Sentences with phrase «standard term policies»

This company does focus heavily into the permanent life insurance market (whole life and universal life) but also offers standard term policies.

This page: Explains how term life insurance rates are set by insurers Outlines a couple of variations on standard term policies Describes a few (very important!)

Fixed Death Benefit — Standard term policies also have a fixed death benefit, the amount of which is determined by the policyholder at issuance and affects the premium payments that will be made.

The premiums for return - of - premium policies are considerably higher than premiums for standard term policies.

The premiums for return - of - premium policies are considerably higher than premiums for standard term policies.

Farm Bureau also provides policies for children for all but with variable life and getting a standard term policy doesn't require a medical exam.

Beyond that, it works like a standard term policy: you apply for a policy of a certain face value and term, and the policy is in force until the term expires (or you stop paying your premiums).

If you own a standard term policy, there's really no harm done in dropping that policy in favor of a newer and cheaper term policy.

If you own a standard term policy, there's really no harm done in dropping that policy in favor of a newer and cheaper term policy.

The value of what these extra benefits give a standard Term policy is immeasurable.

Whether it's a return of premium or standard term policy, once it's over, it's over.

Covertability is often either sold as an endorsement or is part of the standard term policy.

United of Omaha's standard term policy requires no medical exam and is available for purchase between the ages of 30 and 74.

10 Year Term Insurance Plans: A 10 year term insurance plan is a standard term policy that can be taken for a decade.

Beyond that, it works like a standard term policy: you apply for a policy of a certain face value and term, and the policy is in force until the term expires (or you stop paying your premiums).

If you are looking for life insurance for a disabled person we recommend you contact an agent directly to see if you qualify for a standard term policy,

Because of the fees and premiums, universal life insurance will cost you usually 4 times more than a standard term policy.

Generally speaking, it would make better sense to get a standard term policy and then look into investing the difference into other avenues for retirement; however, many Americans just don't have the discipline or the knowledge needed to make these highly intricate decisions and policies like this force the customer to save for the future in a guaranteed, stable option like a Return of Premium policy.

Not exact matches

He went so far as to prohibit use of the standard policy term «white paper.»

Earlier this week rating agency Standard and Poor's changed its U.S. long - term debt outlook to «stable» from «negative,» despite the concrete prospect of more showdowns on fiscal policy.

«We've always had a set of community standards that the public can see,» Facebook Vice President Monika Bickert told NPR's Steve Inskeep, «but now we're actually explaining how we define those terms for our review teams and how we enforce those policies.»

* This data set represents Health IQ & Industry term life policies that went through underwriting and were approved at Preferred Plus NS, Preferred NS, Standard Plus NS or Standard NS risk classes.

The HRC has reaffirmed the policy of deferring a portion of annual incentive compensation for the Company's highest earners in the form of long - term awards whose vesting terms take into account longer risk - emergence periods, and has overseen the implementation of standard performance objectives for the Company's control function staff to further prevent or discourage excessive risk - taking.

The Rix Award for Engaged Corporate Citizenship is presented to an enterprise that demonstrates, both in policy and practice, the highest standards of stewardship towards the long - term well - being of customers, employees, owners, partners, the environment and the broader community.

Arvicco / BitNovosti further commented, «Currently ECIP 1017 is a front - runner in terms of being adopted as Ethereum Classic monetary policy standard.

The Rix Award for Engaged Corporate Citizenship is presented to an enterprise that demonstrates, both in policy and practice, the highest standards of stewardship towards the long - term well - being of customers, employees, owners, business partners, the environment and the broader community.

By STANDARD SHAEFER (Interview with Michael Hudson, author of Super Imperialism, Pluto Press, 2003) Now that even the LA Times has begun to show a modicum of willingness to discuss US foreign policy in terms of a potential imperialism, it has become clear that those on the right have avoided this debate so far only by sticking to the strictest, most out - dated notion of empire.

Specific policies include encouraging job creation and innovation in the new energy economy; improving the fairness of employment standards (including re-establishing the National Minimum Wage; reversing «tax giveaways» to corporations; introducing and maintaining balanced budgets; protecting Canadians from «price gouging» by businesses; implementing income stabilization programs for farmers; promoting long - term economic and environmental sustainability of marine and forestry resources; and re-investing in education, skills training and apprenticeships to help Canadians succeed in the economy.

Create a standard billing policy, that includes clear payment terms, and outlines the process you will take to collect on unpaid bills, then follow through.

