About 90 % of the citizens are covered
by statutory health insurance (Gesetzliche Krankenversicherung), whereas the other 10 % are covered by private health insurance.
If this is however prevented via legislation, then private health insurance companies holding 60 % will only affect the remaining 40 %
via statutory health insurance instances still having costs that don't go down with less people to keep track of in their system.
Is the high percentage of people covered by
the statutory health insurance necessary to keep the cost of the health care system on a reasonable level?
You have free choice between
the statutory health insurance programs, and it is worthwhile to compare the services and benefits of different agencies.
The statutory health insurance is a family insurance which covers nonworking spouses (up to a salary of 620 DM per month) and children without additional contributions.
The statutory health insurance covers medical and dental treatment, granting free choice among the approved medical doctors, as well as drugs, bandages, remedies, glasses, hearing aids, etc..
According to § 35a (1), Sentence 10, Social Code Book V [SGB V]-RRB-, the medical added benefit is regarded as proven if a drug has been approved, as long as the yearly turnover in
the statutory health insurance (SHI) funds does not exceed 50 million euros.
To register you must present a S1 Portable Document, or a valid EHIC card issued by
your statutory health insurance.
If you are an EU / EEA citizen or a Swiss national and plan to stay in Denmark for more than 3 months, and provided you are covered by
the statutory health insurance service in your home country, you enjoy full access to the Danish national healthcare system once you have registered with the Civil Registration System.
Function of
the statutory health insurance according to § 1 SGB V is to preserve, recreate or improve health of the insured person.