Sentences with phrase «subsequent years by»

Individuals who fail to join the scheme in the initial year can join the scheme in subsequent years by annual premiums and submitting a self - certificate of good health.

In case you fail to purchase the scheme in the initial years you can join the policy in the subsequent years by paying the annual premiums and submitting a self - attested health certificate.

Using a single - year baseline (1990) offsets all subsequent years by the fluctuation of that baseline year.

Medallion Status must be earned in subsequent years by traveling the required amount of MQMs or MQSs and spending the required MQDs (U.S. - based members only) or earning the MQD Waiver.

IRA owners must distribute RMDs for subsequent years by December 31 of each year for which they are due.

The product was acid phosphate containing some 16 percent P 2 0 5, to which, in the earlier days were added small quantities of nitrogen carriers, such as guano, slaughterhouse tankage, garbage tankage, fish scrap, and lowanalysis potash salts of foreign origin, to be replaced gradually in subsequent years by the higher grades of nitrogen carriers, ammonium sulfate and sodium nitrate, for years likewise largely of foreign origin, and the more concentrated potash salts.

For all Reading Recovery professionals, a full academic year of initial professional development is followed in subsequent years by ongoing support sessions.

You can prevent it from applying to a subsequent year by withdrawing the excess from your Roth IRA, but the rules here are different than for the type of correction described earlier:

If this policyholder chose to increase the policy's value by $ 3,000, this would increase the dividend for the subsequent year by $ 120, for a total of $ 2,120.

Not exact matches

During the 81 - year period looked at by the study, the Top 10 companies have never, as a group, outperformed the S&P 500 in subsequent years.

Between 1926 and 2006, the S&P 500's 10 largest stocks by market cap underperformed the market by 2.9 % the subsequent year.

And, if he thinks he will stay for five years, he has a positive net present value of $ 12,712, assuming he saves that $ 280 every month during the first year and increases savings by 3 % each subsequent year.

With unemployment falling steadily through the year, there has been less justification for crisis - era policy, and a sense among policymakers that they could balance the higher rates sought by «hawks» with a slow pace of subsequent increases.

Entrepreneurs who succeeded by investing in a good industry and year (e.g., computers in 1983) are far more likely to succeed in their subsequent ventures than those who succeeded by doing better than other firms founded in the same industry and year (e.g., succeeding in computers in 1985).

«Historically, strong returns tend to be followed by strong returns in the subsequent year,» Credit Suisse's Jonathan Golub said.

Actual results, including with respect to our targets and prospects, could differ materially due to a number of factors, including the risk that we may not obtain sufficient orders to achieve our targeted revenues; price competition in key markets; the risk that we or our channel partners are not able to develop and expand customer bases and accurately anticipate demand from end customers, which can result in increased inventory and reduced orders as we experience wide fluctuations in supply and demand; the risk that our commercial Lighting Products results will continue to suffer if new issues arise regarding issues related to product quality for this business; the risk that we may experience production difficulties that preclude us from shipping sufficient quantities to meet customer orders or that result in higher production costs and lower margins; our ability to lower costs; the risk that our results will suffer if we are unable to balance fluctuations in customer demand and capacity, including bringing on additional capacity on a timely basis to meet customer demand; the risk that longer manufacturing lead times may cause customers to fulfill their orders with a competitor's products instead; the risk that the economic and political uncertainty caused by the proposed tariffs by the United States on Chinese goods, and any corresponding Chinese tariffs in response, may negatively impact demand for our products; product mix; risks associated with the ramp - up of production of our new products, and our entry into new business channels different from those in which we have historically operated; the risk that customers do not maintain their favorable perception of our brand and products, resulting in lower demand for our products; the risk that our products fail to perform or fail to meet customer requirements or expectations, resulting in significant additional costs, including costs associated with warranty returns or the potential recall of our products; ongoing uncertainty in global economic conditions, infrastructure development or customer demand that could negatively affect product demand, collectability of receivables and other related matters as consumers and businesses may defer purchases or payments, or default on payments; risks resulting from the concentration of our business among few customers, including the risk that customers may reduce or cancel orders or fail to honor purchase commitments; the risk that we are not able to enter into acceptable contractual arrangements with the significant customers of the acquired Infineon RF Power business or otherwise not fully realize anticipated benefits of the transaction; the risk that retail customers may alter promotional pricing, increase promotion of a competitor's products over our products or reduce their inventory levels, all of which could negatively affect product demand; the risk that our investments may experience periods of significant stock price volatility causing us to recognize fair value losses on our investment; the risk posed by managing an increasingly complex supply chain that has the ability to supply a sufficient quantity of raw materials, subsystems and finished products with the required specifications and quality; the risk we may be required to record a significant charge to earnings if our goodwill or amortizable assets become impaired; risks relating to confidential information theft or misuse, including through cyber-attacks or cyber intrusion; our ability to complete development and commercialization of products under development, such as our pipeline of Wolfspeed products, improved LED chips, LED components, and LED lighting products risks related to our multi-year warranty periods for LED lighting products; risks associated with acquisitions, divestitures, joint ventures or investments generally; the rapid development of new technology and competing products that may impair demand or render our products obsolete; the potential lack of customer acceptance for our products; risks associated with ongoing litigation; and other factors discussed in our filings with the Securities and Exchange Commission (SEC), including our report on Form 10 - K for the fiscal year ended June 25, 2017, and subsequent reports filed with the SEC.

