The Czech Republic, Germany, Ireland, Luxembourg, Poland, Switzerland and the United
States allow family members to file jointly and split income.
Most community - property
states allow spouses to determine or change the character of their property as community or separate.
However, most other
states allow insurance companies to provide and deny coverage to dog owners as they see fit.
Most
states allow you to exchange your deferred annuity for an annuity that produces guaranteed income payments.
The exemption limit varies based on state laws, but
some states allow you to use a federal bankruptcy exemption list.
The remaining 32
states allow payday lenders to operate without much of any major regulations in place prohibiting exceedingly high interest rates in transactions where a personal check is handed over to complete a small loan transaction.
Most
states allow consumers to «freeze» their credit.
Not
all states allow vehicle title loans or even a type of a loan you can get if you used your car as security against the loan.
Other
states allow lenders to keep the full amount from the sale.
Not
all states allow lenders to collect on the note after a home has been foreclosed on.
Some states allow companies to deny claims for other reasons, so it is a good idea to understand the fine print in your policy.
Some states forbid the collection of time - barred debts, but
some states allow debt collectors to try and collect (not sue) on time - barred debts.
Some states allow companies to drop coverage for other reasons; to learn about the laws in your state, contact a local independent agent in the Trusted Choice network in your area.
Many
states allow you to detect all or part of your contribution to the state 529 college savings plan on your state income tax return.
Some states allow you to use Lending Club only.
For example, a number of
states allow professional and vocational boards to refuse to certify, certify with restrictions, suspend or revoke a member's professional or vocational license and, in some cases, impose a fine, when a member defaults on student loans.
Some states allow Prosper only.
Some states allow them in many circumstances,
some states allow them in more narrow circumstances, and some states regulate them even further.
There is risk caused by the fact that only six
states allow lottery winners to remain anonymous.
Note: Not
all states allow all of the various types of personal loans that PersonaLoans.com offers.
Other
states allow you to freeze your child's credit report.
Most
states allow wage garnishments for unsecured debts; however, four states do not: North and South Carolina, Pennsylvania and Texas.
Usually loans will be approved for $ 500 although
some states allow loans for up to $ 1000.
Usually this limit is set at $ 424,100, but the following
states allow higher limits to account for high - cost areas such as San Francisco or New York City.
Only 27
states allow auto title loans in some form or another: Alabama, Arizona, California, Delaware, Florida, Georgia, Idaho, Illinois, Kansas, Kentucky, Louisiana, Mississippi, Missouri, Minnesota, Montana, Nevada, New Hampshire, New Mexico, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, and Wisconsin.
Some states allow contributions to these plans to be excluded from the adjusted gross income for calculating your state tax bill or allow a tax deduction for contributions.
The property which most
states allow include the following:
Most
states allow insurance carriers to consider your credit history when setting homeowners insurance rates.
Some states allow for an extension, so if you need more time, ask the dealer if it's a possibility.
The table below shows which
states allow each kind of foreclosure and under what circumstances.
Although,
some states allow «self settled» trusts which allow you to set up an irrevocable trust naming yourself as beneficiary.
Sixteen
states allow debtors to choose between federal and state exemptions.
Some states allow prospective employers to check your credit.
Most U.S.
states allow driving at age 16, 16 1/2 or somewhere in between.
Most northeastern
states allow them November to April, but some midwestern states with big snow — Michigan, Minnesota — don't.
Some states allow charter schools a great deal of freedom and independence, while others are barely distinguishable from traditional public schools.
Yet
some states allow public access to teacher grades — something teachers unions have fought vigorously.
Some states allow the release of the data only with the consent of the teacher; some allow the release with consent from a third party, such as a school district official or state official.
Although charter schools do not commonly have bonding authority and typically can not directly access local tax dollars,
some states allow school districts to include charter school facility needs in their bond or levy requests.
Some states allow districts greater autonomy to design their own rubrics or modify existing frameworks.52
States differ in the degree of involvement in designing and implementing teacher evaluation systems: 13 states require school districts to implement state - mandated evaluation systems with little flexibility, 21
states allow school systems to design their own evaluation systems with state approval and 17 states fall somewhere in between.
For instance, 16 states now require that tenure decisions factor into performance on the front end, and seven
states allow districts to revoke tenure in the case of consistently poor performance.88
For instance, more and more
states allow for districts to factor performance into decisions regarding tenure and dismissal, but relatively few states require performance to enter into these decisions.
However, most
states allow teachers with concealed carry permits to bring firearms if they are granted permission from their school board or another authority.
According to the Law Center to Prevent Gun Violence, three other
states allow schools themselves to ban such permit holders from bringing guns onto campuses.
At least 40 states have some kind of online learning program, and 30
states allow students to attend school full time via the internet.
44
states allow for the creation of public charter schools.
Only about half of
states allow the rigorous certification process to count toward the renewal of teacher licenses — a figure the National Board wishes to change.
Wisconsin limits superintendent contracts to two years, while
some states allow School Boards to sign contracts for as many as five years, Birchbauer said.
Many
states allow for special testing conditions and accommodations.