The first term to pay attention to is the interest rate charged, and
the structure of any fixed rate - variable rate agreement.
Not exact matches
Given Osiris's strong five - year record
of growth and profitability, Bowers was able to help make Miller's wishes come true: he
structured a deal that raised $ 13 million from a large local pension fund — the Pennsylvania Public School Employees Retirement System (see «What Pension Funds Want,» [Article link]-RRB--- by selling a package
of subordinated debt and convertible preferred stock, which included a
fixed interest
rate and dividend yield.
a program that offers
fixed rate senior and subordinated, unsecured obligations from a variety
of independent issuers on a weekly basis, with a range
of maturities and
structures available; maturities range from 9 months to 30 years for both callable and non-callable securities
This was exasperated recently when I was discussing the case
of how most investors misunderstand how it can actually be good over the long - run to change a company's capitalization
structure to replace equity with debt by borrowing funds on a long - term, low - cost,
fixed -
rate basis to repurchase stock, lowering the total count
of outstanding shares.
While the
structure has still to be finalised, analysts believe Coles will have net debt between $ 1.5 billion and $ 2.1 billion — half
of Wesfarmers» net debt
of $ 3.9 billion — annual lease costs
of $ 1.25 billion and
fixed charges cover between 2.6 and 2.8 times, which should enable it to achieve an investment grade credit
rating of BBB or BBB +.
Another home loan aspect to expect is a
structured mix
of fixed and variable interest
rates.
For example, when agreeing a 30 - year home loan, consider the true value
of splitting it into a 3 - 27
structure, with the first 3 years at an affordable
fixed interest
rate, followed by 27 years at a variable
rate.
They offer both variable and
fixed rate structures, with terms
of 10 to 15 years.
The
structure of a
Fixed Indexed Annuity is based on that
of a MYGA, as it also offers a guaranteed interest
rate over a set period
of time.
Borrowers appreciate the simple
structure of personal loans in terms
of the often
fixed interest
rate and steady monthly payment.
The current
fixed income slice
of a 60/40 is virtually guaranteed to generate low real returns as the
structure of interest
rates is so historically low.
If the investment is
structured correctly, the investor will not have a tax consequence until the end
of the program, and then only portioned out strategically to avoid «bracket creep» (look for profit instruments, not
fixed rate products where you pay interest on an accrual basis).
Of course, being a
fixed -
rate mortgage, my present loan is
structured specifically so that I can't just roll it over to a new, lower - interest mortgage; penalties seem to be calculated using the IRD, which means that whatever I would be saving with the lower interest
rate - that's exactly what I have to cough up in termination fees.
The Fund seeks to achieve this by investing primarily in the following categories
of securities and instruments
of corporations and other business entities: (i) secured and unsecured floating and
fixed rate loans; (ii) bonds and other debt obligations; (iii) debt obligations
of stressed, distressed and bankrupt issuers; (iv)
structured products, including but not limited to, mortgage - backed and other asset - backed securities and collateralized debt obligations; (v) equities; (vi) other investment companies, including business development companies; and (vii) real estate investment trusts.
Annuities Auction
Rate Securities Business Development Companies Callable Security Lotteries at Baird Certificate
of Deposit Disclosure Closed End Funds and UITs Exchange Traded Products
Fixed - Income Securities Featuring a Survivor's Option (or «Death Put») Foreign Transaction Taxes Fund
of Hedge Funds Hedge Funds Investing in Bonds Investment Managers» Placement
of Client Trade Orders and Their «Trade Away» Practices IPOs Leveraged and Inverse Funds Managed Futures MLPs MLPs - The Taxation
of Master Limited Partnerships FAQs Municipal Bonds Mutual Funds Disclosure Non-Exchange Traded Equity Securities Non-
Rated, Split -
Rated, and Below Investment Grade Securities Private Equity Funds REITs Rollover IRAs Securities in the Lowest Investment Grade Category
Structured Products Variable
Rate Demand Notes
And with some mortgages loans available on a 3 - 27
structure (3 years
fixed rate; 27 years variable), it is possible to make the most out
of current opportunities before switching.