Earlier this year, top venture capitalist Bill Gurley sounded the alarmon the «unique circumstances» start - up CEOs find themselves in caused by «the pressures of lofty paper valuations, massive burn rates (and the subsequent need for more cash), and unprecedented low levels of IPOs and M&A».

Hailey's chaotic Rikers stint and subsequent struggle to return to society was documented earlier this year by The Associated Press.

Price adds that profit sharing plans can cause resentments if, for example, large payouts in some years are followed by meager ones in subsequent years.

Rankin said companies must report by May 1 this year and by June 1 in subsequent years.

However, this perseverance has been severely tested in recent years by the Great Recession and subsequent tepid economic recovery.

Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the Company's control, including natural and other disasters or climate change affecting the operations of the Company or its customers and suppliers; (2) the Company's credit ratings and its cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange rates and fluctuations in those rates; (5) the timing and market acceptance of new product offerings; (6) the availability and cost of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused by natural and other disasters and other events); (7) the impact of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays with the phased implementation of a global enterprise resource planning (ERP) system, or security breaches and other disruptions to the Company's information technology infrastructure; (10) financial market risks that may affect the Company's funding obligations under defined benefit pension and postretirement plans; and (11) legal proceedings, including significant developments that could occur in the legal and regulatory proceedings described in the Company's Annual Report on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports»).

They found that when lawsuits were not dismissed, firms reduced their R&D spending by $ 211 million and reduced their patenting significantly in subsequent years.

In the subsequent years, he played a central role in building it into a publicly - traded buyout and mezzanine fund with a portfolio of over $ 1 billion invested in sixty - three middle market companies by the time he left in 2002.

It was affected much less than most markets by the tech bubble and the subsequent collapse, and in recent years has been rising faster than average.

Since 1953, whenever the 10 - year Treasury yield was higher than the 500's yield by less than 100 bps, the S&P 500 gained an average 12 percent in price during the subsequent 12 months, and recorded positive results nearly 90 percent of the time.

For each subsequent year, you must take your RMD by December 31.

The speech goes on to outline some of the economic surprises that came to pass in the intervening years, including: the «mining boom mark II»; the further significant rise and then subsequent fall in Australia's terms of trade; and the search for yield in global capital markets driven by ongoing ultra-easy monetary policy in the major economies.

For each subsequent year, you'll need to take your annual RMD by December 31.

So investors might have believed that the extraordinarily depressed market valuations of 1974 and 1982 were «justified» by recession and high interest rates, but that did nothing to prevent the S&P 500 from enjoying remarkably high returns in subsequent years.

[112] The company began to offer a dividend on January 16, 2003, starting at eight cents per share for the fiscal year followed by a dividend of sixteen cents per share the subsequent year, switching from yearly to quarterly dividends in 2005 with eight cents a share per quarter and a special one - time payout of three dollars per share for the second quarter of the fiscal year.

But in each case inflation fell during the subsequent two years by between 1 and 2 percentage points (see chart, right)-- even during the 1970s, now recalled unfondly as a bubbling cauldron of inflation.

