Sentences with phrase «subprime lending»

The reasons for the retreat in subprime lending likely go beyond just concerns about credit deterioration.

This crisis of subprime lending has had far - reaching effects.

Perhaps we should look at a bull on subprime lending?

Take on additional credit risk, like subprime lending inside the life companies through securities lending.

The private subprime lending boom of the 2000s was a brief and disastrous exception.

It's understandable to feel anxious if you've never dealt with subprime lending before.

That's not a very big risk, but he does see a future for subprime lending, if one is patient, and can survive the present slump.

Similar questions arose with respect to the recent housing bubble: How much will subprime lending increase the demand for housing?

This started in the years 2006 and 2007, a not surprising fact since those were the years when subprime lending activity started to rise.

Car buying is up 59 % over the last five years and subprime lending gets most of the credit.

Anything under 600 can get you into subprime lending territory, where you really don't want to be.

Critics of subprime lending point out that due to its nature, this type of loan is taken out by people who usually are not able to fulfill their payments and obligations.

One of the best ways to do that was to reduce mortgage requirements and encourage subprime lending.

That's what they call subprime lending, folks.

By 2005, many lenders dropped the required FICO score to 620, making it much easier to qualify for prime loans and making subprime lending a riskier business.

It is a complete turnaround from the terrible reputation subprime lending earned in the early 2000's when it primarily was used to buy homes.

The trend points at subprime lending as the culprit.

Just a reminder that the stress in lending is not limited to only subprime lending.

Anything that encourages more subprime lending (and other high interest forms of debt) is in my opinion, a bad thing.

Mortgage defaults are on the rise, but risky subprime lending isn't entirely to blame.

Get back on the road today in a car from one of our national car dealerships that accept bankruptcy clients and specialize in subprime lending.

As well as easy credit conditions, there is evidence that competitive pressures contributed to an increase in the amount of subprime lending during the years preceding the crisis.

The US Subprime lending crisis led to a decline in home values which undermined Caterpillar's consumer facing equipment sales.

At the same time, Eisner's subprime lending business was expanding, according to a 1997 interview in the New York Times.

«We began doing subprime lending cases in 1999.

My column from yesterday's Fin, comparing the US subprime lending boom with PPPs in Australia, is over the fold.

9) As I have suggested, pension plans will probably end up with a decent amount of the hit from subprime lending, through their hedge fund - of - funds.

«Fear and ignorance seem to be gripping retail investors these days,» said Charles Biderman, chief executive of Santa Rosa, Calif. - based TrimTabs on Thursday, pointing to ongoing concerns about subprime lending and slumping housing markets.

Its 1.3 million New England residents have a robust, diversified economy where sensible bankers did not fall to the recession - causing subprime lending debacle.

Bank of America acquired Countrywide Financial in 2008, inheriting subprime lending woes that have ever since left the bank tangled in investigations from state and federal officials and legal disputes over its foreclosure practices.

In the U.S. case, there were some idiosyncratic elements, such as subprime lending and collateralized debt obligations.

some of this can certainly be laid on the «crisis» caused by subprime lending, but our lending attitudes in the past several years became far more liberal than previously had been the case.

Subprime lending standards declined in the USA: in early 2000, a subprime borrower had a FICO score of 660 or less.

It is for these reasons whenever you read Canada prime mortgage rate in an advertisement, check whether the rates specified are prime lending rates or subprime lending rates.

After subprime lending disappeared when the housing price bubble burst a few years ago, FHA - insured loans became the only low down payment mortgage program around.

But the idea of subprime lending became an institution in the early 2000s...

In their defense, financial firms say subprime lending meets an important need: allowing borrowers with tarnished credits to buy cars vital to their livelihood.

It turns out that these predatory subprime lending corporations comprise Davis's most lucrative source of campaign cash.

Because subprime lending was not evenly spread around the country (or even around a state or city), individual neighborhoods are bearing the brunt of the meltdown.

For example, the revival of investor interest in subprime lending bodes well for the OneMain Financial unit, currently inside Citi Holdings.

He pointed to the $ 40 billion worth of mortgage - backed securities that the U.S. Fed is buying each month, a policy designed to sop up many of the toxic subprime lending still weighing down the balance sheets of the nation's banks, but that Fisher warned is helping to fuel low mortgage rates.

The issue is a new subprime lending crisis waiting to happen, a practice that HBO host John Oliver blasted over the summer for offering the working - poor, with little or no credit, rates too good to pass up which ultimately leave individuals paying astronomical amounts for used vehicles.

Many home buyers who would otherwise have to settle for commercial home loans with subprime lending terms qualify for FHA (Federal Home Administration) or VA (Veterans Administration) loans.

So for borrowers looking for a cheap and fast loan without any proof or financial means, the FHA should not be confused with the convenient subprime lending of the past.

U.S. Housing Market Real estate investment trust New Home Construction Subprime lending Equity REITs Mortgage REITs Credit Crunch

Subprime lending refers to the practice of extending credit or loans to borrowers to who fail qualify for prime or market rates due to their less than optimal credit scores.