Phillip P. Zepp is a Ph.D. student at Kansas State University
studying personal financial planning.
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According to the other
study mentioned in the WSJ, this one from a professor in the
Personal Financial Planning department of the University of Missouri, the lower risk tolerance we have seen since «08 is not a fluke.
I did an indepth, multi-year
study of the scientific finance and investment literature to find out what
personal financial planning and investing strategies and tactics really do and do not work.
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