Sentences with phrase «still have good credit score»

-- Even if you screwed up big time just once, you can still have a good credit score.

When you're trying to get a mortgage, a high number helps, but how low can you go and still have a good credit score?

You can still have good credit score if you have two 30 day late payments on a credit card or one 30 day late payment on a car loan within the last three years.

Not exact matches

That's not a guarantee, and you'll still need to have a great credit score in order to secure the best interest rate available.

Obtaining an auto loan after bankruptcy discharge is one of the best ways to help you rebuild your credit score, and even if you have not completed the bankruptcy process you're still eligible for an open bankruptcy auto loan.

While alternative lenders have higher APRs on average, you can still find reasonable terms if you have a good to excellent personal credit score — defined as any FICO score above 680.

He still appears to lack the «I'm better than you and I can prove it» attitude that a player like Nani had (long before it was true, too) but Walcott performed admirably when available this season, scoring far more regularly than he has been given credit for.

Even though you don't have to have good or excellent credit to get a loan from LendUp, your interest rate can still be dependent on your credit score, so getting your credit score it good shape before applying is always a good idea.

The benefit of having a good credit score is not about the chances of getting a loan as with bad credit you still can get a loan.

While they primarily work with individuals who have low credit scores, many of their clients also have good, if not great, credit scores but still want to increase their score higher in an effort to achieve a lower interest rate on their mortgages or loans.

Even with a good credit score, you can still get denied if you have high month - to - month debt or missed payments.

Better still, this kind of inquiry, a «soft pull,» has no impact on your credit score or credit history.

It is 100 % possible for you to be debt free and still have very good credit scores.

Thankfully it is still possible to be approved for helpful financial assistance even if you don't have an extremely high credit score, but it is always good practice to be mindful of your numbers.

My extire tax returns was taking for 2015 and all the funds went to department of education and the fact that they took over 8,000 and I lost my apartment I'm currently still homeless and I'm also divorced and lost my vehicle to theft and to get even more worse my son was air lifted from school I had to miss work and I lost my job behind the the issues with my son and I don't have a good credit score because department of education and I was pressing the issues that the school was not accredited by no state and I have to pay for a service that I can't even get a job in the field I went to school for.I don't know what to do honestly about the filing for 2016 returns cause I was not offered a option to get my money back from 2015 returns cause I was really in the need for my money I worked hard for.

The individualized attention, as opposed to automated underwriting, means that, if your credit score is low, you may still qualify for a loan if you have a good explanation of why your score is low and have compensating factors such as 25 percent or more in home equity or significant cash reserves in the bank that allow the lender to feel confident that you will repay the loan.

But if you spend a good amount of time you may ultimately find a reputable not - for - profit agency that can help you pay off your debts while still having enough money to live on and improving your credit score.

You may still be approved if you have a lower score, but the card is designed for those with good to excellent credit.

In many cases people who have declared bankruptcy are in a better financial position and with stronger credit scores than those who are still stuck wondering how to pay their overwhelming debts.

Still, there's a good chance you can qualify for a commercial car loan without a personal guarantee if you have a high business credit score and you have been in business for a while.

Even if you do fall behind on your payments, as long as your account has yet to be charged off — so, as long as you aren't more than 180 days past due — you can still recover your credit score by paying your balance and returning your account to good standing.

You still owe about the same amount of total debt, but the consumer with the six cards at 20 percent or under will have a better credit score.

But even if you're already partnered up, having a good credit score still provides a karmic pay off: High - score couples are more likely to stay together longer.

While alternative lenders have higher APRs on average, you can still find reasonable terms if you have a good to excellent personal credit score — defined as any FICO score above 680.

My credit score would still be good at this point, but certainly not excellent.

While these kinds of credit decision - making factors may still be alive and well within a particular card issuer's policy criteria (subjective reasons, not related to credit scoring) or custom credit score developed for its own use, they are not part of any widely used credit scoring systems, such as FICO, for a simple reason: such information has not been shown to be reliable predictors of future credit risk.

