Not exact matches
This
type of insurance coverage is used to repair or replace your car if the
vehicle is damaged by flood, fire, hail, a falling tree or natural disaster or vandalism, if the car is
stolen or if it is hit by an animal or deer.
These
types of policies generally help cover the
vehicle (for instance, if it's damaged or
stolen) and provide liability protection just in case you cause damage to someone else's property or injure someone else while riding it.
A used, safe car is less likely to be
stolen and gets a better crash - test rating, making it a better insurance risk, so a car insurer will offer lower rates on this
type of vehicle.
The list
of most
stolen vehicles in South Dakota provides more information on they
types of vehicles that can also make use
of comprehensive insurance.
This
type of coverage also provides replacement costs for
vehicles that are lost or
stolen.
These
types of policies generally help cover the
vehicle (for instance, if it's damaged or
stolen) and provide liability protection just in case you cause damage to someone else's property or injure someone else while riding it.
If you have a newer model
vehicle it is recommend to get comprehensive coverage which will pay for the damages if the
vehicle is
stolen, any broken glass or window damage, or any other «non-collision»
type of accident.
Business Automobile Policy can also provide some extra
types of coverage, such as transportation expenses if your business - owned car is
stolen, expenses like returning an insured
vehicle that has been
stolen and recovered, glass repair, and coverage for permanently installed sound and reproducing equipment (cellular phones, radios, CD players etc).
This rating system assesses each
type of vehicle based on expected claims frequency and cost, and the likelihood the
vehicle will be
stolen.
The insurance rates for comprehensive and collision coverage are determined by looking at the
type of vehicle loss history — how often it is
stolen, and how costly it is to repair or replace after an accident.
Basically, there are certain makes and models
of vehicles that are at a higher risk for being
stolen — and the
types vary from year to year.
Rates are based on the
type of vehicle loss history — how often it's
stolen, and how expensive it is to repair or replace after a theft or accident.
Also helpful is buying certain
types of vehicles, such as makes and models rarely
stolen in your area, or cars with permanently installed safety features.