Sentences with phrase «substandard health»

You should always try to apply for a standard policy, or even a policy with a substandard health rating.

Most heart valve repair and replacement clients will find life insurance at a substandard health class.

If it doesn't provide you a quote, then you'll most likely be in a substandard health classification and need to speak with us for accurate quotes.

Very competitive underwriting for a range of health conditions, including favorable ratings for substandard health profiles

Once we move past a standard health class, there are 8 — 12 different substandard health classifications for high risk life insurance.

Preferred non-tobacco, Standard non-tobacco, Preferred tobacco, Standard tobacco and Substandard health classes

BannerLife has very competitive underwriting for some substandard health profiles, making it a good option for those with medical issues.

The term «teacher wellbeing» has become quite loaded in recent times, particularly with recent research highlighting the substandard health and wellbeing of school leaders, and the implications for all school staff and broader school communities.

We ought not to corral them into some high - risk pool that's going to stink and give them substandard health care.

Without these contentious developments we would still be getting our newspapers twice a week, have no high school and substandard health care, poor communications.

Not exact matches

But we also «use» other people when we hire them under the table and pay them a substandard wage, expect them to provide services for us, but don't want them to have affordable health care, manipulate others into providing free labor for us when we can afford to pay for it, etc..

«A Teachable Moment,» August 17, 2008 «While it is true that for decades the children of New Orleans toiled in a substandard school system, they have also continually faced countless other obstacles to success — inadequate health care, poorly educated parents, exposure to high rates of violent crime and a popular culture that often denigrates mainstream achievement.»

«Children who have been in extended daycare and preschool programs have: poorer work habits, inferior peer relationships, substandard emotional health, lower grades and standardized test scores, and are more difficult to discipline.

This does not surprise me one bit: that those who champion a total regression of womens rights, and place all fetuses above both women and living children, would push for substandard, dangerous, ideologically driven maternity services instead of proper health care for women.

Earlier this month health secretary Andrew Lansley received a hostile welcome from the Royal College of Nursing's annual conference, after he told nurses it was their responsibility to inform him if their patients were receiving substandard levels of care.

The bombshell audit by state Controller Thomas DiNapoli found the state Office of Temporary and Disability Assistance's failures resulted in a «range of substandard living conditions, the most egregious of which pose obvious and dangerous risks to shelter residents» health and safety.»

People living in these places face excessive stressors, including poverty, substandard housing, malnutrition and lack of health care.

NTDs tend to thrive in developing regions of the world, where water quality, sanitation, and access to health care are substandard.

Their are so many legal steroids saturating the market currently, Claiming being that top secret steroid health supplement destined to achieve your goals, BUT most usually are substandard and don't actually assistance in any way apart from increasing your calorie consumption.

Raising a puppy on substandard quality kibble is like raising a child on MacDonald's — it might cost less but the damage caused to that child's health is not worth the pennies saved.

The buyer is not the criminal here, the seller and their associates who allow this to continue unabated on the internet as well as the publicly elected officials in that jurisdiction for their failure to adequately inspect and shut down a business for substandard conditions, fraud and health code violations are.

The Code Enforcement Division enforces the City Codes adopted by the City Commission that establish minimum standards for health, safety and general welfare as well as regulates conditions of existing buildings, odors and pollution in order to prevent the creation of substandard dwellings, slums and blight.

Puppy mills, high - volume breeding facilities with substandard breeding practices and conditions, can have a huge effect on a dog's health and personality.

Substandard brands contain dyes, allergens, artificial preservatives, indigestible grains, as well as chemicals linked to cancer and other health problems, and meat by - products instead of pure animal proteins.

A number of health care professionals may be responsible for the total treatment of one person, and finding the one (s) guilty of providing substandard or incompetent care is best left to an experienced Stafford County personal injury lawyer.

This report on the Legal Environment for the Elimination of Falsified and Substandard Medicines is the result of the pilot and preliminary phase of a larger initiative to build a knowledge base and collection of tools to support a whole - of - government approach to manage the public health problem of falsified and substandard medicines in aSubstandard Medicines is the result of the pilot and preliminary phase of a larger initiative to build a knowledge base and collection of tools to support a whole - of - government approach to manage the public health problem of falsified and substandard medicines in asubstandard medicines in any country.

A: Medical malpractice is a claim that a health care professional or facility acted negligently or provided substandard care, causing harm to you.

That finding highlights, but does not answer, the question whether one instance of substandard care (or «negligent» care) is a matter that a health professions regulatory body in BC must address as either a conduct or competence issue.

Medical malpractice refers to professional negligence by a health care provider that leads to substandard treatment, resulting in injury to a patient.

If, however, you have various health issues, you may be deemed as a Substandard policyholder.

However if you have a pre-existing health condition, such as diabetes — you can qualify for substandard rates, and still get life insurance with no medical exam for diabetics.

If you are approved, you most likely will be rated in a lower health class («substandard») which may only mean your premiums will be higher or have a limit to how much life insurance coverage you are eligible for.

TermLife2Go weighs in: Similar to American General above, Banner Life is a top choice for clients who are considered «substandard» health classifications.

If you have preexisting health conditions such as diabetes or if you smoke, you can still get approved but with substandard rates and of course higher premiums.

The Substandard rate class is not a specific rate class like the others above but it is a scale of table ratings that will be based on your health history graded by letters or numbers which would normally be either the letters A-J or numbers 1 - 10.

If, however, the applicant has certain health conditions that are not severe enough to decline the application altogether, then they will typically be rated as a Substandard policyholder and will subsequently be charged higher premium rates.

After standard, there are 12 substandard or table rated health classes.

An applicant rated as «substandard risk» is commonly in poor health, has already manifested a preexisting condition that is beyond the standard risk classification (based on the underwriting review), or might engage in a dangerous hobby or occupation.

In addition to the four classifications, there is also a Substandard category for people with complex medical situations, chronic or severe health issues, and alarming family health history.

An underwriter will look at various aspects of your life — your health, your hobbies, your driving record — and classify you from Preferred Plus to Substandard to determine how risky you are.

Additionally, if your health history is especially complex, you may be placed in a Substandard category, which has a sliding scale of premiums based on your specific health complications.

Substandard This isn't a specific rating classification like the others; instead, based on your health and history, you're placed in what's called a table rating system, graded by either letters or numbers (typically either A-J or 1 - 10).

If you have ever gotten a life insurance quote online, you probably have seen the health ratings options I just mentioned, however there are also substandard ratings that life insurance companies offer, also called Table Ratings.

There are many health conditions that can lead to substandard life insurance rates.

If, however, the individual has a slight health issue — but not enough to be declined altogether for coverage — then they will typically be rated as a Substandard.

However, if the underwriters feel that your health may not be in line with an average policyholder, then it could be that your policy will be rated as a Substandard.

If, however, your health is considered to be somewhat below average, but not bad enough to decline your application for coverage altogether, then it is possible that the underwriters may offer you coverage as a Substandard policy holder.

Nevertheless, if it is concluded that your health is not as good as an average policyholder, you might be assigned a substandard rating on your policy the premium will be much higher.

Most people qualify for standard life insurance rates, but some with serious health issues may only qualify for the worst, substandard rates, or be denied altogether.

This means that you're in either other than ideal health or have a dangerous avocation that lands you in the «Substandard» health rating.