This means many investors are backing huge fossil fuel reserves purely as a result of
the structure of the financial products they invest in.
Not exact matches
At the time, TD was among the Top 10 banks in the
structured -
products market, a business built on arcane
financial instruments that shift risk between balance sheets and was ultimately a compounding factor
of the
financial crisis.
Such risks, uncertainties and other factors include, without limitation: (1) the effect
of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including
financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels
of end market demand in construction and in both the commercial and defense segments
of the aerospace industry, levels
of air travel,
financial condition
of commercial airlines, the impact
of weather conditions and natural disasters and the
financial condition
of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization
of the anticipated benefits
of advanced technologies and new
products and services; (3) the scope, nature, impact or timing
of acquisition and divestiture or restructuring activity, including the pending acquisition
of Rockwell Collins, including among other things integration
of acquired businesses into United Technologies» existing businesses and realization
of synergies and opportunities for growth and innovation; (4) future timing and levels
of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability
of credit and factors that may affect such availability, including credit market conditions and our capital
structure; (6) the timing and scope
of future repurchases
of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level
of other investing activities and uses
of cash, including in connection with the proposed acquisition
of Rockwell; (7) delays and disruption in delivery
of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits
of organizational changes; (11) the anticipated benefits
of diversification and balance
of operations across
product lines, regions and industries; (12) the outcome
of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact
of the negotiation
of collective bargaining agreements and labor disputes; (15) the effect
of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect
of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect
of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act
of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability
of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition
of conditions that could adversely affect the combined company or the expected benefits
of the merger) and to satisfy the other conditions to the closing
of the pending acquisition on a timely basis or at all; (18) the occurrence
of events that may give rise to a right
of one or both
of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee
of $ 695 million to United Technologies or $ 50 million
of expense reimbursement; (19) negative effects
of the announcement or the completion
of the merger on the market price
of United Technologies» and / or Rockwell Collins» common stock and / or on their respective
financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation
of their businesses while the merger agreement is in effect; (21) risks relating to the value
of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability
of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
According to the U.S. Small Business Administration, the main parts
of a business plan include the executive summary, a company description (what makes the company unique), a market analysis (the competition and target demographics), the company's
structure, a description
of the service or
product line, the marketing and sales strategy,
financial projections — plus any additional useful information.
Five years ago, she was poached from Goldman Sachs — where she made her name convincing a number
of large pension funds to hedge in the run up to the
financial crisis — by Bank
of America to run a first
of its kind on Wall Street cross-asset, cross-industry
structured - strategies group («It's about solutions, not
products,» she says).
Comments received by the Department and media reports also indicate that many
financial institutions already had completed or largely completed work to establish policies and procedures necessary to make the business
structure and practice shifts required by the Impartial Conduct Standards earlier this year (e.g., drafting and implementing training for staff, drafting client correspondence and explanations
of revised
product and service offerings, negotiating changes to agreements with
product manufacturers as part
of their approach to compliance with the PTEs, changing employee and agent compensation
structures, and designing conflict - free
product offerings), and the Department believes that
financial institutions may use this compliance infrastructure to ensure that they meet the Impartial Conduct Standards after taking the additional Start Printed Page 16910sixty days for an orderly transition between June 9, 2017, and January 1, 2018.
Whether the anticipated applicability
of the Fiduciary Rule and PTEs has harmed or is likely to harm investors due to a reduction
of Americans» access to certain retirement savings offerings, retirement
product structures, retirement savings information, or related
financial advice;
Our distressed
structured products team has a deep understanding
of the complex risk factors that affect the valuation
of these
financial instruments.
