This will include a proof of claim which
creditors can complete in order
to submit a claim for their share of any proceeds realized during your bankruptcy or proposal, including any
payments you make.
With a Chapter 13 bankruptcy, if the filer
submits a plan that will address all of the joint debt, the
creditor can not pursue the spouse for
payment of the debt during the restructuring
payment period (which generally runs for up
to five years).