Sentences with phrase «standard risk policy»

Based on age, height, weight, and smoking status, individuals that fit within this classification are considered a low or «preferred» risk, and will often pay less premium than a standard risk policy.

Not exact matches

Observing anti-harassment, anti-discrimination and anti-bullying policies increasingly enshrined in provincial employment standards will go a long way to minimize a company's risk of being blamed for mental injury.

* This data set represents Health IQ & Industry term life policies that went through underwriting and were approved at Preferred Plus NS, Preferred NS, Standard Plus NS or Standard NS risk classes.

If there is a danger that monetary policy will be seen as «too difficult», there is also a risk that too much will be expected of it or, at least, that its success or failure will be judged against an impossibly - high standard: it can't cure the business cycle; it can't reduce inflation costlessly; and it can't be operated with surgical precision.

The HRC has reaffirmed the policy of deferring a portion of annual incentive compensation for the Company's highest earners in the form of long - term awards whose vesting terms take into account longer risk - emergence periods, and has overseen the implementation of standard performance objectives for the Company's control function staff to further prevent or discourage excessive risk - taking.

An Indexed Universal Life (IUL) insurance policy functions similarly to a standard universal life policy, except that it accumulates value through investments in a stock market index rather than the typical low - risk investments that most dividend - paying policies use to grow.

I believe that the ICN is the perfect venue to minimise this risk and promote common standards for our procedures, policies and goals.»

Kevin Mc Namara is rapporteur for an Australian Health Policy Collaboration working group, and a member of Standards Review Group Subcommittee F developing pharmacy practice standards around screening and risk assessment on behalf of the Pharmaceutical Society of Australia.

Sure you can minimise risk at home by having at least two CNMs who are accredited with the local hospital, a minimum standard for prenatal care and testing, strict risk - out criteria (no primips, twins, breech, PIH, diabetics) and liberal transfer policy, but there will always be unforeseen complications.

The Representative of WHO stated that continuing the work on this Standard risked creating policy conflict.

The Orfalea Fund helped to bring about new standards in early childhood education, school food, and disaster readiness by doing in - depth research, taking risks to discover what works, bringing together dedicated partners to execute programs, and helping families, educators, and policy - makers raise their expectations for a healthier, more resilient community.

«Cameron's schools policy has delivered a vacuum in the local oversight of our schools, leaving children exposed to falling standards and vulnerable to risks posed by extremists.

In 2004, McCown served as lead author of the commission's bipartisan report, Teaching at Risk: A Call to Action, which recommends policies to overcome existing barriers and make improvement efforts on school issues like low standards.

By allowing Catholic schools to receive government funding, a religious - charter policy could honor the traditions of both Catholic education and the chartering movement, allow these schools to carry on their service to the most at - risk urban students, and adhere to state standards, assessments, and accountability frameworks.

For this reason, as the Common Core, and its fewer, higher, clearer standards, moves forward into implementation, states must give adequate attention to their accountability policies and the potential consequences of these policies on those students most at - risk of dropping out.

The reality is that integration is a key improvement strategy for our nation's most at risk students, and national policy has largely abandoned it in favor of first the standards based accountability policies of the late 1980s and the 1990s and then the test and punish policies of the NCLB era.

Other choices you'll have will include the size of your deductible, endorsements to cover certain classes of valuables, and additional coverages for special types of risks such as earthquake and flood, which aren't included in standard homeowners policies.

A surplus lines policy, also known as builder's risk insurance or vacant property insurance, is a policy written specifically for property that's under construction, and for risks that are not covered by standard insurance carriers.

With personal property coverage, you're protected against risks like fire, theft, and vandalism and you know you'll be able to replace the property if it suffers a loss because policies come standard with replacement cost coverage

You can opt for the maximum amount of deductible laid down in the Preferred Risk Policy (PRP) of Standard Flood Insurance Policy (SFIP) if applicable to you.

Flood and earthquake damage are not covered by standard home insurance policies but might pose a serious risk to our vacation home, depending on where it is located.

The increased insurance risk associated with unoccupied and vacant homes has resulted in insurance companies» excluding these properties in standard property insurance policies.

These restrictions are standard for variable universal life insurance and contribute to the policy's «higher risk, higher potential return» tradeoff.

However, certain perils, such as earthquakes or floods, are excluded from standard policies, and still other hazards, such as tornadoes, may be excluded based on how much risk they pose to your region.

If she were to convert her policy into a permanent policy, her Standard Table 4 risk class would carry over.

The Enterprise Risk Management Committee is supported by dedicated risk management staff responsible for maintaining enterprise risk management policies, procedures and standards; conducting a formal enterprise - wide risk assessment process and annual risk forum with company wide risk representatives to validate and update the key risks; ensuring frequent reviews by the committee of the identified key risks, controls and monitoring programs; and reporting key risk measures, metrics and treRisk Management Committee is supported by dedicated risk management staff responsible for maintaining enterprise risk management policies, procedures and standards; conducting a formal enterprise - wide risk assessment process and annual risk forum with company wide risk representatives to validate and update the key risks; ensuring frequent reviews by the committee of the identified key risks, controls and monitoring programs; and reporting key risk measures, metrics and trerisk management staff responsible for maintaining enterprise risk management policies, procedures and standards; conducting a formal enterprise - wide risk assessment process and annual risk forum with company wide risk representatives to validate and update the key risks; ensuring frequent reviews by the committee of the identified key risks, controls and monitoring programs; and reporting key risk measures, metrics and trerisk management policies, procedures and standards; conducting a formal enterprise - wide risk assessment process and annual risk forum with company wide risk representatives to validate and update the key risks; ensuring frequent reviews by the committee of the identified key risks, controls and monitoring programs; and reporting key risk measures, metrics and trerisk assessment process and annual risk forum with company wide risk representatives to validate and update the key risks; ensuring frequent reviews by the committee of the identified key risks, controls and monitoring programs; and reporting key risk measures, metrics and trerisk forum with company wide risk representatives to validate and update the key risks; ensuring frequent reviews by the committee of the identified key risks, controls and monitoring programs; and reporting key risk measures, metrics and trerisk representatives to validate and update the key risks; ensuring frequent reviews by the committee of the identified key risks, controls and monitoring programs; and reporting key risk measures, metrics and trerisk measures, metrics and trends.