At Bear, Stearns & Co., Mr. Abbott served as a Vice President in
Financial Analytics &
Structured Transactions (F.A.S.T) where he structured and reverse engineered complex CDO transactions, secured by a wide range of debt products, including high yield bonds, senior secured leverage loans, trust preferred bank loans, RMBS as well as other esoteric re
Structured Transactions (F.A.S.T) where he
structured and reverse engineered complex CDO transactions, secured by a wide range of debt products, including high yield bonds, senior secured leverage loans, trust preferred bank loans, RMBS as well as other esoteric re
structured and reverse engineered complex CDO transactions, secured by a wide range
of debt
products, including high yield bonds, senior secured leverage loans, trust preferred bank loans, RMBS as well as other esoteric receivables.
Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, operating in a highly competitive industry; changes in the retail landscape or the loss
of key retail customers; the Company's ability to maintain, extend and expand its reputation and brand image; the impacts
of the Company's international operations; the Company's ability to leverage its brand value; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key
product categories, increase its market share, or add
products; an impairment
of the carrying value
of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's ability to realize the anticipated benefits from its cost savings initiatives; changes in relationships with significant customers and suppliers; the execution
of the Company's international expansion strategy; tax law changes or interpretations; legal claims or other regulatory enforcement actions;
product recalls or
product liability claims; unanticipated business disruptions; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the United States and in various other nations in which we operate; the volatility
of capital markets; increased pension, labor and people - related expenses; volatility in the market value
of all or a portion
of the derivatives we use; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation
of data or breaches
of security; the Company's ability to protect intellectual property rights; impacts
of natural events in the locations in which we or the Company's customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's ownership
structure; the impact
of future sales
of its common stock in the public markets; the Company's ability to continue to pay a regular dividend; changes in laws and regulations; restatements
of the Company's consolidated
financial statements; and other factors.
But in the realm
of finance, as much as we traders appreciate the opportunity to unpack and trade complexity in securities,
structures and markets, we wonder if the overall impact
of financial innovation, including derivatives,
structured products, high - frequency trading and communication advances, is a net negative, albeit with a possibly long delay before the drawbacks become visible» Paul Singer
Fidelity Brokerage Services and National
Financial Services LLC receive a selling concession from the offering broker for their distribution
of structured products.
Since the end
of the 1990s, European
financial institutions have designed, marketed and sold more than two trillion euros worth
of complex
financial products to households — so - called «retail
structured products».
«The unit at the centre
of JP Morgan Chase's $ 2 billion trading loss has built up positions totalling more than $ 100 billion in asset - backed securities and
structured products - the complex, risky bonds at the centre
of the
financial crisis in 2008.
As the global
financial system struggles to work its way out
of the crisis and regulators in the US and Europe begin the painstaking process
of derivatives reform, prime brokers, dealers and other derivatives providers find themselves staring across a dramatically altered market for options, futures, swaps and
structured and more - exotic
products.
«Previous studies have also noted that the
financial condition
of the most troubled institutions is, to a large extent, a
product of an inefficient expense
structure, revenue challenges associated with a patient mix that approaches 90 percent public payers and charity care, and overwhelming liabilities (including debt issued long ago for physical plant improvements that, in some cases, are obsolete),» the health department said in its announcement.
Given the widespread fear among investors today, it's not surprising that
financial institutions offer a staggering number
of structured products that come with guarantees.
The thing is, most insurance agents scammers
financial planners will probably try to push the more expensive, frills - laden
product on you, simply because
of the way their incentives are
structured.
The sale
of an annuity or
structured settlement can be stressful if you're not familiar the
financial product and its value so don't rush into it.
The course is taught by volunteers who use a
structured course outline provided by CAP and more importantly, they do not sell
financial products of any kind.
The
financial system has been transformed over the past 25 years, with the emergence
of new investors (hedge funds and private - equity groups) and new instruments (derivatives and
structured products).
Markit is a premier provider
of independent, transparent, and objective indices for trading,
product structuring, and benchmarking to bring transparency and liquidity to the
financial markets.
Our tax specialists can assist with the full spectrum
of your commercial activities, from transaction
structuring and due diligence to property taxation, inbound and outbound investment, cross-border leasing, funds management,
financial products, corporate restructuring and employee share plans.
