Sentences with phrase «subaccounts which»

Not exact matches

Deferred variable annuities * invest in subaccounts (similar to mutual funds), which fluctuate with the market.

First up, using an online high - yield savings account, I've split my money into several different subaccounts, each of which I've named for a specific savings goal.

You (the annuity owner) make a lump - sum payment or a series of premium payments to an annuity issuer (the insurance company), which will accumulate earnings at a fixed interest rate (a fixed annuity) or a variable rate determined by the growth (or losses) in investment options known as subaccounts (a variable annuity).

For a portion of the period, subaccounts may have limited expenses, without which returns would have been lower.

The underlying funds in a variable annuity are invested in subaccounts, which are professionally managed investment options that invest in stock and / or bond markets.

This involves a computation of the growth (if any) in the subaccount after taking into account the floor, cap, and participation rates after which this amount is credited to the account.

An attractive feature of Indexed Universal Life policies is a floor rate, which represents the minimum an index - linked subaccount can earn (or the maximum it can lose) in any one period.

JNAM is the investment adviser to the «Funds,» which are investment companies (subaccounts) that underlie the Jackson variable products.

The subaccount seeks to provide a balanced investment composed of a well diversified portfolio of stocks and bonds which produce both capital growth and current income.

The owner of a variable annuity allocates premiums among his or her choice of investment subaccounts, which can range from low risk to very high risk.

The variable part allows one to invest in things like equity mutual funds (which are called subaccounts).

It has 374 subaccount choices, which results in having more than twice the number of asset classes than most variable annuities.

• Losing money and / or not making money in up markets, due to poor performance of the poorly - selected investment choices (called their «line - up» of variable subaccounts, which are just the choices of regular mutual funds wrapped up in a tax wrapper selected as the most profitable to sell by the good «ol boys at the life insurance company).

Overall, variable universal life insurance can provide policy holders with a number of different subaccount options — which can also include fixed option choices that have a minimum rate of interest.

These subaccounts won't be able to go online or change any settings, so there's no need to be concerned about things being out of place either - those teens will only be able to play offline which means no unsanctioned Twitch streams while you're out of the house.

Instead, fixed universal life policies generally earn an interest rate in the cash value, while variable universal life policy returns depend on the performance of the funds offered within each policy's subaccounts, which are analogous to mutual funds, except that the insurance company owns the shares rather than the policy owner.

Overall, variable universal life insurance can provide policy holders with a number of different subaccount options — which can also include fixed option choices that have a minimum rate of interest.

Since cash value depends on the performance of the subaccounts you choose, there is the potential for losing cash value, which could cause your policy to lapse.

However, investors assume the risk of their subaccounts not outperforming the guaranteed return of a fixed annuity, which can result in less capital accumulation and a smaller income stream.

The client has full control over which subaccount to invest in, and can make trades similar to mutual fund trades in a brokerage account.

Your money is placed in investment options known as subaccounts, which are similar to mutual funds.