An Indexed Universal Life (IUL) insurance policy functions similarly to a standard universal life policy, except that it accumulates value through investments in a stock market index rather than the typical low - risk investments that most dividend - paying policies use to grow.

Insurance broker Matthew Carr says standard coverage generally includes fire, plus things that are specifically named on a policy, but other options can include a broader range of risks, subject to certain exclusions.

Finally, you should consider if any regional factors pose a risk to your house, and whether those threats are excluded from a standard home insurance policy.

In addition to increasing your coverage limit for jewelry, scheduled items may also be protected against risks that a standard renters insurance policy doesn't cover.

In addition to the risks of being underinsured, homeowners in the Golden State need to understand that California's unique geography and ecology make California home insurance a lightning rod for the «exclusions» (i.e. exceptions) that are standard in most home insurance policies.

A flood policy is additional to a standard Hammond insurance policy for your home and could cost anywhere from $ 500 to $ 2,000 extra depending on your flood risk and the insurer.

The issue is that certain other underwriting factors like claims history or scoring tier combined with the coastal risk might make a particular policy ineligible per the underwriting standards.

«Total replacement» policies have a lower risk of underinsurance because the insurer agrees to either rebuild your building to the standard it was in before it was damaged or destroyed, or pay you the assessed cost to rebuild.

Is the standard policy right for you, or do you need something more to cover your risks?

For instance, prescriptive policies, such as state renewable portfolio standards, can expose existing fossil fuel plants to carbon transition risk.

«By analysing the potential impact of future carbon constraints driven by global climate change policies, our study shows a deterioration in the financial risk profiles for smaller oil companies that could lead to negative outlooks and downgrades,» said Michael Wilkins, head of environmental finance at Standard & Poor's.

«We believe that the risks of climate change warrant action... ExxonMobil believes a revenue - neutral carbon tax would be a more effective policy option than cap - and - trade schemes, regulations, mandates, or standards.

The long - term objective of climate change policy should be to reduce the risks of serious harm to humanity and ecosystems at minimum societal cost, while recognizing additional shared humanitarian necessities, including providing reliable and affordable energy to improve global living standards.

The public policy forums provided an overview of ways health risk - based standards would address gaps in current rules for industrial facilities.

For these reasons, as governments enact policies to address the risks of climate change, we believe that market - based efforts to reduce greenhouse gas emissions — like a revenue - neutral carbon tax — are more economically efficient policy options than regulations, mandates, or standards.

Attorney Generals from the same 10 states released a joint statement vowing to «vigorously oppose attempts by the Trump Administration to weaken vehicle emission policies and put our public health at risk,» as well as their right to adopt even stricter pollution standards.

Since there is no standard contract or policy, the risks can change from policy to policy.

Considering further that s. 32 (1)(c) is one of the oldest and most important parts of Canadian public policy in the economic field, and that it mandates a partial rule of reason inquiry into the seriousness of the competitive effects of the agreement, Parliament has sufficiently delineated the area of risk and the terms of debate to meet the constitutional standard.»

The home was insured under a standard «all risks» homeowner's policy issued by Farmers» Mutual («Farmers») and arranged by Muskoka Insurance Brokers Ltd. («Muskoka»).

Standard policies with respect to audit enquiries, client confidentiality, conflicts, opinions and retainer letters help mitigate risk by better educating lawyers within the firm and by encouraging a law firm culture in which risk management is understood in the context of day - to - day practice.

• Provided support to global sales offices by managing, drafting, reviewing, redlining, and negotiating both standard and non-standard agreements including nondisclosure, professional services, independent contractor, manufacturing, software licensing (both on premise and SaaS), customer / sales, supplier, joint development, and distributor contracts • Maintained contractual records and documentation, such as receipt and control of all contract correspondence, customer contact information sheets, contractual changes, and other documents for all projects • Worked with risk management department to coordinate contractual insurance requirements • Worked with finance department to insure adherence to broader finance and risk requirements such as revenue recognition, pricing and discounting policies and other relevant requirements • Worked with relevant sales and business team and advise regarding legal issues and risks related to various business transactions • Ensured proper completion of a wide variety of agreements • Monitored compliance by company employees with established procedures • Ensured that signed contracts are communicated to all relevant parties to provide contract visibility and awareness

What is the difference between a Preferred Risk Flood Insurance policy and a Standard Flood Insurance Ppolicy and a Standard Flood Insurance PolicyPolicy?

Flood and earthquake damage are not covered by standard home insurance policies but might pose a serious risk to our vacation home, depending on where it is located.

If you are interested in opting for standard auto insurance policies then you will need to reduce risks.