Main areas
of work Anti-corruption and Foreign Corrupt Practices Act, antitrust, capital markets, corporate governance, derivatives and
structured products, environmental, executive compensation and employee benefits, finance,
financial institutions advisory and
financial regulatory,
financial restructuring and insolvency, intellectual property, international arbitration, international trade and government relations, investment funds, litigation, mergers and acquisitions, project development and finance, real estate, sports, tax.
Instead
of selling
financial products we concentrate on providing strategic solutions for our client's problems, refusing to squeeze them into a «solutions box» that fits a standard
structured settlement compensation model forced on them by the defense.
Advising domestic and foreign banks, trust companies, insurance companies and securities dealers in all aspects
of financial services regulation in Canada, including ownership restrictions, operating requirements, permissible corporate
structures and
product development.
Piers Reynolds Qualified: 2003 Made partner: 2014 Key cases: Advising a global wealth manager in an FCA enforcement investigation into systems and controls surrounding the suitability
of advised sales
of structured products; advising a major
financial institution in mis - selling claims arising in multiple jurisdictions.
Founded by Hanif Virji and Andrew Harrington in 2001, AHV's
Financial Markets Advisory business offers services including advising on the management of risk, the valuation of financial products and derivatives, and most prominently, the mis - selling of such products as Fixed Rate Loans, Interest Rate Hedging Products, Structured Products and complex der
Financial Markets Advisory business offers services including advising on the management
of risk, the valuation
of financial products and derivatives, and most prominently, the mis - selling of such products as Fixed Rate Loans, Interest Rate Hedging Products, Structured Products and complex der
financial products and derivatives, and most prominently, the mis - selling of such products as Fixed Rate Loans, Interest Rate Hedging Products, Structured Products and complex deri
products and derivatives, and most prominently, the mis - selling
of such
products as Fixed Rate Loans, Interest Rate Hedging Products, Structured Products and complex deri
products as Fixed Rate Loans, Interest Rate Hedging
Products, Structured Products and complex deri
Products,
Structured Products and complex deri
Products and complex derivatives.
The growth in disputes to come is because interest rate benchmarks like Libor and ISDAFix are integral to a vast range
of global
financial products, from relatively simple to more complex and highly
structured products.
Whether it is an individual involved in a simple business dispute, accident, domestic relations dispute, criminal proceeding, airplane crash, explosion, malpractice injury, a RICO indictment, injury by defective
product or asbestos exposure; or a business organization faced with a multifaceted, multimillion dollar complex litigation problem, a control dispute, a grand jury investigation, a regulatory problem or an indictment; or a governmental unit facing
financial default, the loss
of a state - wide tax, prosecution or defense
of a complex contract dispute or the need to use creative litigation to change a governmental
structure — the individual, entrepreneur, corporation, private attorney, CEO, councilman, mayor, governor or even Presidential candidate has turned to the Climaco Firm to solve the problem.
In court, his practice covers not only the general range
of commercial disputes embraced in his arbitration practice but in addition he has appeared as Counsel in a number
of fraud actions involving recovery
of stolen property, Ponzi schemes, resolution
of disputes between shareholders / joint venturers, breach
of fiduciary duty, tortious conspiracy, professional negligence,
structured financial products including Islamic finance.
Whether it is an individual involved in a simple business dispute, accident, domestic relations dispute, white collar criminal proceeding, airplane crash, explosion, malpractice injury, a RICO indictment, or injury by defective
product; or a business organization faced with a multifaceted, multimillion dollar complex litigation problem, a control dispute, a grand jury investigation, a regulatory problem or an indictment; or a governmental unit facing
financial default, the loss
of a state - wide tax, prosecution or defense
of a complex contract dispute or the need to use creative litigation to change a governmental
structure — the individual, entrepreneur, corporation, private attorney, CEO, councilman, mayor, governor or even Presidential candidate has turned to the Climaco Firm to solve the problem.
He advises investment banks, corporations and hedge funds in the
structuring, negotiation and execution
of high - yield debt, affiliate margin loans, equity derivatives and other
structured financial products, including over-the-counter derivative
products, registered and Rule 144A mandatory and optional convertible securities and variance and correlation swaps.
