Sentences with phrase «standard insurance rates»

In most cases, there will be an increase in premium of 50 - 150 % in standard insurance rates.

In these cases, the applicant is usually offered standard insurance rates, and for some, preferred rates are even achievable.

Such policies are priced lower than standard insurance rates.

A table rating is like a rate surcharge used by the insurer when the applicant does not qualify for standard insurance rates.

The Viking Insurance companies offer mainly auto insurance to drivers who can not qualify for standard insurance rates.

In some instances, you won't be able to meet the requirements for anything better than standard insurance rates, as far your monthly premiums are concerned.

They use this information as a first step to determining whether you qualify for standard insurance rates.

The standard insurance rate will be based on the make and model year of your car, not its paint job.

They may not see you as a high risk driver according to their parameters and charge you the standard insurance rate.

Not exact matches

It is what makes possible the very popular 30 - year fixed - rate mortgage with a down payment that is manageable for a wide swath of creditworthy borrowers (20 %, with or without primary mortgage insurance for a conforming borrower), but also maintains other underwriting standards as well.

It's a voluntary program that reduces flood insurance rates for communities that take additional efforts beyond minimum standards to reduce flood damage to insurable property.

These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets; risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.

Additionally, the price for a standard UL policy can increase as you age if the illustrated interest rates drop or the internal cost of insurance increases.

Similar to consumer credit bureaus, there are several insurance ratinginsurance rating agencies such as A.M. Best, Moody's, Fitch Ratings, and Standard & Poor's that can provide you with an indication of an insurance company's financial stability.

So I am going to increase the standard rate of Insurance Premium Tax by just half a percentage point — and commit all the extra money we raise to flood defence spending.

Job sharing arrangements, paid time off to care for a sick child or parent, ability to continue your insurance at the standard teacher cost share rate after FMLA time has expired are all steps that could be taken to make the profession more family friendly.

Safety, Reliability & Mileage Acadias built after January 2011 are Insurance Institute for Highway Safety Top Safety Picks, meaning they scored the institute's highest rating «Good» in all four crash tests the institute performs: front, side, rollover and rear, and have standard electronic stability systems.

The 2017 Toyota Highlander received the highest rating possible in all Insurance Institute for Highway Safety crashworthiness tests, and its standard forward - collision automatic emergency braking system also earned the highest rating.

The 2011 (and 2010) Ford Taurus is designated a Top Safety Pick by the Insurance Institute for Highway Safety, meaning it scored the institute's highest rating (Good) in front, side and rear crash tests and a roof - strength test, and that it comes with a standard electronic stability system.

IRVINE, Calif., November 3, 2017 — The Insurance Institute for Highway Safety (IIHS) has awarded its best rating possible, Top Safety Pick Plus (TSP +), to 2018 Kia Souls when equipped with high - intensity discharge (HID) headlights — offered on the Primo Lit package — and 2018 Kia Sportages built after June 2017 when equipped with newly acceptable - rated HID headlights that are standard on the SX Turbo trim.

The three family - friendly Honda vehicles — each earning the top crashworthiness ratings from the Insurance Institute for Highway Safety (IIHS) and equipped with a standard rearview camera — were selected out of hundreds of models for excelling in the key areas of safety, convenience features, performance and value.

Engineered to older crash - protection standards, the A4 performs well in federal government testing, but earns a «Poor» rating in the small overlap frontal impact test conducted by the Insurance Institute for Highway Safety (IIHS).

Already rated as a «Top Safety Pick +» by the Insurance Institute for Highway Safety (IIHS), the 2017 Highlander builds on its reputation for crash protection by supplying several newly standard technologies that are designed to prevent a collision from occurring in the first place.

ARLINGTON, Va. — The Lexus GS, equipped with standard side curtain airbags, earned the Insurance Institute for Highway Safety's top rating of good in a crash test that simulates a side impact from an SUV or pickup truck.

The redesigned and Toyota Avalon, both equipped with standard side airbags, earn top ratings of good in side crash tests that simulate an impact from an SUV or pickup truck, according to a news release from the Insurance Institute for Highway Safety.

