When she was 26 years old, a thief broke into her apartment and
stole items worth a few hundred dollars, including a TV and laptops.
Not exact matches
Edigbue told the court that the convict broke in and
stole some
items and damaged properties
worth N250, 000 belonging to four persons.
It's only $ 10 which is a
steal because you get all types of products to try out that they sell in stores and it's a great way to be able to see if some
items are really
worth buying.
One such example explains how a gang of burglars targeted 26 schools across the North West,
stealing an estimated # 100,000
worth of computer equipment and high ‑ value
items during a three month spree.
actual cash value: the
worth of a damaged or
stolen item at the time of the loss.
If those
items were
stolen while you were at your client's house, there would be coverage, but only $ 1,500
worth.
If an
item you bought breaks due to an accident, or is
stolen the company will also refund your purchase for up to 90 days, for
items worth up to $ 1,000.
Depending on what is
stolen, you could easily be faced with the prospect of replacing several thousand dollars
worth of your
items.
Perks that might not be
worth the hassle While some cards offer benefits like lost luggage insurance or even pay for lost or
stolen items, they might not be
worth the time and inconvenience required to get the cash.
For example, the Times notes, such a law would mean that «anybody who
steals $ 10 in merchandise as part of a $ 1,000 mass robbery could be charged with
stealing all $ 1,000
worth of
items.»
In theory, you could
steal two
items each
worth $ 500: an old car and a bracelet.
«Actual cash value» (ACV) pays only for what the
items were
worth at the time they were damaged or
stolen, minus the deductible, while «replacement cost coverage» pays what it actually costs to replace the belongings you lost, minus the deductible.
Check with your insurance provider for details on what your homeowners or renters insurance policy covers in the event of
items stolen from your vehicle, and whether it's
worth it to make a claim on your policy.
When you first file the claim, the insurance company may send you a check for the
item's actual cash value, meaning what it was
worth at the time it was lost,
stolen or damaged.
$ 1.5 billion
worth of jewels and precious metals are
stolen annually in the United States and only 4.7 % of those
items are recovered.
Personal insurance features and discounts
worth noting include the «ACE» or additional coverage endorsement which adds important benefits to your homeowner's coverage such as more coverage for valuable
items lost,
stolen or destroyed by a covered loss; coverage for food spoilage, credit cards, watercraft and more.
Even if you do manage to secure such a policy, you will not always get the total
worth of your
stolen items.
Reimbursement value reimburses you the full amount to replace
items if they are
stolen or damaged; actual cash value reimburses you the amount the
items are
worth now after years of depreciation.
If those
items were
stolen while you were at your client's house, there would be coverage, but only $ 1,500
worth.
Would you be able to list the specific
items that were
stolen or damaged and how much those
items were
worth?
So if you have
items that have been damaged or
stolen that were also
worth less than when you bought them, the Florida insurer will most likely only give you the depreciated value of your losses.
Depending on what is
stolen, you could easily be faced with the prospect of replacing several thousand dollars
worth of your
items.
A less expensive policy, will only cover the amount that
stolen item is deemed to be
worth in the used condition.
With ACV, you get reimbursed for any lost,
stolen or damaged
items in the amount that the
items are
worth minus depreciation.
Actual cash value pays you what the
items are
worth at the time they were
stolen or destroyed.
If a disaster occurs, you will be able to tell your renters insurance company exactly what was damaged, lost, or
stolen and how much each
item was
worth, which is uncovered in landlord rental insurance.