Sentences with phrase «subject to limitations»

The Bureau also believes that the Loan Estimate is a better shopping tool for consumers than informal estimates provided to consumers prior to receipt of the consumers» application, [374] because the Loan Estimate was developed through an extensive consumer testing and design process and will present information regarding loans provided by different creditors in a standardized format (unlike informal estimates) and because certain costs disclosed in the Loan Estimate are subject to limitations on increases, as described below.
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i. Because certain closing costs, individually, are subject to the limitations on increases in closing costs under § 1026.19 (e)(3)(i)(e.g., fees paid to the creditor, transfer taxes, fees paid to an affiliate of the creditor), while other closing costs are collectively subject to the limitations on increases in closing costs under § 1026.19 (e)(3)(ii)(e.g., recording fees, fees paid to an unaffiliated third party identified by the creditor if the creditor permitted the consumer to shop for the service provider), § 1026.38 (i)(1)(iii)(A) requires the creditor or closing agent to calculate subtotals for each type of excess amount, and then add such subtotals together to yield the dollar amount to be disclosed in the table.
For example, if the Loan Estimate included under «Services You Can not Shop For» a $ 30 charge for a «title courier fee,» but the title company elects to hand - deliver the title documents package to the creditor at no charge, the $ 30 fee is not factored into the calculation of the «Total Closing Costs» that are subject to the limitations on increases in closing costs.
Proposed comment 38 (i)(1)(iii)(A)-1 would have contained examples of how to calculate such excess amounts and would have clarified that because certain closing costs, individually, are subject to the limitations on increases in closing costs under proposed § 1026.19 (e)(3)(i)(e.g., origination fees, transfer taxes, charges paid by the consumer to an affiliate of the creditor), while other closing costs are collectively subject to the limitations on increases in closing costs under proposed § 1026.19 (e)(3)(ii)(e.g., recordation fees, fees paid to an unaffiliated third party if the creditor permitted the consumer to shop for the service provider), the creditor or closing agent calculates subtotals for each type of excess amount, and then adds such subtotals together to yield the dollar amount to be disclosed in the table.
See appendix A to Regulation X. Page 3 of the RESPA settlement statement also includes a chart entitled «Comparison of Good Faith Estimate (GFE) and HUD - 1 Charges,» which highlights any changes between the estimated and actual amounts for settlement service charges that are subject to the limitations on increases under 12 CFR 1024.7 (e).
If a consumer must pay the same fee in a cash transaction, then the fee should not be subject to limitations on increases.
i. Because certain closing costs, individually, are subject to the limitations on increases in closing costs under § 1026.19 (e)(3)(i)(e.g., fees paid to the creditor, transfer taxes, fees paid to an affiliate of the creditor), while other closing costs are collectively subject to the limitations on increases in closing costs under § 1026.19 (e)(3)(ii)(e.g., recording fees, fees paid to an unaffiliated third party identified by the creditor if the creditor permitted the consumer to shop for the service provider), § 1026.38 (e)(2)(iii)(A) requires the creditor or closing agent to calculate subtotals for each type of excess amount, and then add such subtotals together to yield the dollar amount to be disclosed in the table.
The Bureau also notes that § 1026.19 (e)(3)(iv)(E) provides the closing costs disclosed on the Loan Estimate are not subject to the limitations on increases under § 1026.19 (e)(3), if the consumer does not express an intent to proceed within 10 business days after the disclosures are provided.
Additionally, licensees must keep in mind that the limited dual agent is still the agent of both parties and, subject to the limitations agreed to by the clients, must ensure that full disclosure respecting the subject matter of the contract is made to both clients.
Before a sale, a seller's property liability insurance will probably cover injuries suffered on the property, subject to any limitations in the policy.
The exclusive rights pertaining to freehold title are not destroyed by the grant of a mining tenement, but the title is nevertheless subject to the limitations imposed by the grant of the tenement.
Nevertheless, having regard to the length of the questionnaire being composed of 200 items its use may be subject to some limitations.
The current systematic review is subject to some limitations.
(4) Whether either parent or a person entitled to residential time with the child is subject to limitations under RCW 26.09.191;
Finally, because it was not feasible to interview caretakers, our data are subject to the limitations of self - report.
They argue that native title as a construction of the common law, is subject to the limitations in the capacity of the common law to recognise particular attributes of Indigenous culture.
Your personal property is also covered if you have it with you on vacation, subject to limitations on certain classes of valuable property that are written into your policy.
Insurance coverage subject to limitations, exclusions and terms and conditions of policy.
Accidental Death & Dismemberment (AD&D): The Company shall pay an indemnity determined from the Table if an Insured Person sustains a Loss stated therein resulting from Injury and subject to the limitations contained in EXCLUSIONS AND LIMITATIONS, provided that: a) such Loss occurs within 365 days after the date of Accident causing such Loss; and b) the indemnity payable for any such Loss shall be the Principal Sum stated on the ID Card, as applicable to such Insured Person and this Insurance; and c) if more than one Loss stated in said Table of Losses is sustained as the result of one Accident, only one of the amounts, the largest, shall be payable.
In terms and subject to the limitations of the indemnity which is granted by this Section to the Insured the Company will indemnify any Driver who is driving the Car on the Insured's order or with his permission provided that such Driver shall as though he were the Insured observe, fulfill and be subject to the terms, exceptions conditions and limitations of this plan in so far as they can apply.