MCLEAN, VA --(Marketwired - Mar 23, 2018)- Freddie Mac (OTCQB: FMCC) recently priced a new offering
of Structured Pass - Through Certificates (K Certificates) backed by
fixed -
rate mortgages on multifamily properties affordable to working households earning low - to moderate - incomes.
MCLEAN, VA --(Marketwired - Sep 20, 2017)- Freddie Mac (OTCQB: FMCC) recently priced a new offering
of Structured Pass - Through Certificates (K Certificates), which are backed by underlying collateral consisting
of fixed -
rate multifamily mortgages with predominantly 7 - year terms.
MCLEAN, VA --(Marketwired - Mar 23, 2018)- Freddie Mac (OTCQB: FMCC) recently priced a new offering
of Structured Pass - Through Certificates (K Certificates), backed by
fixed -
rate multifamily mortgages with approximately seven - year terms.
MCLEAN, Va., April 09, 2018 (GLOBE NEWSWIRE)-- Freddie Mac (OTCQB: FMCC) recently priced a new offering
of Structured Pass - Through Certificates (K Certificates), which are backed by underlying collateral consisting
of fixed -
rate multifamily mortgages with predominantly 7 - year terms.
MCLEAN, VA --(Marketwired - Mar 2, 2018)- Freddie Mac (OTCQB: FMCC) recently priced a new offering
of Structured Pass - Through Certificates (K Certificates), which are backed by underlying collateral consisting
of fixed -
rate multifamily mortgages with predominantly 7 - year terms.
MCLEAN, VA --(Marketwired - Oct 6, 2017)- Freddie Mac (OTCQB: FMCC) recently priced a new offering
of Structured Pass - Through Certificates (K Certificates), backed by
fixed -
rate multifamily mortgages with approximately 10 year terms.
MCLEAN, VA --(Marketwired - May 23, 2017)- Freddie Mac (OTCQB: FMCC) recently priced a new offering
of Structured Pass - Through Certificates (K Certificates), backed by
fixed -
rate multifamily mortgages with 10 year terms.
MCLEAN, VA --(Marketwired - Sep 22, 2017)- Freddie Mac (OTCQB: FMCC) recently priced a new offering
of Structured Pass - Through Certificates (K Certificates), backed by
fixed -
rate multifamily mortgages with seven - year terms.
MCLEAN, VA --(Marketwired - Jun 23, 2017)- Freddie Mac (OTCQB: FMCC) recently priced a new offering
of Structured Pass - Through Certificates (K Certificates), which are backed by underlying collateral consisting
of fixed -
rate multifamily mortgages with predominantly 7 - year terms.
MCLEAN, VA --(Marketwired - Feb 9, 2018)- Freddie Mac (OTCQB: FMCC) recently priced a new offering
of Structured Pass - Through Certificates (K Certificates), backed by a
fixed -
rate multifamily mortgage loan.
While the basic
structures share many characteristics
of non-structured
fixed - or floating -
rate debt, many variations are possible.
Bonds and other debt obligations,
fixed -
rate capital securities and preferred stock that are considered senior to common stock within an entity's capitalization
structure and therefore have a higher priority to repayment than another bond's claim to the same class
of assets.
Private student loans offered by Ascent are
structured with either
fixed or variable interest
rates, depending on the preference
of the borrower.
ARMs are
structured to have a period
of fixed interest, but after that agreed - upon period, the
rates begin to adjust on a yearly basis.
The interest
rate on the originating lender's share
of the loan may be variable or
fixed regardless
of BND's interest
rate structure and must be in compliance with USDA Rural Development policy.
Speaking
of equity trades,
rates start at $.005 per share with the
fixed -
rate structure ($ 1 minimum).
In addition to the normal risks associated with
fixed income securities discussed elsewhere in this SAI and the fund's prospectus (e.g., interest
rate risk and default risk), CDOs carry additional risks including, but not limited to: (i) the possibility that distributions from collateral securities will not be adequate to make interest or other payments; (ii) the quality
of the collateral may decline in value or default; (iii) the fund may invest in CDOs that are subordinate to other classes; (iv) the complex
structure of the security may not be fully understood at the time
of investment and may produce disputes with the issuer or unexpected investment results; and (v) credit
ratings by major credit
rating agencies may be no indication
of the creditworthiness
of the security.
