Sentences with phrase «standard policies cover»

Though most standard policies cover for tornadoes, you should consider the value of your home.

Standard policies cover accidental water damage in the building — a broken water line or overflowing tub - but not the result of heavy rain and flooding.

Standard policies cover named perils — bad things that may happen to your stuff — including fire, lightning, windstorm, hail, smoke, vandalism, theft, freezing, damage from aircraft or vehicles, and riots, to name a few.

Most standard policies cover the cash value of your property — the original cost depreciated over the years.

Most standard policies cover the cash value of your property — the original cost depreciated over the years.

Replacement costs — A standard policy covers your home and belongings for their actual cash value at the time of the loss.

A standard policy covers damages to «trees, shrubs and other plants» resulting from fire, lightning, explosion, riot or commotion, vandalism and theft.

Standard Policy: Standard policy covers residential buildings, commercial buildings, manufactured homes and condominiums.

Standard policy covers residential buildings, commercial buildings, manufactured homes and condominiums.

The standard policy covers property that is damaged or stolen, alternative living arrangements if your rental unit is rendered unlivable by a named peril, liability coverage and reasonable medical expenses for people injured on your rental property.

While the exact coverage will vary from policy - to - policy, the following list should give you a good idea of the types of natural «disasters» that a standard policy covers:

The standard policy covers claims that arise from events that existed at the time you bought your home.

Not exact matches

Businesses should note that many standard policies don't even cover wind damage from a hurricane or utility disruptions from a storm, so review your policy's fine print to understand your coverage.

A standard business owner's policy should cost around $ 1,000 annually, and covers some basics like liability, business property, and loss of income due to a disaster.

Standard renters insurance policies will not cover the contents of your rental home if you are flooded due to weather.

Keep in mind that not every item you own, or potential damage you face, may be covered with a standard policy.

After publishing «The Party of Sam's Club»» their much acclaimed 2005 Weekly Standard cover story» the Atlantic Monthly editors Ross Douthat (a First Things contributor) and Reihan Salam began developing their ideas on how the Republican party could enact economic policies that would actually benefit their voters.

Well, I am excited to let you know due to the Affordable Care Act, breast pumps are covered at no cost under the majority of insurance policies and this includes TriCare Prime or TriCare Standard.

Meanwhile it emerged that an attempt by the parliamentary standards watchdog to extend the House of Commons «respect» policy - which protects staff from harassment and bullying - to cover everyone working at the House had been blocked.

Supporting commercial lines businesses Progress on fixed fees for costs of noise - induced hearing loss claims Support for fair compensation for mesothelioma sufferers Expansion of the Insurance Fraud Bureau's scope to commercial liability Campaigning for solutions fit for our future Our Flood Free Homes campaign Forward thinking policy for data and cyber Engaging Government to support the role of income protection Delivery of Flood Re, a world first solution for affordable flood cover Fighting fraud Partnering with Government on the Insurance Fraud Taskforce Renewing the Insurance Fraud Enforcement Department Securing new insurer access to the DVLA registered owners database Influencing sensible regulation On Solvency II, we: Secured changes to secondary legislation Clarified treatment of deferred tax Negotiated a favourable calibration of the EIOPA's fundamental spread Supporting insurance businesses Pushing for sensible development of global capital standards Securing better targeted tax legislation Managing the impact of international financial reporting standards.

Standard insurance policies may construe a green roof as a structure that can create «standing water» damage, which a policy probably will not cover unless it is amended.

Yet Texas teachers perceive policy to be more specific than teachers in the other two states, indicating they believe their districts provide more guidance on how to cover the standards.

Since joining Education Week in 2010, she has covered curriculum, instruction, state standards, and teacher policy issues as a reporter, and served as the associate editor for Education Week Teacher.

Manzo started as a reporter at EdWeek in 1996, covering curriculum and standards, reading policy, textbooks, and educational technology.

Topics to be discussed include: Court Procedure: An understanding of the civil litigation process in New Jersey as it pertains to negligence claims; Damages: Understanding the standards for, and the differences between Compensatory and Punitive Damages; Facility Maintenance: Identifying potential safety hazards related to facilities and grounds, and taking reasonable steps to address common problems; Indemnification: Identifying when the school district is responsible for the actions of its employees, and when it may disclaim coverage; Insurance Coverage Issues: Understanding what is, and is not covered under a school district's insurance policy, and understanding whether your district will be allowed to choose its attorney or be required to utilize the attorney assigned by the Insurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school districts.

The plan will set Wisconsin K - 12 education policy for years and cover such things as how to measure the performance of schools, students and teachers and what to do about those not meeting the standards.

If you or your staff members use a vehicle for commercial purposes, you need a commercial auto policy, as your standard personal auto policy will typically not cover you for business use of that vehicle.

Depending on your situation, you may want to purchase flood or earthquake insurance, as most standard homeowners policies don't cover these disasters.

Note: Standard homeowner's and renter's insurance policies don't cover flood damage.

Other choices you'll have will include the size of your deductible, endorsements to cover certain classes of valuables, and additional coverages for special types of risks such as earthquake and flood, which aren't included in standard homeowners policies.

In this case, gap insurance will cover the vehicle's replacement cost, above and beyond what a standard comprehensive or collision policy would provide.

Standard home insurance policies do not cover damages or loss due to earthquakes, flooding or sinkholes.

A surplus lines policy, also known as builder's risk insurance or vacant property insurance, is a policy written specifically for property that's under construction, and for risks that are not covered by standard insurance carriers.

This optional coverage is useful since vehicle upgrades, like subwoofers and chrome rims, aren't usually covered under the standard insurance policy.

Based on the language in the standard policy form, Regency Towers renters insurance will cover: The named insured (you), resident relatives of the named insured, and the resident spouse of the named insured.

Most renters insurance policies have an overall claim limit for jewelry and furs of $ 2,500 so the standard policy would cover a valid claim for one of the rings, but only part of the cost of other.

Along with other pests, they are considered a maintenance issue, and not covered under your standard renters policy.

Identity theft is not a covered peril in the standard renters insurance policy.

The policy covers most consequential losses resulting from covered perils, but Ebola is not a covered peril under a standard renters insurance policy.

So for example, if $ 15,000 out of your $ 25,000 of value came from jewelery, you would be out of luck since most standard policies only cover up to $ 2,000 worth of jewelery.

Perils such as regional flooding and earthquakes are often not covered by standard homeowners insurance policies.

To find out more or to learn what other types of coverage come standard with your policy, just call an Avalon Westbury renters insurance expert at [phone] or click to get covered - whether you need Westbury, NY renters insurance quotes online or coverage anywhere else!

In the standard policy, your policy will also offer coverage for the additional living expenses incurred following a covered loss while you're waiting on repairs to your apartment.

If you live in an area that's prone to earthquakes or floods, a standard renters policy won't cover you for those disasters, so you'll need to get additional coverage, Larkin - Thorne says.

Standard homeowner's policies in the United States don't cover radiation damage caused by an accident at a commercial nuclear reactor.

Standard homeowner's policies in the United States don't cover... more

A standard policy will cover personal property, liability, medical payments to others, and loss of use.

Flood and earthquake damage are not covered by standard home insurance policies but might pose a serious risk to our vacation home, depending on where it is located.

Dirt bikes are generally covered under standard motorcycle insurance policies.

Standard homeowner and renters policies will not cover earthquake damage.