Not exact matches
Then, sort your spreadsheet so that your
subsidized federal
student loans are below your unsubsidized federal
student loans.
In this way, you will first pay off your private
student loans,
then your unsubsidized federal
student loans, and last your
subsidized federal
student loans.
If you have
subsidized student loans,
then this would be the best option for you to pursue, since
subsidized student loans do not continue to accrue interest during deferment (but they do during forbearance).
In or around 2002, I consolidated my law school
student loans with my
then husband into both a FFEL
subsidized and unsubsidized
loan.
But if you've got
subsidized federal
student loans (Perkins, Direct, or Stafford)
then deferment is your best bet if you meet the eligibility requirements: Any interest that accrues on these
loans during deferment is paid for by the federal government.
Students who demonstrate financial need may qualify for
subsidized loans, for which the government will pay the interest as long as the
student is enrolled in school and earning a degree; the
student will
then pick up the interest payments upon graduating or leaving school