Sentences with phrase «standard policies»

Because standard policies usually cover these types of costly repairs, this type of coverage is enough for most people.
Travel insurance policies that provide coverage for such activities are more expensive than standard policies.
And yourself, since standard policies also come with personal liability coverage, just in case someone gets hurt in your apartment.
As we said before, many standard policies only cover these items up to a certain dollar amount or not at all.
Most travel insurance providers offer special coverage for hazardous activities, and some of them even offer such coverage through their standard policies.
As such, senior travelers have to purchase a special policy that provides better medical coverage and benefits, and such a policy is usually more expensive than standard policies.
Most standard policies include four essential types of coverage: Coverage for the structure of your home; Coverage for your personal belongings; Liability protection; Coverage for Additional Living Expenses
There are various other coverage options available, such as: flight delay, tour operator default, repatriation, and accidental death or injury, and student travelers can add any of these options to their standard policies.
One more thing: If you can't go on your honeymoon because the wedding was called off, most standard policies won't cover you, Benna said.
Like most folks, your auto, health, home and life insurance coverage are the standard policies you need in place to protect you against most of the unexpected.
If you're planning some extreme fun, check what's covered in our standard policies, and find out if you need our Adventure Pack add - on.
Many major car insurance companies have options for rideshare insurance, which are usually modified versions of their standard policies.
Standard policies are complicated enough, but there's also non-owner's car insurance (for people who drive frequently, but don't have a ride of their own), gap insurance (to cover the gap between what you owe on your car and its actual value), rideshare insurance (for all those Uber and Lyft drivers out there), rental car insurance (for those cross-country drives) and more.
In addition to the standard policies, GEICO offers accident forgiveness — that is, your rates don't go up after your first accident.
Some companies are offering this as an inclusion to their standard policies, while others are offering it as an addition to their standard policies.
High value home insurance is coverage that goes above and beyond the limits of standard policies.
Rates are expensive compared to standard policies — you have to realize this is a higher risk policy.
So for example, if $ 15,000 out of your $ 25,000 of value came from jewelery, you would be out of luck since most standard policies only cover up to $ 2,000 worth of jewelery.
Standard policies typically include six types of protection for you house.
Those who have suffered from especially debilitating diseases or those that tend to recur in the future, cancer, for example, are not eligible for standard policies.
We all know having a slew of directives, standard policies, procedures and orders are great, but if they are not tested; they are just a piece of paper on a shelf and these days, they are just files in a share point or share drive.
The client's goals and expectations are laid out, along with standard policies and procedures to allow, for example, efficient bill examination.
«They told me those were the standard policies and procedures for trans people.
Standard policies with respect to audit enquiries, client confidentiality, conflicts, opinions and retainer letters help mitigate risk by better educating lawyers within the firm and by encouraging a law firm culture in which risk management is understood in the context of day - to - day practice.
However, the most likely scenario when shopping for a malpractice insurance policy for a virtual law firm is that the software and / or hardware that you depend on may not be covered in the standard policies provided by malpractice insurance carriers.
Ohio Senator Bill Seitz is a member of ALEC's board of directors who has compared renewable energy standard policies to «Joseph Stalin's five year plan»
Below is a quick travel insurance comparison for the key policy values when you book with Holiday Extras versus similar standard policies from other well - known insurance providers:
In addition to providing additional dollar amount coverage, umbrella or excess liability often offers broader coverage than standard policies.
But remember, standard policies do not pay for damage caused by floods, earthquakes, or routine wear and tear.
But you may decide that you want additional coverage that is not contained in standard policies.
Most standard policies cover the cash value of your property — the original cost depreciated over the years.
But even the standard policies have a couple quirks, and not everyone takes the time to read the fine print.
Standard policies don't always cover life's full range of bumps.
Of these policies, the HO - 3 is the most common nationwide, but other standard policies like the HO - 8 for older homes and the HO - 1 for those who want the most affordable coverage are also available.
Most standard policies determine payouts on an «actual cash value» basis, often abbreviated ACV.
So, the disclosures that accompany standard policies are not required.
There are many companies that do not offer flood coverage as part of their standard policies.
Most standard policies include four essential types of coverage: Coverage for the structure of your home; Coverage for your personal belongings; Liability protection; Coverage for Additional Living Expenses
Good enough, some insurance companies do give discounts to their customers that purchase their standard policies.
However, certain perils, such as earthquakes or floods, are excluded from standard policies, and still other hazards, such as tornadoes, may be excluded based on how much risk they pose to your region.
Their coverage includes the typical bodily injury liability and property damage liability in its standard policies.
As we said before, many standard policies only cover these items up to a certain dollar amount or not at all.
So for example, if $ 15,000 out of your $ 25,000 of value came from jewelery, you would be out of luck since most standard policies only cover up to $ 2,000 worth of jewelery.
One of the advantages of Electric is that their standard policies are a year long - your rate is locked in for twelve months in contrast to other insurers who issue six - month long policies with an eye towards reviewing your policy for rate increases more frequently.
Standard policies tend to offer separate coverage for structures and belongings.
While the involved parties interviewed in Kaufman's piece had to speak on condition of anonymity due to the ongoing negotiations, executives from both Barnes and Noble and Simon & Schuster were quoted about their standard policies for this type of contract issue.
These will be found as an addendum to the standard policies and procedures.
A: While standard policies and procedures for the new grants payment process have been developed at the Department level, Agencies may provide grant recipients with additional directions that reflect their specific processes.
CCSA recommends that charter schools check with their insurance carrier to ensure that they have industry - standard policies and procedures in place.
Simply pursuing the standard policies offers little hope.
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