CuroLegal is in the process
of developing a
fixed - fee pricing
structure for services at a reduced
rate for Clio users.
Pawar is more
of a
fixed -
rate skeptic, preferring to put together a customized fee
structure depending on the client's individual situation.
Founded by Hanif Virji and Andrew Harrington in 2001, AHV's Financial Markets Advisory business offers services including advising on the management
of risk, the valuation
of financial products and derivatives, and most prominently, the mis - selling
of such products as
Fixed Rate Loans, Interest
Rate Hedging Products,
Structured Products and complex derivatives.
Thomas Dugan represents lenders and borrowers in a variety
of commercial real estate transactions, and counsels clients on acquisition, supplemental and assumption financing for
fixed rate and
structured adjustable
rate mortgages.
Fixed annuities from Protective earn a guaranteed interest
rate for a set period
of time and can be
structured to provide a stream
of retirement income for a lifetime.
The financing was
structured under the Fannie Mae DUS program as a ten - year deal term with two years interest - only at a
fixed rate of 4.33 % and thirty - year amortization schedule.
Just as important as the new system is how the transition period would be
structured, Couch and others participating in the forum said, because the global investment community must remain confident in the stability
of the 30 - year,
fixed -
rate mortgage market throughout the transition.
Although triple - net leases have been the exclusive domain
of commercial real estate, the same low
rates of return on
fixed - income investments are spurring interest in
structuring residential properties as triple - net leases.
This covered pool will consist
of 30 - year
fixed -
rate loans with loan to value ratios between 60 and 97 percent, with a similar
structure as our core ACIS offering.
MCLEAN, VA --(Marketwired - Dec 6, 2017)- Freddie Mac (OTCQB: FMCC) recently priced a new offering
of Structured Pass - Through Certificates (K Certificates) backed by
fixed and floating -
rate multifamily mortgages with seven and ten - year terms.
MCLEAN, VA --(Marketwired - May 23, 2017)- Freddie Mac (OTCQB: FMCC) recently priced a new offering
of Structured Pass - Through Certificates (K Certificates), backed by
fixed -
rate multifamily mortgages with 10 year terms.
MCLEAN, VA --(Marketwired - Sep 20, 2017)- Freddie Mac (OTCQB: FMCC) recently priced a new offering
of Structured Pass - Through Certificates (K Certificates), which are backed by underlying collateral consisting
of fixed -
rate multifamily mortgages with predominantly 7 - year terms.
MCLEAN, VA --(Marketwired - Mar 23, 2018)- Freddie Mac (OTCQB: FMCC) recently priced a new offering
of Structured Pass - Through Certificates (K Certificates) backed by
fixed -
rate mortgages on multifamily properties affordable to working households earning low - to moderate - incomes.
MCLEAN, VA --(Marketwired - Sep 22, 2017)- Freddie Mac (OTCQB: FMCC) recently priced a new offering
of Structured Pass - Through Certificates (K Certificates), backed by
fixed -
rate multifamily mortgages with seven - year terms.
MCLEAN, VA --(Marketwired - Mar 23, 2018)- Freddie Mac (OTCQB: FMCC) recently priced a new offering
of Structured Pass - Through Certificates (K Certificates), backed by
fixed -
rate multifamily mortgages with approximately seven - year terms.
MCLEAN, VA --(Marketwired - Nov 2, 2017)- Freddie Mac (OTCQB: FMCC) recently priced a new offering
of Structured Pass - Through Certificates (K Certificates), which are backed by underlying collateral consisting
of fixed -
rate multifamily mortgages with predominantly 7 - year terms.
MCLEAN, VA --(Marketwired - Feb 9, 2018)- Freddie Mac (OTCQB: FMCC) recently priced a new offering
of Structured Pass - Through Certificates (K Certificates), backed by a
fixed -
rate multifamily mortgage loan.