Sentences with phrase «subprime loans»

They claim that contractual structures of subprime loans in housing bubbles often feature «temporarily» low monthly payments.

The growth in subprime loans made homeownership possible for many more people, including low - income and minority families.

First time home buyers are indeed eligible for subprime loans in many cases.

Individuals with lower credit scores are targeted with subprime loans with higher interest rates.

Rising auto prices could account for some of the increase in terms, but when combined with the information on subprime loans, the term increases constitute a warning sign.

Many having trouble have bad credit, and are deep into subprime loans with interest rates as high as 20 percent.

Have you noticed that mortgage brokers started making subprime loans because the credit worthy borrowers already had all the housing they needed for some time to come?

In our first report, we highlighted the high level of delinquency for adjustable rate subprime loans before any «reset» of their interest rate to a higher level.

Others, however, offer subprime loans with some caveats.

We ought to have subprime loans because over time people can improve their credit standing.

The rating agencies should have NEVER given securities that were backed by subprime loans high ratings.

Those with less - than - stellar credit scores and track records are having a harder time getting subprime loans from lenders because of the default rates.

Unlike mortgage - backed securities, solar bundles do not include subprime loans.

For example, from years 1996 to 2000 subprime loans accounted of only 9 percent of the total loan origination market.

However, there are ways to rebuild your credit using subprime loans and credit cards.

The most recent data identifies a worsening of this trend, as more subprime loans are delinquent prior to any payment change.

By contrast, many subprime loans did not require down payments or verification of income.

In the chart below, we've put together some pros and cons about subprime loans to help decide if they are right for you.

Homeowners are cutting their monthly mortgage payments by an average of $ 400 a month compared to their exotic subprime loans.

You could find a decent subprime loan if you have bad credit.

If the private markets have adequate liquidity and they choose not to buy subprime loans or whatever, then that means the market is making a decision that the assets are priced too high.

What you need to keep in mind is that subprime loans carry opportunities and risks like a prime loan would.

But subprime loans become abusive when borrowers are qualified under terms they can't hope to afford.

Why did they not find a local bank who did not fund subprime loans?

It wasn't just a high - interest - rate, high - payment subprime loan that might have caused a foreclosure; it was a bad loan and then a job loss.

If yes, would that not explain the shorter subprime loans?

Make no mistake, the likelihood of seeing subprime loans and the predatory products in years past will likely never come into the market again, and rightfully so.

I expect delinquent subprime loans to keep hitting new highs.

Take advantage of the many subprime loan options available online.

Such an increase in subprime loans generates concern among economists and policymakers.

The majority of the loans being subprime loans worries me... it sets people up for failure, just like the mortgage lending practices used to.

9.7 percent of subprime loans given through auto finance lenders were at least 90 days delinquent last quarter.

A credit score that low could force you to pay subprime loan rates and terms on any loans that you are able to obtain.

With subprime loans taking a hit in the market, many first time buyers are left with questions about the best options for them.

Meanwhile, to attract business during difficult times, lenders have been increasingly approving subprime loans and stretching credit limits.

I think this is true in a lot of other situations too, such as payday loans, subprime loans etc..

If you can only qualify for high - interest subprime loans, it might be worth exploring alternative financing options or skip buying a new car entirely.

It's an even riskier time now for lenders to take chances on subprime loans than it was during the Great Recession from 2007 to 2009.

Borrowers with poor or little credit history or a high debt - to - income ratio are able to qualify for subprime loans.

Some lenders even specialized in offering subprime loans to borrowers with low FICO scores.

The majority of these families got subprime loans they could not reasonably afford.

These loans, including subprime loans, turned the mortgage - backed securities market on its head.

The lower score, in turn, attracts more subprime loans, resulting in a vicious cycle.

Today, in 2011, you won't find any lenders willing to make subprime loans to poorly qualified borrowers.

One of the biggest causes of the financial crisis was the rise in subprime loans.

These days, you would be hard pressed to find someone with anything good to day about subprime loans.