Sentences with phrase «standard policies usually»

Because standard policies usually cover these types of costly repairs, this type of coverage is enough for most people.

While motorcycle insurance is customizable, the standard policy usually covers a portion of the cost to repair or replace your motorcycle if it was damaged as a result of an accident.

A standard policy usually covers two main aspects — the structure, that is, your home and the content, those being your valuables and belongings.

Not exact matches

Excess liability protection is usually in the form of combined single limits, which doesn't set aside a set amount for bodily injury or property damage that the standard auto policy does.

An increase in national income should reduce mortality not just because it is usually associated with lower poverty and better nutrition but also because growth can be a proxy for other good things: more sensible economic policies; more democratic, accountable governments; and a greater commitment to improving people's living standards.

Since the United States educational system usually develops policies from the local level, some districts feel that the new standards rolling out nationwide are simply too cookie cutter and won't be in the best interest of local areas.

In Pre-K — 12, proficiency standards are usually set by state - level policy or another overseeing body, often establishing categories to sort out how well students master a skill or standard.

A standard liability insurance policy — including both bodily and property coverage — will usually cost between $ 900 and $ 1400 a year, depending on the policy's limits.

This optional coverage is useful since vehicle upgrades, like subwoofers and chrome rims, aren't usually covered under the standard insurance policy.

Excess liability protection is usually in the form of combined single limits, which doesn't set aside a set amount for bodily injury or property damage that the standard auto policy does.

Standard homeowner's policies usually cover your property and possessions against damage from tornadoes, windstorms, hail and lightning; however, they don't cover earthquakes or floods.

Standard homeowners policies are usually insured for 25 % to 50 % of your dwelling coverage.

A standard renters insurance policy is usually written on the HO - 4 form which is written by the Insurance Services Office and designed to provide broad coverage and a clear understanding of what's covered — and what's not.

Here are the other types of protection that usually are part of a standard policy:

Although these types of policies usually run at a higher premium, the coverage is usually guaranteed and the policy coverage varies slightly from a standard term life policy.

Standard homeowner's policies don't include flood insurance, but it is usually available for an additional cost.

Most homeowners policies provide a standard amount of liability coverage (usually $ 100,000) per accident.

While easier to apply for than standard life insurance (just a questionnaire and usually no medical tests required), the actual rates offer less value and policies are limited, he says.

A standard cookie cutter policy is usually something like $ 15,000 of personal property, $ 100,000 of liability, and a few other types of coverage.

Deductibles for earthquake insurance plans are higher than those in standard homeowners or renters insurance, usually from 5 to 15 percent of the policy limit.

As is the case with freshwater flood protection, most providers offer some sort of OPTIONAL sewer backup protection, but it is not usually included on default standard insurance policies.

Unlike the standard «dollar deductible» on a homeowners policy, a hurricane or windstorm deductible is usually expressed as a percentage, generally from 1 to 5 percent of the insured value of the structure of your home.

They provide discounts for eco buildings; are the only insurer in the UK to cover small renewable energy systems as a standard part of household policy; and offer cover to alternative houses that might usually struggle to get insured, for example timber - framed and straw bale housing.

The policy would matter, because a third party liability insurance requirement is usually a minimum standard for an insurance policy but doesn't prohibit broader coverage.

Insurance companies that routinely attempt to deny or lessen an accident claim's value as standard policy are usually prepared to take a case to court if it will be cost efficient, even if they are your own insurance company.

The face amount of a standard burial insurance policy will usually be in the range of $ 5,000 to $ 25,000 — although some insurance carriers will offer these types of policies with a higher amount of coverage.

Here are the other types of protection that usually are part of a standard policy:

Unlike standard life insurance policies where the surviving spouse is usually the beneficiary, second - to - die life insurance is generally used for estate planning purposes.

The following weather - related events are usually not covered by standard homeowners» insurance policies:

A standard rental insurance policy will cost around $ 15 per month and usually comes with around $ 30,000 of contents coverage as well as $ 100,000 of liability protection.

With a standard life insurance policy, the idea is to provide coverage for the unexpected, primarily for the unexpected event of your early death, usually due to an accident or other unforeseen event.

Many major car insurance companies have options for rideshare insurance, which are usually modified versions of their standard policies.

Backpackers usually travel for an extended period of time, and a standard travel insurance policy will not be sufficient to get them covered for the entire duration of their trips.

These riders usually are either come standard on a policy, or can be added at no extra cost.

These policies usually don't cover collision or comprehensive coverage, but offer standard liability coverage and may let you add medical and underinsured / uninsured motorist protection.

As such, senior travelers have to purchase a special policy that provides better medical coverage and benefits, and such a policy is usually more expensive than standard policies.

Deductibles for earthquake insurance plans are higher than those in standard homeowners or renters insurance, usually from 5 to 15 percent of the policy limit.

Due to more the standard or lower health ratings, these policies usually have, outside of immediate issue or instant issue products they are always more expensive.

That means that you're paying a whole lot less than people who buy standard (and usually more restrictive) umbrella liability policies available outside the program.

Additionally, a standard small business policy will usually cover losses from windstorm, hail, explosion, theft, and damage caused by aircraft, automobiles or vandalism.

While we usually recommend a standard term life insurance policy, accidental death is a valuable supplement to a more comprehensive policy.

Usually, this rider isn't part of a standard life insurance policy.

• «Cancel for any reason» coverage is usually sold as part of a premium policy or an add - on to a standard policy.

Because of the fees and premiums, universal life insurance will cost you usually 4 times more than a standard term policy.

Accidental death benefit insurance is not usually included in a basic life insurance policy, so adding it to a standard policy as a rider will likely result in a somewhat higher premium; however, it will pay double the amount of the regular death benefit if the insured dies in an accident.

Standard homeowners insurance policies usually limit coverage for mold coverage.

This optional coverage is useful since vehicle upgrades, like subwoofers and chrome rims, aren't usually covered under the standard insurance policy.

A standard universal does have cash accumulation within it, though it's usually depleted by the end of the policy because it pays the difference in the increasing cost of insurance so your out - of - pocket premiums are level.

Insurance companies in general tend to write standard auto insurance policies that usually last for a term of one year.

Like it or not, there's a possibility that you might get sued for defamation (which usually isn't included in the liability coverage in a standard home policy).