She advises banks, broker - dealers, and other
financial services clients on the fiduciary responsibility provisions
of ERISA, including considerations associated with the
structuring, developing, and offering
of financial products and services to ERISA plans.
Notwithstanding the lower levels
of activity within the investment banking sector generally, there has been increased hiring activity within
financial markets, with derivatives and
structured products lawyers particularly in demand.
Our firm developed unique litigation theories and winning arguments that helped recover tens
of billions
of dollars on behalf
of our clients related to residential mortgage - backed securities and other
structured financial products, including collateralized debt obligations, credit default swaps,
structured currency derivatives,
structured notes, equity derivatives, and other more exotic derivatives.
In litigation matters arising from long / short, special situation, macro, arbitrage, and other investment strategies, our extensive understanding
of all aspects
of corporate restructuring and modern corporate finance, combined with our broad experience litigating
structured financial products and other investment vehicles, provides our clients with a distinct advantage.
Representing an investment company specializing in
structured financial products against claims
of fraudulent transfers and preferences in trustee litigation relating to an alleged Ponzi scheme, and in separate claims by a creditor group for alleged aiding and abetting the Ponzi scheme.
Our experience involves us in both strategic and day - to - day operations involving banks» corporate, governance, and management / supervisory
structures, and a portfolio
of financial products and services that range from traditional banking to insurance, fiduciary, brokerage, and asset management and administration.
Reiko also practices financing transactions such as liquidation
of various receivables and real properties and development
of financial products including
structured finance and trust
products.
We also advise clients on the development
of tax - advantaged
financial products, tax - efficient capitalization
structuring, executive compensation and business restructurings.
Creating ground - breaking solutions is therefore part
of what our lawyers do on a regular basis, whether through providing first - in - kind solutions on transaction
structures, developing innovative
financial market
products or advising our clients on compliance with new or untested areas
of law.
Written by local experts in key jurisdictions, topics covered include: regulations governing direct distribution; potential restrictions,
financial and tax considerations on foreign businesses» operations; distribution
structures available to suppliers; regulation
of relationships between suppliers and distributors; restrictions on the distribution
of competing
products; relevant consumer protection laws; restrictions on contractual choice
of law, courts or arbitration tribunals; and dispute resolution, mediation and arbitration procedures and processes.
Marco regularly advises banks,
financial institutions, payment institutions, IMEL, investment firms, asset management companies, both in authorization procedures (before Bank
of Italy and Consob) and in the
structuring of new services and
products, administrative sanctions proceedings, ad interim measures and sanctions related to the provisions
of banking,
financial, investment and insurance services.
This allows you to be more flexible with other
financial products, shopping separately to get the best price and the best fit instead
of a complicated agreement that may not be your best option and is
structured in a confusing way.
Before purchasing any
financial product considering its tax
structure is one
of its critical elements.
A
financial product's tax
structure is one
of the critical elements that are considered before purchase
of a
financial product.
«If
structured correctly, juvenile insurance can provide an income stream at some point later down the road,» said Kyle Winkfield, president
of the Winkfield Group in Rockville, Md. «Permanent life insurance is probably one
of the most versatile
financial products that is out there that you can create an income stream at a later date through loans and withdrawals.
The types
of information you might gather here include:
products and services, history and corporate culture, organizational mission and goals, key
financial statistics, organizational
structure (divisions, subsidiaries, etc.), and locations (main and branch).