You may also be able to «annuitize» the accumulated value of your contract any time after the first anniversary date, subject to limitations.
The contents coverage portion of the policy can be subject to limitations and offers some coverage for your appliances, furniture and personal possessions.
We will pay, subject to the limitations set out herein, for covered Emergency Medical Evacuation expenses reasonably incurred if You suffer an Accidental Injury or Emergency Sickness that warrants Your Emergency Medical Evacuation while You are on a Covered Trip.
Subject to some limitations, Liability covers you when you're legally responsible for someone else's bodily injuries or property damage, whether or not it's on your property.
This benefit is subject to limitations and exclusions as detailed in the rider.
Extended Replacement Cost - This option extends replacement cost loss settlement to personal property and to outdoor antennas, carpeting, domestic appliances, cloth awnings, and outdoor equipment, subject to limitations on certain kinds of personal property; includes inflation protection coverage.
In terms and subject to the limitations of the indemnity which is granted by this Section to the Insured the Company will indemnify any Driver who is driving the Motor Cycle on the Insured's order or with his permission provided that such Driver shall as though he were the Insured observe, fulfill and be subject to the terms, exceptions conditions and limitations of this plan in so far as they can apply.
In the event of any person entitled to indemnity under this Plan the company will, in respect of the liability incurred by such person indemnify his personal representatives in the terms of and subject to the limitations of this Plan provided that such personal representatives shall as though they were the insured observe, fulfill and be subject to the terms, exceptions and conditions of this Plan in so far as they can apply.
In the event of the death of any person entitled to indemnity under this plan the Company will in respect of the liability incurred by such person indemnify his / her personal representative in terms of and subject to the limitations of this Plan provided that such personal representative shall as though such representative was the insured observe fulfill and be subject to the terms exceptions and conditions of this Plan in so far as they apply.
In terms of and subject to the limitations of the indemnity granted by this section and covered within the scope of its car insurance plan to the insured, the Company will indemnify any driver who is driving the vehicle on the insured's order or with insured's permission provided that such driver shall as though he / she was the insured observe fulfill and be subject to the terms exceptions and conditions of this Plan in so far as they apply.
Insurance policies are subject to limitations, exclusions, and conditions.
Personal items may be included, but likely are subject to limitations; however, additional coverage is typically available
High - valued contents like jewelry, furs, fine art, silverware, stamp collections and coin collections are subject to limitations.
However, medical conditions that are caused by behavior of the Insured Person and that may be associated with these mental conditions are not subject to these limitations.
It is insisted that, while the Constitution gives to Congress, in specific and unambiguous terms, the power to tax and spend, the power is subject to limitations which do not find their origin in any express provision of the Constitution and to which other expressly delegated powers are not subject.
«(1) Every citizen of the Union shall have the right to move and reside freely within the territory of the Member States, subject to the limitations and conditions laid down in this Treaty and by the measures adopted to give it effect.
They are not meant to provide extra contractual relief which could undermine the statutory scheme provided by Parliament and deliberately made subject to limitations, for example as to maximum amounts of compensation.
Human rights jurisprudence did not avail him as it had been accepted that the right of access to a court was not absolute but could be subject to limitations.
Subject to the limitations imposed by Congress, a President can take any approach desired to making and changing regulations, but the APA does impose meaningful limits, in particular, on how and how fast, existing regulations can be changed, which may make it hard to eliminate two regulations for each new one that the administration wants to pass or is mandated by Congress to adopt to implement statutes it has passed.
Without specific assignment, senior justices of the peace and senior municipal judges may perform routine ministerial acts, including the solemnization of marriages, subject to limitations in the jurisdiction in which they are performed, if any, and the administering of oaths, but shall not admit to bail any person accused of a crime.
In § 164.502 of this final rule, we specify that disclosures of protected health information to the individual are not subject to the limitations on disclosure of protected health information otherwise imposed by this rule.
Moreover, the right of access derived from s. 96 is «absolute» and not subject to the limitations and derogations which apply even to «fundamental» rights under the Charter.
That fundamental right derives from citizenship of the Union and is exercised subject to the limitations and restrictions laid down by that directive.
Finally, the Court of Appeal dismissed the Appellants» contention that the CFL infringed their right to the peaceful enjoyment of private property, since this right in the Québec Charter is expressly subject to any limitations provided by law, such as the limitations provided for in the CFL.
Under Article 21 (1) TFEU, the right of every citizen of the Union to reside in the territory of the Member States is recognised subject to the limitations and conditions laid down in the Treaty and by the measures adopted for its implementation (see, to that effect, Trojani, paragraphs 31 and 32; Case C ‑ 200 / 02 Zhu and Chen [2004] ECR I ‑ 9925, paragraph 26; and Case C ‑ 291 / 05 Eind [2007] ECR I ‑ 10719, paragraph 28).
Every citizen of the Union shall have the right to move and reside freely within the territory of the Member States, subject to the limitations and conditions laid down in this Treaty and by the measures adopted to give it effect.
However, lawsuits for wrongful death based on medical malpractice are subject to the limitations outlined in California Code of Civil Procedure § 340.5.
The employer is the boss and it is an essential implied term of every employment contract that, subject to the limitations I have expressed, the employee must obey the orders given to him.
And the Congress, in common with all branches of the Government, must exercise its powers subject to the limitations placed by the Constitution on governmental action, more particularly, in the context of this case, the relevant limitations of the Bill of Rights.
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