Actual results may vary materially from those expressed or implied by forward - looking statements based on a number of factors, including, without limitation: (1) risks related to the consummation of the Merger, including the risks that (a) the Merger may not be consummated within the anticipated time period, or at all, (b) the parties may fail to obtain shareholder approval of the Merger Agreement, (c) the parties may fail to secure the termination or expiration of any waiting period applicable under the HSR Act, (d) other conditions to the consummation of the Merger under the Merger Agreement may not be satisfied, (e) all or part of Arby's financing may not become available, and (f) the significant limitations on remedies contained in the Merger Agreement may limit or entirely prevent BWW from specifically enforcing Arby's obligations under the Merger Agreement or recovering damages for any breach by Arby's; (2) the effects that any termination of the Merger Agreement may have on BWW or its business, including the risks that (a) BWW's stock price may decline significantly if the Merger is not completed, (b) the Merger Agreement may be terminated in circumstances requiring BWW to pay Arby's a termination fee of $ 74 million, or (c) the circumstances of the termination, including the possible imposition of a 12 - month tail period during which the termination fee could be payable upon certain subsequent transactions, may have a chilling effect on alternatives to the Merger; (3) the effects that the announcement or pendency of the Merger may have on BWW and its business, including the risks that as a result (a) BWW's business, operating results or stock price may suffer, (b) BWW's current plans and operations may be disrupted, (c) BWW's ability to retain or recruit key employees may be adversely affected, (d) BWW's business relationships (including, customers, franchisees and suppliers) may be adversely affected, or (e) BWW's management's or employees» attention may be diverted from other important matters; (4) the effect of limitations that the Merger Agreement places on BWW's ability to operate its business, return capital to shareholders or engage in alternative transactions; (5) the nature, cost and outcome of pending and future litigation and other legal proceedings, including any such proceedings related to the Merger and instituted against BWW and others; (6) the risk that the Merger and related transactions may involve unexpected costs, liabilities or delays; (7) other economic, business, competitive, legal, regulatory, and / or tax factors; and (8) other factors described under the heading «Risk Factors» in Part I, Item 1A of BWW's Annual Report on Form 10 - K for the fiscal year ended December 25, 2016, as updated or supplemented by subsequent reports that BWW has filed or files with the SEC.

1954 and 1992 were like paying $ 25.60, and were followed by 12 % annual S&P 500 total returns over the subsequent 12 - year period.

In the US, they are up by about 180 basis points since their safe - haven related lows in October last year following the Russian default, the near collapse of Long - Term Capital Management, and subsequent problems in Latin America (Graph 6).

For example, say you purchased TIPS worth $ 1,000 and the CPI rose by 5 % over the subsequent year.

Essentially, Selsick examined the Shiller P / E (the S&P 500 divided by the 10 - year average of inflation - adjusted earnings), and showed that the multiple is even better correlated with actual subsequent S&P 500 total returns using 16 - year smoothing and a 16 - year investment horizon.

The red line is the actual subsequent 10 - year return earned by holding this particular policy portfolio.

A subsequent decline unfolded in multiple waves, ending at a 2 - year low in April 2017 followed by a recovery that stalled at resistance near $ 2.00 in July.

For all subsequent years, you must take the RMD by December 31 of that year.

RMDs then must be made by December 31 of each subsequent year.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

All of it tainted by years of myth building, notorious unreliability of eye witness testimony, agendas of the writers, subsequent editing, etc..

Four hundred years after this epidemic (and a subsequent nuclear war initiated by «Muslim radicals»), the book description says, «a new and noble civilization emerges.»

He notes that the subsequent years have brought disillusionment and deep uncertainty, but ends on the note that Christians once so inspired by the teachings of such as Dietrich Bonhoeffer will surely play a constructive role when the former East Germany finds its future.

In subsequent years, it became the catchall symbol seized on by everybody who wanted the benefits of being recognized as a victim.

It was published three years before his death; the only copy of a subsequent manuscript was burned by a bishop of the Church of England as being too hot for the faithful to handle.

To a large extent, the latter have succeeded in controlling the Church in subsequent years and thus suppressed the liberational impulse created by the Church in the early days.

In the subsequent 35 years mass attendance fell by almost half, dropping from 205,000 to 107,000.

Each of the subsequent years might be devoted to the study of one of the problems selected for foci by the university.