Financial Services Specialist — Duties & Responsibilities Recruit, train, and direct customer service, sales, and administrative personnel ensuring profitable operations Study internal literature to become an expert on products and services Develop and manage varied financial portfolios for more than fifty clients Generate record sales of financial products through cold calling, networking, and other tactics Make cold calls in a courteous, yet assertive manner that translates to sales results Conduct research on prospective leads and existing clients to assist in developing sales strategies Craft effective sales presentations and proposals, tailoring them to clients based on their specific needs and styles Build and strengthen relationships with small business clients through effective client service Encourage high customer retention by maintaining friendly, supportive contact with existing clients Maintain comprehensive records detailing pricings, sales, activities reports, and other pertinent data Oversee business underwriting process including risk analysis, pricing, and classifications Support human resources department through benefit administration and performance evaluations Direct special projects from conception to marketplace rollout Analyze and streamline organization structure, workflow, team metrics, and client database Responsible for financial software operation and updates including Bill Pay and Payroll processing Implement training and development programs to reinforce branding and develop team skillsets Create an atmosphere of respect, professionalism, and dedication to company goals Represent company brand with poise, integrity, and p
Financial Services Specialist — Duties & Responsibilities Recruit, train, and direct customer service, sales, and administrative personnel ensuring profitable operations Study internal literature to become an expert on
products and services Develop and manage varied
financial portfolios for more than fifty clients Generate record sales of financial products through cold calling, networking, and other tactics Make cold calls in a courteous, yet assertive manner that translates to sales results Conduct research on prospective leads and existing clients to assist in developing sales strategies Craft effective sales presentations and proposals, tailoring them to clients based on their specific needs and styles Build and strengthen relationships with small business clients through effective client service Encourage high customer retention by maintaining friendly, supportive contact with existing clients Maintain comprehensive records detailing pricings, sales, activities reports, and other pertinent data Oversee business underwriting process including risk analysis, pricing, and classifications Support human resources department through benefit administration and performance evaluations Direct special projects from conception to marketplace rollout Analyze and streamline organization structure, workflow, team metrics, and client database Responsible for financial software operation and updates including Bill Pay and Payroll processing Implement training and development programs to reinforce branding and develop team skillsets Create an atmosphere of respect, professionalism, and dedication to company goals Represent company brand with poise, integrity, and p
financial portfolios for more than fifty clients Generate record sales
of financial products through cold calling, networking, and other tactics Make cold calls in a courteous, yet assertive manner that translates to sales results Conduct research on prospective leads and existing clients to assist in developing sales strategies Craft effective sales presentations and proposals, tailoring them to clients based on their specific needs and styles Build and strengthen relationships with small business clients through effective client service Encourage high customer retention by maintaining friendly, supportive contact with existing clients Maintain comprehensive records detailing pricings, sales, activities reports, and other pertinent data Oversee business underwriting process including risk analysis, pricing, and classifications Support human resources department through benefit administration and performance evaluations Direct special projects from conception to marketplace rollout Analyze and streamline organization structure, workflow, team metrics, and client database Responsible for financial software operation and updates including Bill Pay and Payroll processing Implement training and development programs to reinforce branding and develop team skillsets Create an atmosphere of respect, professionalism, and dedication to company goals Represent company brand with poise, integrity, and p
financial products through cold calling, networking, and other tactics Make cold calls in a courteous, yet assertive manner that translates to sales results Conduct research on prospective leads and existing clients to assist in developing sales strategies Craft effective sales presentations and proposals, tailoring them to clients based on their specific needs and styles Build and strengthen relationships with small business clients through effective client service Encourage high customer retention by maintaining friendly, supportive contact with existing clients Maintain comprehensive records detailing pricings, sales, activities reports, and other pertinent data Oversee business underwriting process including risk analysis, pricing, and classifications Support human resources department through benefit administration and performance evaluations Direct special projects from conception to marketplace rollout Analyze and streamline organization
structure, workflow, team metrics, and client database Responsible for
financial software operation and updates including Bill Pay and Payroll processing Implement training and development programs to reinforce branding and develop team skillsets Create an atmosphere of respect, professionalism, and dedication to company goals Represent company brand with poise, integrity, and p
financial software operation and updates including Bill Pay and Payroll processing Implement training and development programs to reinforce branding and develop team skillsets Create an atmosphere
of respect, professionalism, and dedication to company goals Represent company brand with poise, integrity, and positivity