions, investment products, insurance plans, and a variety of credit cards.

Products and availability vary by state and are solely the responsibility of Standard Insurance Company.

In addition to standard banking transactions, Citibank markets insurance, credit cards, and investment products.

The segment provides a variety of standard and niche insurance products, including general liability, workers» compensation, commercial marine, professional and medical liability lines, and environmental risk liability.

They have insurance, investment products, standard banking options and credit cards, making them a well rounded financial company that can offer you just about anything you need from a financial standpoint.

As a result, private placement life insurance products generally have no surrender charges and the commissions range from 1 — 3 % which is much lower compared to the standard commission rates of most conventional public life insurance products.

Using the HECM Fixed Rate Saver for fixed rate mortgages will significantly lower the borrower's upfront closing costs while permitting a smaller pay out than the HECM Fixed Rate Standard product, thereby reducing risks to the Mutual Mortgage Insurance Fund.

Standard Smoker — Some insurance companies do not differentiate between a preferred smoker and a standard smoker, but for those who do, a standard smoker is someone who is in normal health but uses nicotine products on a regulaStandard Smoker — Some insurance companies do not differentiate between a preferred smoker and a standard smoker, but for those who do, a standard smoker is someone who is in normal health but uses nicotine products on a regulastandard smoker, but for those who do, a standard smoker is someone who is in normal health but uses nicotine products on a regulastandard smoker is someone who is in normal health but uses nicotine products on a regular basis.

Insurance products are offered by Standard Insurance Company of Portland, Oregon, in all states except New York, where insurance products are offered by The Standard Life Insurance Company of New York of White Plains, Insurance products are offered by Standard Insurance Company of Portland, Oregon, in all states except New York, where insurance products are offered by The Standard Life Insurance Company of New York of White Plains, Insurance Company of Portland, Oregon, in all states except New York, where insurance products are offered by The Standard Life Insurance Company of New York of White Plains, insurance products are offered by The Standard Life Insurance Company of New York of White Plains, Insurance Company of New York of White Plains, New York.

There are many types of life insurance products, but all are based on the three standard types:

Full coverage auto insurance normally includes additional products and services that may be required above and beyond standard comprehensive and collision insurance.

Our insurance group, Standard Casualty, offers a wide range of insurance products for manufactured home owners, and its finance subsidiary, CountryPlace Mortage, supplies a variety of homebuyer financing options.

Given all of the uncertainties, near term projections do not have sufficient credibility to be used for important insurance applications such as product pricing and establishing solvency standards.

By tying climate action into its products as standard, Co-Op Insurance is showing real ambition on climate change, and driving carbon emissions reductions at scale.

They offer standard products like term life insurance and whole life insurance, but it also has some unique products:

Some insurance products, including travel and term life, are quite standard across the country.

In the use - and - file regime, an insurer doesn't have to file a product with Irda; it has to adhere to the standardised norms and later send information on the product to the regulatorThe insurance regulator has allowed insurers to have standard...

In fact, Irda's draft norms on standardisation of products, which is now circulated to the Life Insurance Council for suggestions, were prepared after the finance minister had suggested a list of standard products that will be a part of the «use and file» procedure for simple and easy understanding of products.

Perhaps one of the key indicators of the innovation standards of Americo is its product line of simplified issue term life insurance.

Consumer advocates are raising concerns about short - term care insurance because state regulators don't hold the product to the same standards as long - term care insurance.

Insurance products provided by Premier are not underwritten or guaranteed by The Travelers Indemnity Company, The Phoenix Insurance Company, The Standard Fire Insurance Company, or any other Travelers company.

In the US, preferred, standard and non-standard auto insurance products are available.

The company focuses on selling specialty insurance products for cars, commercial vehicles, and motorcycles, including policies for drivers who can not qualify for standard insurance.

The other insurance products that Costco offers are more standard.

Personal Injury Protection (PIP) is one of the many types of insurance products that can make up your standard auto insurance package.

With the expertise of HDFC and Standard Life together under one umbrella, HDFC Standard Life has become a market leader in the insurance sector offering a wide range of products at competitive rates.

The premiums are higher than for standard life insurance, but it is possible to reduce the price by increasing wait periods or reducing the level of cover — so its best to talk to your insurance adviser who can work with you to identify the right product for you financial and lifestyle needs.

The company works on its mission to emerge as the leading company which offers a comprehensive range of insurance products to customers and to ensure high standards of customer satisfaction through service efficiency.

Riders add supplemental coverage to a standard life insurance policy to create a customized product for the insured.

The variety of life insurance products they offer are great, with options for standard policies like term life, whole life, and universal life.

No Exam Life Insurance There are reasons people choose no medical exam life insurance over standard term life insurance Insurance There are reasons people choose no medical exam life insurance over standard term life insurance insurance over standard term life insurance insurance products.

Review of Standard Life and Casualty Insurance Company In the following review of Standard Life and Casualty Company, we focus on the company's history, financials, ratings, products and services.

ING recently introduced its new no - lapse indexed life insurance products, the ING Indexed Universal Life Guaranteed Death Benefit and the Death Benefit New York, which offer consumers a guaranteed death benefit with the opportunity to earn an index credit associated with increases in the Standard and Poor's 500.

By 1981, MassMutual had begun its offering of other life insurance products outside of its standard whole life, making a move towards universal life insurance.

There are many types of life insurance products, but all are based on the three standard types: