Sentences with phrase «standard rate class»

Many people suffering from cardiovascular disease will qualify for life insurance at a below standard rate class.

Some companies are willing to offer you the best health rate class, while others will offer you at best, preferred, or even standard rate classes only.

Some companies are willing to offer you the best health rate class, while others will offer you at best, preferred, or even standard rate classes only.

The more serious sufferers qualify at a below standard rate class or may need to consider a burial life insurance policy where there is no medical exam and no health questions.

Sample United of Omaha term life and guaranteed universal life quotes are based on a 50 year old male standard rate class as of December 2015.

At times it can go into the applicant's favor because the two classes are just standard rate classes that are either smoker or non-smoker rate classes.

Standard Rate Class Annual Premium - $ 1002.50 Preferred Rate Class Annual Premium - $ 757.50

Diabetic life insurance clients can qualify for a standard plus rate class compared with the typical standard rate class offered by most competitors.

The more serious sufferers of migraines qualify at a below standard rate class or may need to consider a guaranteed issue life insurance policy where there is no medical exam and no health questions.

For example, the following table represents long term care rates from 3 different LTC plans for a 60 year old male at a standard rate class, including a 4 % income protection rider, with A rated LTC providers.

Standard Rating Class: The premium rate class available on life insurance policies for applicants that are determined by underwriting to be of average health.

Generally, carriers will allow a WOP rider on applicants who qualify at a standard rate class or better.

Standard rates classes, up to super preferred health classes, are available.

Instead of a Diabetes applicant receiving preferred rates like a very healthy person would, they would normally be placed in a standard rate class with a possible rate up.

In fact, the difference between a preferred plus rate class and a standard rate class is typically 200 %.

For example, an applicant could be approved with a Standard rate class in «Rate Table D» or «Rate Table H».

Standard Plus and Standard rate classes are for applicants with some health conditions and medication use which are going to be more of a concern than the preferred classes.

Standard plus rate class after 12 months no tobacco compared to the industry normal practice of a standard rate class.

A client with schizophrenia may obtain a standard rate class 10 years out.

The policy will be issued at a standard rate class regardless of your health, for an amount equal to, but not greater than, your existing VGLI.

10 years out and a client with schizophrenia can receive a standard rate class.

For instance, a 50 year - old male, standard rate class, 10 - year term policy would cost the policyholder $ 98 / month.

His driving record check discovered this violation, which bumped him down to Standard rate classes.

Applicants that use tobacco products such as chewing tobacco, pipes, cigars, and nicotine gum, nicotine patches, electronic cigarettes can test positive for nicotine can receive a standard rate class as long as he or she discloses tobacco use on their application.

Voya is well known for issuing life insurance rates in a preferred rate class where some of the other would be placing you in a standard rate class which would result in higher premiums.

• $ 100,000 level term life insurance, on a 10 year term at the Standard rating class = $ 180.51 month with Protective Life Insurance Company.

A highly rated insurer, and part of one of the World's largest insurance organizations, is now offering the Standard Rate Class to diabetics; who are over 40 years of age and the duration of the Type 2 Diabetes is 5 years or less, with an A1C reading of 7.0 or lower (with a -LSB-...]

Standard rate class premiums for Sagicor's non-medical exam policy would cost the same person $ 71.77, whereas the next best price in standard rate class is with American National at $ 106.25 / month.

Pros: No medical exam coverage - ANICO's Signature Term Express policy (not to be confused with their no exam Freedom Term policy) will typically have one of the if not the best rates in the country for no medical exam life insurance at the standard rate class (average health class) in 2016.

Typically, someone who is battling heart disease, and who has made a turn for the better, will qualify for a standard rate class at best.

Most likely, the best rate class you can get with mild Barrett's esophagus or erosive esophagitis would be a standard rate class.

Clients who use cigars, pipes, chewing tobacco, nicotine gum, nicotine patches, electronic cigarettes, (basically all tobacco products besides cigarettes), can test positive for nicotine and still receive a standard rate class.

For example, if you have insomnia and you also take medication to treat depression, then you will receive a standard rate class.

If he or she can qualify as a true Standard applicant, meaning that they require no credits to achieve a standard rate class, and they meet the parameters set for type II diabetics, then they are eligible to receive Preferred consideration.

If your BMI ranges from 35 to 38, you will be under the standard rate class with the rest who have normal health.

Most competitors will place you at a standard rate class.

Typically, someone who has mild panic attacks, who takes one medication, with no history or hospitalization or suicide attempts, will qualify for a standard rate class.

Typically, someone who has good control of the disorder and mild attacks, who takes one medication, with no history or hospitalization or suicide attempts, will qualify for a standard rate class.

In addition to having some of the lowest no exam prices for the standard rate class (average), their fully - underwritten Signature Term product is very competitively priced as well.

The more serious sufferers qualify at a below standard rate class or may need to consider a burial life insurance policy where there is no medical exam and no health questions from among the best final expense life insurance companies.

The more serious sufferers qualify at a below standard rate class or may need to consider a burial life insurance policy where there is no medical exam and no health questions from the top final expense insurance companies.

Many people suffering from sleep disorders qualify for a standard rate class because the disorder affects their daily activities in one way or another.

Typically, someone who has migraines, who has had testing done to rule out other potential problems such as a tumor, can qualify for a standard rate class.

Bottom Line: American National Insurance Company (ANICO) is an excellent insurance company especially for those seeking life insurance without a physical exam and are at the standard rating class.

Most well controlled clients who have a history of absence seizures, (i.e. petit mal), and who have not had a seizure in the last two years, will come back at a standard rate class.

(ANICO) American National Life Insurance Company Review 2016 Pros: No medical exam coverage - ANICO's Signature Term Express policy (not to be confused with their no exam Freedom Term policy) will typically have one of the if not the best rates in the country for no medical exam life insurance at the standard rate class (average health class) in 2016.

Standard — These applicants generally have an average overall health and will typically fall into the standard rate class.

For example, the following table represents long term care rates from 3 different LTC plans for a 60 year old male at a standard rate class, including a 4 % income protection rider, with A rated LTC providers.