We are in the process of working with compliance partners to map our AML and KYC policies to the standards of the Monetary Authority of Singapore and ensure that our terms and conditions are consistent with Singapore law.

From 1990 to 2005, he was Director Fiscal Policy Division Department of Finance, responsible for overall preparation of the federal budget; preparation and assessment of medium - and long - term projections of federal revenues and expenses and implications for fiscal policy; analysis of fiscal conditions at both the federal and provincial levels; evaluation of various budget proposals; preparation of monthly Fiscal Monitor; with the Office of the Comptroller General (OCG), assessing and evaluating accounting standards proposed by the Public Sector Accounting Board (PSAB) of the CICA and recommending changes in government accounting policies; with the OCG, responsible for implementation of accrual accounting for the federal budget and the government's financial statePolicy Division Department of Finance, responsible for overall preparation of the federal budget; preparation and assessment of medium - and long - term projections of federal revenues and expenses and implications for fiscal policy; analysis of fiscal conditions at both the federal and provincial levels; evaluation of various budget proposals; preparation of monthly Fiscal Monitor; with the Office of the Comptroller General (OCG), assessing and evaluating accounting standards proposed by the Public Sector Accounting Board (PSAB) of the CICA and recommending changes in government accounting policies; with the OCG, responsible for implementation of accrual accounting for the federal budget and the government's financial statepolicy; analysis of fiscal conditions at both the federal and provincial levels; evaluation of various budget proposals; preparation of monthly Fiscal Monitor; with the Office of the Comptroller General (OCG), assessing and evaluating accounting standards proposed by the Public Sector Accounting Board (PSAB) of the CICA and recommending changes in government accounting policies; with the OCG, responsible for implementation of accrual accounting for the federal budget and the government's financial statements.

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(I owe the term to the late Arthur Fishkin, my former colleague at Creighton University, who once explained the lack of consistent academic standards as stemming from the consistent Jesuit policy of mercification.)

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I discussed how the research on breastfeeding carried out at the Federal University of Pelotas (Brazil) has helped shape global policies on the recommendation for exclusive breastfeeding for 6 months, the use of child growth standards based on breastfed children, and the harmful long - term consequences of artificial feeding.

Gov. Cuomo has made a point throughout his six - year term to declare New York the most progressive state in terms of policies concerning the environment and clean energy standards.

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Standard & Poor's criticized Oyster Bay's lack of long - term financial planning, absence of a formal policy to limit borrowing and pay down debt, unrealistic projections and failure to make budget adjustments when actual revenue and expenses don't add up.

The town's budgets use conservative estimates, the administration regularly analyzes how current spending and revenue fit within historical trends, it has policies to limit debt and ensure that it always has money available, it uses long - term planning and provides elected officials with monthly financial updates, a Standard & Poor's report said.

«It's clear that the policy has gone way out in front of the science in terms of allowing access to products that haven't been through the standard clinical trials process,» says Mark Ware, a pain specialist at McGill University in Montreal, Canada.

He adds that the results are relevant in the context of recent cheating scandals, in the UK and elsewhere, which he says need to be understood in terms of policy implications as well as in the context of standards and behaviour.

The government will continue to «lurch back and forth» between so - called command - and - control standards on carbon emissions and the deregulatory approach favored by conservatives without such a policy, Mankiw argued, which «makes long - term planning all the more difficult.»

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Over the last several years, I've spent a fair amount of time defending the Common Core State Standards (CCSS) in my role as a senior fellow with the Thomas B. Fordham Institute, an education - policy think tank in Washington, D.C.. Now, given president - elect Trump's pledge to «end Common Core,» which he terms «a disaster,» I expect many more opportunities to defend high standards, at least for the foreseeable future.

The courts» role in this process is to outline in general, principled terms the expectation that the legislative and executive branches will develop challenging standards, fair and adequate funding systems, and effective programs and accountability measures, but to leave to the programs and the political branches the full responsibility for actually formulating these policies.

During the 1990s, the policy term was «opportunity to learn standards»; the political formula was that «spending without accountability is a waste of money, and accountability without spending is a waste of time.»

To estimate benefits of the policy, we converted our best estimate of the program's impact on reading scores (2.63 percentiles) to its equivalent in standard deviation terms, calculated as 0.09.

The courts» role in this process is to outline in general, principled terms the expectation that the legislative and executive branches will develop challenging standards, fair and adequate funding systems, and effective accountability measures, but to leave to the programs and the political branches the full responsibility for actually formulating these policies.

But the new standards and other policies, Duncan said, are poised to improve student achievement — and students» lives — in the long term.