Sentences with phrase «student on your homeowners policy»
Is it a good idea to put a college student on your homeowners policy to insure him at college?
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Often, your parents» homeowners insurance policy has significant limitations on your coverage, even if the carrier will endorse on a student away from home.
Personal liability coverage on a homeowners policy is also extended to students who are away at school and still financially dependent on their parents.
However, if a college student is under 26 years old, enrolled in classes and living in on - campus housing, the student may be covered under his or her parents» homeowners or renters insurance policy.
Often there are significant limitations on types and amounts of coverage available to college students through a parent's homeowners or renters policy.
If may be that your homeowners policy offers some protection for your student, but it's generally quite limited, sometimes as little as ten percent of the coverage on the actual policy.
However, if a college student is under 26 years old, enrolled in classes and living in on - campus housing, the student may be covered under his or her parents» homeowners or renters insurance policy.
Most personal belongings for students living on campus or off - campus apartments are covered under the parent's homeowners or renters» insurance policies, however, some policies may limit the amount of insurance coverage available.
LM also offers numerous discounts for Liberty Mutual car insurance, including discounts for restraint devices, low mileage driving, good students, multiple cars on the same policy, and multiple policies with the company (such as an auto insurance policy and a homeowners insurance policy).
In fact, students who live in an on - campus dormitory will have most of their personal possessions covered under their parents» homeowners insurance policy, according to the Insurance Information Institute.
• Defensive driving course • Driver education for young drivers • Student driver maintaining good grades • Low mileage driving • More than one vehicle on your policy • Good driver — clean driving record and no claims • Homeowners insurance with the same company as auto
«Most homeowners policies include coverage for a college student's personal belongings while they are living on campus.
If may be that your homeowners policy offers some protection for your student, but it's generally quite limited, sometimes as little as ten percent of the coverage on the actual policy.
Often there are significant limitations on types and amounts of coverage available to college students through a parent's homeowners or renters policy.