Truth be told, if it was an account that was in good
standing with no late payments, I say keep it on there!
Not exact matches
Many consumers in good
standing with their credit card company, who have long - term relationships and has never missed a prior
payment can successfully have a
late payment removed.
With your current credit score, you may qualify for almost any credit card with 0 % on balance transfers provided all your current credit accounts are in good standing, you do not have recent late payments and maxed out accou
With your current credit score, you may qualify for almost any credit card
with 0 % on balance transfers provided all your current credit accounts are in good standing, you do not have recent late payments and maxed out accou
with 0 % on balance transfers provided all your current credit accounts are in good
standing, you do not have recent
late payments and maxed out accounts.
In some cases, a community member
with some
standing and reputation could purchase goods at a store, and the merchant would collect
payment at a
later time, usually at the end of the month, or at the end of the season.
The better your
standing with the company, the more they might be willing to negotiate on such things as a credit line increase, a change of due dates, waiving a
late charge or lowering a minimum
payment.
As your accounts
with late payments get older and your accounts in good
standing (no
late payments) get older, you'll experience an increase in credit scores.
While your score will continue to include account history from all closed, as well as open, cards for as long as they remain on your credit report, the credit bureaus remove closed accounts in good
standing after about 10 years and closed accounts
with a history of
late payments after seven years from the date of the delinquency.
If the
late payment is an isolated event and other accounts are in good
standing, FICO ® Score 8 is more forgiving compared
with previous FICO ® Score versions.