Make sure that you have an adequate amount of uninsured motorist coverage, which will help compensate you for your injuries in the event that you are
struck by an uninsured driver.
For example, if a bicycle commuter who does not live with any insured relatives is
struck by an uninsured driver, the bicyclist may be entitled to MACP coverage.
If your car is
struck by an uninsured driver, this coverage will help; it is often difficult if not impossible to get payment from such drivers after the fact.
Uninsured motorist property damage coverage, or UMPD, is what pays for repairs to your vehicle if you are
struck by an uninsured driver.
Another wrinkle: The states that expressly forbid stacking of your UM / UIM benefits when you're the driver of a vehicle hit by an uninsured motorist might allow you to stack coverage if you are injured as a passenger in a vehicle or as a pedestrian that has been
struck by an uninsured driver.
For example, if you're a passenger in a car
struck by an uninsured driver, you could collect benefits from the car insurance policy of the driver of the car in which you are a passenger, as well as from your own policy if the driver's UM / UIM benefits were not enough to pay for your injuries.
Helps pay for damage to your vehicle if your vehicle is
struck by an uninsured driver, a hit - and - run driver, or an insured driver whose property damage liability limit is too low to cover the losses, this coverage helps pay for the damage.
A policy that includes uninsured motorist protection not only covers you in the event of a hit - and - run accident, you may also be financially protected if
struck by an uninsured driver.
And uninsured and underinsured motorist protection handle financial issues that can come up when you are
struck by an uninsured driver or someone whose policy is not enough to handle all the costs associated with your care.
Not exact matches
If you are
struck as a pedestrian
by an
uninsured, underinsured or even a hit - and - run
driver, and you maintain a policy of
uninsured motorist coverage, you might be covered and eligible for compensation for your injuries.
At The Odierno Law Firm, P.C. we have been contacted
by a number of wrongfully injured clients who are unsure of what to do after being
struck by an
uninsured or underinsured
driver.
If you are
struck by a vehicle as a pedestrian, your
Uninsured Motorist Coverage will apply if the other
driver hits and runs or if they had no coverage.
With
uninsured / underinsured motorist coverage,
drivers would be able to correct damage to their cars when
struck by motorists that either don't have coverage or don't have enough of it.
Uninsured motorist protection can cover property damage to your vehicle or medical bills that result from being
struck by a
driver who doesn't have auto insurance.
If your car is
struck by a hit - and - run
driver or someone who doesn't have auto insurance,
uninsured motorist coverage will pay for your vehicle repairs.
Uninsured / underinsured motorist protection can be used when you're
struck by a
driver without insurance or one that has inadequate coverage, and can pay for necessary repairs or replacements to your car.
West Virginians must possess
uninsured motorist coverage, which can pay for your car or other property to be repaired or replaced in the event that it's damaged when you're
struck by a
driver who doesn't have insurance.
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Uninsured Motorist Coverage / Underinsured Motorist Coverage: This insurance will make payments for damages done to you or other members under your policy if they are
struck by a
driver that has no auto insurance or has insufficient auto insurance coverage to pay.
How about if you are married and have two children and the four of you are all seriously injured when
struck by an
uninsured or underinsured
driver (someone, for example, with the minimum policy required under the law)?
Uninsured / underinsured motorist coverage: If you're
struck by a
driver who has no car insurance, or not enough, UM / UIM coverage will pay for your injury treatment and that of your passengers, as well as your auto repairs.
Uninsured motorist insurance provides protection in the event that you are
struck by a
driver with no insurance or who has insurance that does not meet your state's requirements.
If you are
struck by an unlawful,
uninsured driver, your Burnsville car insurance policy would be able to handle the damages to your vehicle.