Thanks to the strength of the frame and comprehensive package of standard safety equipment, including side - curtain air bags, the new F - 150 is engineered to earn top safety ratings from the National Highway Transportation Safety Administration and the Insurance Institute for Highway Safety.

The gold standard in safety is what luxury buyers expect and that means a Top Safety Pick Plus rating from the Insurance Institute of Highway Safety.

In Insurance Institute for Highway Safety (IIHS) testing, the RDX is targeted to achieve a SUPERIOR rating in front crash prevention on all grades due in part to the standard application of AcuraWatch ™, and a TOP SAFETY PICK + rating.

But since most individuals aren't up to the task of analyzing the finances and claims - paying ability of insurance companies, a more practical way to home in on strong insurers is to look for those that get high financial strength ratings — say, A + or better — from firms like A.M. Best and Standard & Poor's.

Your life insurance company will assess your health profi; e and assign you a rating, such as «Standard» or «Preferred.»

Rated policy: An insurance policy issued at a higher premium rate than standard because of undesirable lifestyles or health conditions.

According to DCBS, if an insurer uses the consumer's credit history or insurance score at any time in the rating of a personal insurance policy, the consumer may request, no more than once per insurer per policy line annually, that the insurer rerate the consumer according to the standards that the insurer would apply if the consumer were initially applying for the same insurance policy.

Some life insurance carriers will give you a Preferred Plus rating even if one of your parents had a serious medical condition but did not die from it before the age of 60, while another carrier may tell that same applicant that they only qualify for Standard.

«For Moody's [or Standard and Poor's] to put a bond insurer on negative watch (indicating a rating cut was being considered) could have extremely negative ramifications» for the entire bond insurance business, said David Merkel with Hovde Capital Advisors in Washington, DC.

You can review insurance company ratings through A.M. Best, Standard & Poor's, and other financial information services.

While rates, endorsements and discounts vary widely by insurance company, most insurers provide a standard set of coverages outlined below.

You are free to select the insurance carrier, but the lender will require the company to meet rating standards and be rated by a recognized insurance rating agency.

You need to take a home buyer education class, but you'll be rewarded with lower interest rates, and lower mortgage insurance than the standard 3 % down conventional loan.

VA loans are a key benefit for U.S. veterans, offering competitive interest rates, no down - payment loans, no required mortgage insurance and less rigorous underwriting standards.

The insurance is underwritten by an insurer rated A by A.M. Best and A + by Standard and Poor's.

While most insurance companies use some combination of the same or similar factors to calculate your insurance rate, there's no standard calculation.

Term life insurance quotes are determined in large part by your health, and insurers have four standard tiers of health ratings.

Standard criteria that is widely known from personal car insurance is considered when calculating commercial car insurance rates: province, location, driving history, car make and year, level of deductibles, coverage limits, etc..

If on the other hand though you claim the actual expenses, then take a look at the paragraph on the slide, then you're going to be able to deduct expenses like washes, waxes, gas, oil, repairs, maintenance, insurance, interest on the loan, just like you were on the standard mileage rate and one other word, depreciation.

Fortunately there's an easier way: limit yourself to insurance companies that receive high financial strength ratings — I'd generally say A + or better — from ratings firms like A.M. Best and Standard & Poor's.

Vehicle insurance can also be deducted if the taxpayer elected to report actual expenses and is not taking the standard mileage rate.

Even with some pre-conditions, you can apply for a «rated» traditional life insurance policy (typically more expensive than standard life insurance).

Company Ratings: QuickQuote provides our customers with the A.M. Best and Standard & Poor's ratings for each of our partner insurance companies as a way to compare the performance and claims paying ability among the comRatings: QuickQuote provides our customers with the A.M. Best and Standard & Poor's ratings for each of our partner insurance companies as a way to compare the performance and claims paying ability among the comratings for each of our partner insurance companies as a way to compare the performance and claims paying ability among the companies.

It's life insurance company boasts an A + rating from A.M. Best, an A1 from Moody's, an AA - from Fitch, and a AA - from Standard & Poor's.

The two largest rating agencies, A.M. Best and Standard & Poor's, use their own individual criteria to grade insurance providers.