Regardless of how it shows on your report, ensure that the lender removes the charged - off
status on your old debt and shows it as paid in full.
Not exact matches
After you've completed your
debt payment program, some of your
old creditors may re-establish your credit based
on your new,
debt - free
status especially if you've maintained an
on - time payment history
The IRS has a limited amount of time to collect
on a
debt, so if there are
old taxes, you may be better off getting into CNC
status, which it seems like you would qualify for and let the
debt expire
on your own.
I don't know the
status of your credit card situation such as if any are in collections, how high your
debt to credit ratio is
on them all, how
old your accounts are, etc..