Not exact matches
Consumers who
have a negative mark on their
credit history can
still reach an
excellent credit score.
While alternative lenders
have higher APRs on average, you can
still find reasonable terms if you
have a good to
excellent personal
credit score — defined as any FICO
score above 680.
Even though you don't
have to
have good or
excellent credit to get a loan from LendUp, your interest rate can
still be dependent on your
credit score, so getting your
credit score it good shape before applying is always a good idea.
Consumers who
have a negative mark on their
credit history can
still reach an
excellent credit score.
If you don't
have a job, but you
have an
excellent credit score, you'll
still be turned down for a
credit card or loan because income is a requirement.
You may
still be approved if you
have a lower
score, but the card is designed for those with good to
excellent credit.
While alternative lenders
have higher APRs on average, you can
still find reasonable terms if you
have a good to
excellent personal
credit score — defined as any FICO
score above 680.
My
credit score would still be good at this point, but certainly not
excellent.
«Those who don't
have a long
credit history can
still have an
excellent FICO
score if they
have no missed payments and low utilization ratios,» Lee said.
A person could
have an
excellent credit score today, but
still be denied
credit.
You may
still be approved if you
have a lower
score, but the card is designed for those with good to
excellent credit.
Consisting of FICO
scores above 670 and VantageScores of 700 and up, consumers in the good -
credit category won't see the same rates as their
excellent -
credit counterparts, but will
still have a range of quality offers from which to choose.
However, assuming that her
credit score is
excellent, Paperno says the «worst - case impact
would still be what I
would call minimal — 10 - 15 points or so — which can be temporary as balances are reduced and / or the new card is added.»
If your
score is very good, you will not
have a difficult time receiving loans or
credit, although it
still could be tough to qualify for elite level
credit cards such as travel rewards
credit cards which only accept applicants with an
excellent credit score.