Sentences with phrase «stock life insurance»

Mutual life insurance companies are owned by policy holders whereas stock life insurance companies are owned by shareholders.

Mutual life insurance companies are owned by policy holders whereas stock life insurance companies are owned by shareholders.

Stock life insurance companies tend to put their shareholders above everything else.

As stock life insurance companies management's stock options typically vest, or come due, at different time periods, they are incentivized to maximize the company's performance on what is often a shorter time horizon than that of policyholders, presenting a potential conflict of interest not found with mutual life insurance providers.

While policies sold by mutual life insurers are similar in many ways to those sold by stock life insurance companies, as we have seen, there are certain benefits to buying policies from mutual insurers.

This carrier is known as a fraternal benefit society, which means that, unlike a traditional stock life insurance company, Foresters is a not - for - profit company that provides mutual aid or benefit to its members.

Over time, the focus of mutual life companies on providing policyholders with equitable treatment has enabled them to offer cash value life insurance policies that, according to some experts, have provided more value for the dollar than the average policy issued by stock life insurance companies.

In addition to addressing the issues mentioned above, another reason cited as motivating such conversions is the potential for the company's management to reap the greater financial rewards typically paid out to stock life insurance company leadership.

Despite its parent company maintaining a mutual holding company structure, Pacific Life Insurance Company is a stock life insurance company.

Namely, is the firm a mutual life insurance company or a stock life insurance company?

Historically, mutual life insurance companies have a record of being more apt to consider the long - term health of the business when it comes to making strategic decisions than stock life insurance companies.

This «return of premium»» in the forms of dividends is an important characteristic of dividend paying mutual life insurance companies such as Mass Mutual and Penn Mutual (as opposed to a stock life insurance company such as Metlife).

Stock life insurance companies, on the other hand, are owned by their stockholders, who vote for the officers of the company, rather than by their policyholders.

Brighthouse Life is a stock life insurance company, which means the company has shareholders.

Fidelity is organized as a stock life insurance company subsidiary of Lifestory Interactive, with Members Mutual Holding Company as its ultimate parent.

Columbian continued to grow in the «90s and Columbian Life Insurance Company, a stock life insurance company housed in Illinois, was established.

However, on January 1, 1999, pursuant to a mutual insurance holding company reorganization, National Life converted from a mutual to a stock life insurance company.

«The stock life insurance company was the best way to coordinate and organize all of our affairs and our business.»

Founded in 1956, National Western Life is a stock life insurance company now doing business in 49 U.S. states, 4 U.S. territories and various parts of Central and South America, the Caribbean and Pacific Rim countries.

Fidelity Life is considered a stock life insurance company.

A stock life insurance company, Fidelity has more than $ 26 billion in life insurance policies in force.

Despite its parent company maintaining a mutual holding company structure, Pacific Life Insurance Company is a stock life insurance company.

This «return of premium»» in the forms of dividends is an important characteristic of dividend paying mutual life insurance companies such as Mass Mutual and Penn Mutual (as opposed to a stock life insurance company such as Metlife).

Unlike publicly traded firms, CREF is a non-profit entity while TIAA is stock life insurance company that pays dividends to policyholders.