Sentences with phrase «student loan inquiries»

To compensate for this, the score ignores mortgage, auto, and student loan inquiries made in the 30 days prior to scoring.

In addition, the score looks on your credit report for mortgage, auto, and student loan inquiries older than 30 days.

When shopping for mortgages, car loans, leases, as well as student loans inquiries (pulls) reduce the scores differently within certain periods of time called windows.

Example; mortgage, auto and student loan inquiries count as 1 inquiry if multiple inquiries are done within a 30 day period.

After that, if multiple mortgage, auto loan or student loan inquiries occur within 45 days of each other, then FICO considers it just one hard inquiry.

The «ignore rule» is that «the score ignores mortgage, auto, and student loan inquiries made in the 30 days prior to scoring.»

The «consolidation rule» is that «the score looks on your credit report for mortgage, auto, and student loan inquiries older than 30 days.

Fair Isaac has said that student loan inquiries made during a focused time period (for example 30 days) will have little to no impact on your credit score.

For mortgages, auto and student loan inquiries, there is a window of time that MyFICO allows a group of credit inquiries for individuals shopping around for the best rate.

Unlike multiple mortgage, auto and student loan inquiries that are treated as a single inquiry when they occur within a narrow time frame, the scoring formula is not so forgiving of credit card inquiries.

According to FICO, student loan inquiries made within a focused period have little to no impact on your credit score.

The same also holds for multiple mortgage, auto and student loan inquiries.

However, FICO ignores multiple mortgage, auto, and student loan inquiries made in the 30 days prior to scoring.

Fair Isaac has said that student loan inquiries made during a focused time period (for example 30 days) will have little to no impact on your credit score.

To compensate for this, FICO Scores ignore mortgage, auto, and student loan inquiries made in the 30 days prior to scoring.

In addition, FICO Scores look on your credit report for mortgage, auto, and student loan inquiries older than 30 days.