Sentences with phrase «substandard health classifications»
Once we move past a standard health class, there are 8 — 12 different substandard health classifications for high risk life insurance.
https://heartlifeinsurance.com/
If it doesn't provide you a quote, then you'll most likely be in a substandard health classification and need to speak with us for accurate quotes.
Not exact matches
TermLife2Go weighs in: Similar to American General above, Banner Life is a top choice for clients who are considered «substandard» health classifications.
An applicant rated as «substandard risk» is commonly in poor health, has already manifested a preexisting condition that is beyond the standard risk classification (based on the underwriting review), or might engage in a dangerous hobby or occupation.
In addition to the four classifications, there is also a Substandard category for people with complex medical situations, chronic or severe health issues, and alarming family health history.
Substandard This isn't a specific rating classification like the others; instead, based on your health and history, you're placed in what's called a table rating system, graded by either letters or numbers (typically either A-J or 1 - 10).
If, however, your health is somewhat below average — yet, not poor enough to be declined for coverage altogether — then it is likely that you may be offered a substandard policy classification.