Most life insurance agents will be very upfront about the way in which
your status as a smoker will affect your ability to qualify for life insurance.
As is the case with most things in life, when it comes to
your status as a smoker, honesty is the best policy.
Not exact matches
Expression trends of specific genes related to muco - ciliary function and airway restitution
as compared with smoking
status and lung cancer: TFF3, CABYR, and MUC5AC are over expressed in current
smokers with lowered expression in both former and never
smokers.
Although coffee consumption was inversely associated with diabetes, it was also positively associated with a number of behaviors that are considered unhealthy and are associated with an increased risk of death, such
as tobacco smoking, 35 consumption of red meat, 36 and heavy alcohol use.37 Tobacco smoking was the strongest confounder in the multivariate analysis, and the inverse association between coffee consumption and mortality tended to be stronger among persons who had never smoked or were former
smokers than among those who were current
smokers, suggesting that residual confounding by smoking
status, if present, attenuated the inverse associations between coffee drinking and mortality in our study.
Adjusted for age (continuous); interval; total energy intake (continuous); current menopausal hormones (binary); smoking
status (never, past, or current
smoker); body mass index (< 25.0, 25.0 - 29.9, or ≥ 30.0)(calculated
as weight in kilograms divided by height in meters squared); physical activities (quintiles); marital
status (married or partnered; widowed; or separated, divorced, or single); not involved in a church, volunteer, or community group (binary); retired (binary); reported diagnosis of diabetes mellitus (binary); cancer (binary); high blood pressure (binary); or myocardial infarction or angina (binary); and Mental Health Index score (86 - 100, 76 - 85, 53 - 75) in 1996.
Of course, you can also fill in your personal preferences for other things that are important to you in a partner, such
as family
status,
smoker / non-
smoker, education, religion, wants kids / doesn't wants kids, and more.
If you're ranked
as «Preferred
Smoker,» you likely would have qualified for a Preferred
status if not for your smoking habits.
So it really is
as simple
as knowing the underwriting guidelines for each company and seeing what the best price you can qualify for is based on your health, medications, health history,
smoker status, build, etc..
Term life insurance premiums are set based on the age, sex and health of the policyholder,
as determined by a medical exam; also included factors such
as driving record, medications,
smoker or non-
smoker status, occupation and family history.
Many
smokers don't realize that they can declare their new
status as a non-smoker to their insurance company.
You'll likely have to answer questions about your health
status and your personal habits (including whether you're a
smoker),
as well.
As the Aboriginal and Torres Strait Islander population is much younger than the general Australian population, we weighted the Australian ITC Project results to the distribution of age (18 — 24, 25 — 34, 35 — 44, 45 — 54, ≥ 55 years), sex and smoking
status (
smoker, ex-
smoker, never -
smoker) in the total Aboriginal and Torres Strait Islander population in the 2008 NATSISS, analogous to direct standardised comparisons.