As a consumer, you could very well have a strong 680 or 720 credit score, but still be denied for a loan because of dispute verbiage.

For those who have negative marks on their credit reports and a lower score, lenders may still consider approving the mortgage loan but will also likely do so under stricter terms and conditions as well as a higher interest rate.

While the VA has some of the most relaxed zoning laws for Rural Home Industry and Home Enterprise, they still want to see a «good» credit score.

But you don't have to charge a lot to get the credit score benefit (in fact, it's better if you keep your credit utilization low), so you could still use cash for out - of - pocket expenses and charge one or two monthly expenses, such as your Internet and electricity bills, to your credit card.

If you don't have good credit but still want to consolidate your loans to lower your interest rate, you can contest negative items on your credit reports via the credit bureaus, or you can hire a credit repair company to help you raise your credit score.

Still, credit scores work off of essentially the same data from your credit report and your score from Credit Karma will be a good approximation of what your FICO score woucredit scores work off of essentially the same data from your credit report and your score from Credit Karma will be a good approximation of what your FICO score woucredit report and your score from Credit Karma will be a good approximation of what your FICO score wouCredit Karma will be a good approximation of what your FICO score would be.

Consumers don't need debt to have a good credit score if they have a credit card they could pay that off every month and never incur any interest charges and still have a great credit score.

I would love to debate Dave Ramsey live about this if you guys know him, please connect me don't forget still free for now until the new book comes out go to get loan ready to get the six steps to a better credit score.

According to FICO, if the bankruptcy is the only bad mark you have, you can still get back to a good credit score after about 5 years, assuming you stay on track during that time and don't have any additional late payments.

While the FICO ® Score works well for the 200 million Americans who have a traditional credit history, there are nearly 30 million Americans who don't but still may need and deserve access to credit.

But if your credit is in the «good» range, you still have options... (See Sign - up bonus score)

How credit mix is calculated in FICO scores — Having a variety of credit - a good «credit mix» - is the last and often overlooked component to the FICO score formula, but is still vital to a good score... (See Credicredit mix is calculated in FICO scores — Having a variety of credit - a good «credit mix» - is the last and often overlooked component to the FICO score formula, but is still vital to a good score... (See Credicredit - a good «credit mix» - is the last and often overlooked component to the FICO score formula, but is still vital to a good score... (See Credicredit mix» - is the last and often overlooked component to the FICO score formula, but is still vital to a good score... (See CreditCredit mix)

Some credit cards normally reserved for people with «good» credit scores may still be available to you, provided you have a satisfactory employment history and sufficient income.

You may still be approved if you have a lower score, but the card is designed for those with good to excellent credit.

But if your credit is in the «good» range, you still have options... (See Sign - up bonus score)

Consisting of FICO scores above 670 and VantageScores of 700 and up, consumers in the good - credit category won't see the same rates as their excellent - credit counterparts, but will still have a range of quality offers from which to choose.

If you have a poor credit rating then the chances are you're not going to be approved for some of the cards below — I'll be writing a separate post on the credit cards I think would work best for those still looking to build up their credit score so that may be a more useful read for you.

With good credit, which we define as scores below 730 but above about 690, you still have a lot of great options.

That being said, the average cardholder had a score over 650, and you'll still need a credit score in the 700 or better range to qualify for the lowest APRs and highest credit limits.

A good credit score, which would typically be in the 700 to 759 range can still make approval decisions easier but it puts you at a disadvantage where interest rates are concerned.

Cardholders with good credit (FICO ® score in the upper 600's and higher) still have a wealth of high - quality credit cards to choose from, including lucrative travel and cash - back solutions.

If your score is very good, you will not have a difficult time receiving loans or credit, although it still could be tough to qualify for elite level credit cards such as travel rewards credit cards which only accept applicants with an excellent credit score.

If there has not been an increase in credit scores or a better driving record, people can still, occasionally, seek to have their insurance premiums lowered.