Sentences with phrase «subjecting the interest rate»

Not exact matches

Credit card cash advances: Cash advances are often subject to a higher rate of interest compared to the rate that applies to purchases.The average cash advance rate is about 24 percent, according to CreditCards.com

the Company's investment portfolio is subject to credit risk and interest rate risk, and may suffer reduced or low returns or material realized or unrealized losses;

The Federal Reserve on Wednesday released minutes from its meeting at the end of July, and it looks like Fed officials broached the subject of raising interest rates earlier than planned, but ultimately decided to wait for more evidence of an improved economic outlook.

The interest rates on SBA - guaranteed loans are negotiated between the borrowing business and the lending institution, but they are subject to SBA - imposed rate ceilings, which are linked to the prime rate.

The more consequential reforms — such as introducing market - based interest rates, reducing excess capacity, subjecting state - owned enterprises to increased competition and financial discipline, enforcing strict environmental laws, and raising prices of natural resources — are expected to depress growth.

Investments in bonds are subject to interest rate, credit, and inflation risk.

At July 28, 2012, borrowings under the Asset - Based Revolving Credit Facility bore interest at a rate per annum equal to, at NMG's option, either (a) a base rate determined by reference to the highest of (i) a defined prime rate, (ii) the federal funds effective rate plus 1/2 of 1.00 % or (iii) a one - month LIBOR rate plus 1.00 % or (b) a LIBOR rate, subject to certain adjustments, in each case plus an applicable margin.

At April 27, 2013, borrowings under the Asset - Based Revolving Credit Facility bore interest at a rate per annum equal to, at NMG's option, either (a) a base rate determined by reference to the highest of (i) a defined prime rate, (ii) the federal funds effective rate plus 1/2 of 1.00 % or (iii) a one - month LIBOR rate plus 1.00 % or (b) a LIBOR rate, subject to certain adjustments, in each case plus an applicable margin.

All bonds are subject to interest rate risk, regardless of credit rating.

The fund may invest in asset - backed («ABS») and mortgage - backed securities («MBS») which are subject to credit, prepayment and extension risk, and react differently to changes in interest rates than other bonds.

Bonds are subject to interest rate risk.

Bonds are also subject to reinvestment risk, which is the risk that principal and / or interest payments from a given investment may be reinvested at a lower interest rate.

Investments in fixed - income securities, including municipal securities, are subject to interest rate, credit / default, liquidity, inflation, prepayment, extension and other risks.

They are therefore subject to the risks associated with debt securities such as credit and interest rate risk.

Bonds are subject to market, interest - rate, price, credit / default, call, liquidity, inflation, and other risks.

The interest rate you pay is negotiated between you and the lender — subject to SBA minimums and caps.

Treasury Inflation - Protected Securities (TIPS) are subject to interest rate risk, especially when real interest rates rise.

Foreign securities are subject to interest - rate, currency - exchange - rate, economic, and political risks.

The spreads are subject to the risk factor associated with the interest rate level and are unsound investments.

If you aren't able to pay off the balance before the promotional period ends, or you make a late payment, you could be subject to regular credit card interest rates.

The KraneShares E Fund China Commercial Paper ETF is subject to interest rate risk, which is the chance that bonds will decline in value as interest rates rise.

Real estate investment trusts («REITs») are subject to changes in economic conditions, credit risk and interest rate fluctuations.

Jumbo loans are subject to higher interest rates.

REITs, especially mortgage REITs, are also subject to interest rate risk (i.e., as interest rates rise, the value of the REIT may decline).

Investments in asset backed and mortgage backed securities are subject to prepayment risk which can limit the potential for gain during a declining interest rate environment and increases the potential for loss in a rising interest rate environment.

Compass Bank Prime is a reference rate that we have established for use in computing and adjusting interest and is subject to change (increase or decrease) at our discretion, and is only one of the reference rates or indices that we use.

Fund shares are subject to the same interest rate, inflation and credit risks associated with the underlying bond holdings.

Investment volatility in these types of private real estate investments is limited to changes in net asset value and interest rate unlike public REITs, which are also subject to stock market volatility, which moves independently of the other two factors.

For extensive detail on this subject, including discounted cash flow considerations, see Why Market Valuations are Not Justified by Low Interest Rates.

With a hybrid adjustable - rate mortgage (ARM), the mortgage interest is initially subject to a fixed rate.

Monetary policy, such as interest rates and the dollar, are the Bank of Canada's turf, not that of Mr. Flaherty, so it's uncommon for him to comment on the subjects.

Bonds are subject to market, interest rate, price, credit / default, liquidity, inflation and other risks.

As of September 30, 2009, we did not have any debt or notes outstanding in which fluctuations in the interest rates would impact us as even our capital lease obligations are fixed rate instruments and are not subject to fluctuations in interest rates.

Fixed income securities are subject to increased loss of principal during periods of rising interest rates.

Bonds are subject to the risk that an issuer will fail to make payments on time and that bond prices will decline because of rising interest rates or negative perceptions of an issuer's ability to make payments.

Investments in mortgage - backed securities are subject to prepayment risk, which can limit the potential for gain during a declining interest rate environment and increase the potential for loss in a rising interest rate environment.

Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.

«But for the most part, mortgage interest rates are subject to change daily and can change intra-day in response to market movement,» she says.

Bonds and bond funds are subject to interest rate risk and will decline in value as interest rates rise.

CD values are subject to interest rate risk such that when interest rates rise, the prices of CDs can decrease.

Fixed income investments are subject to various risks including changes in interest rates, credit quality, inflation risk, market valuations, prepayments, corporate events, tax ramifications and other factors.

Money market funds have not been subject to any major interest rate or credit shocks.

Promotional interest rate offers may cause you to lose the grace period on purchases if you do not pay the entire statement balance (including the amount subject to the introductory APR) by the payment due date.

Investors should keep in mind that bonds are subject to risks, including market, inflation, interest rate and default, among others.

Bonds are subject to interest rate risk, call risk, reinvestment risk, liquidity risk, and credit risk of the issuer.

Bond funds are subject to interest rate risk, which is the chance bond prices overall will decline because of rising interest rates, and credit risk, which is the chance a bond issuer will fail to pay interest and principal in a timely manner or that negative perceptions of the issuer's ability to make such payments will cause the price of that bond to decline.

Bond investments are subject to interest - rate risk (the risk of bond prices falling if interest rates rise) and credit risk (the risk of an issuer defaulting on interest or principal payments).

On some home loans, the interest rate you pay is subject to change.

It is worth noting, also, that even hard fixes are subject to attack: it just takes a different form — a run on domestic banks which drives up interest rates.

Bonds and bond funds are subject to credit risk, default risk, and interest rate risk and may decline in value as interest rates rise.