Sentences with phrase «substandard lives»

o For limited pay policies, surrender value = Total Premiums paid (including extra premium for substandard lives) * 70 % * Number of remaining complete months of cover / Total Policy Term in months.

Surrender Value = 70 % x [Total Premium paid including extra premium for substandard lives, if any (exclusive of service tax) less -LCB- Total Premium payable including extra premium for substandard lives, if any (exclusive of service tax) x (Number of completed months of policy + 1) / Total Policy Term in months -RCB--RSB-

For single premium option, surrender benefit is equal to single premium including extra premium for substandard lives, if any (exclusive of Goods & Services Tax) multiplied by surrender value factor as given below:

An extra premium may be charged as per our underwriting guidelines prevailing from time to time, for substandard lives or people having hazardous occupations etc..

Most of its students come from the type of socioeconomic circumstances that often doom kids to substandard lives.

Withou a source of emotional and familial support, one is doomed to a substandard life of crime and rugs and suffering.

The bombshell audit by state Controller Thomas DiNapoli found the state Office of Temporary and Disability Assistance's failures resulted in a «range of substandard living conditions, the most egregious of which pose obvious and dangerous risks to shelter residents» health and safety.»

«For $ 1.7 billion each year, our shelter system should not be rife with violations and substandard living conditions.

«They are often plagued by substandard living conditions in their buildings, and are in constant fear of not making their next month's rent.

In Perryville, Arkansas, Heifer International re-creates communities from developing countries so kids can experience firsthand how to survive in substandard living conditions.

Independent research on the physical effects of isolation, chaining, and substandard living conditions

Fails to respond favorably to substandard living conditions such as extreme overcrowding, the presence of excessive urine and feces and lack of sufficient ventilation.

I have learned that by just wandering, it can complete our substandard life.

Clients with heart issues usually end up with substandard life insurance rates.

There are many health conditions that can lead to substandard life insurance rates.

Most applicants end up with substandard life insurance rates after coronary artery disease.

Chronic underfunding and official indifference, common themes that ran through the investigations into residential schools in the 1940s and 1950s, meant that Aboriginal children were usually placed in institutions with substandard living conditions.

Not exact matches

He reminds us, for example, that «5.3 million households in 1995 consisted of «very low - income renters» who received no federal housing assistance and either lived in severely substandard housing or paid half or more of their reported income for rent.»

Why are you so keen to license a type of substandard midwife that is not educated or experienced enough to practise anywhere else in the developed world and certainly wouldn't qualify as a homebirth midwife where I live?

This does not surprise me one bit: that those who champion a total regression of womens rights, and place all fetuses above both women and living children, would push for substandard, dangerous, ideologically driven maternity services instead of proper health care for women.

They're often blamed for dragging down wages — but I can guarantee that no worker has ever arrived on Britain's shores and declared: «I want to work for poverty wages, be forced to live in miserable, overcrowded, substandard accommodation and live with rampant job insecurity».

Shadow defence secretary Liam Fox said it was «entirely unacceptable» for troops to be living in substandard accommodation.

The Ministry of Defence (MoD) has been told to get its priorities straight after it resurfaced tennis courts while many troops were living in substandard accommodation.

MPs warned military living conditions will remain substandard for another two decades unless the department makes it a priority.

«One thing I think as someone coming from my working class background always got my gut about the Labour party is they're prepared to abandon people on large estates, happy to see them on a life of dole, happy to see them getting a substandard education.

And we will introduce mandatory registration of commercial landlords, so that nobody is forced to live in substandard accommodation and no employer / landlord can circumvent the minimum wage.

Theresa Coffey (Con, gazes up at substandard) asks about someone who worked in a post office his whole life in Suffolk.

«No on should be living in substandard conditions, especially government sponsored, so to speak, so we want to make sure there's a commitment to that long - term viability of NYCHA, repairs are getting done as quickly as possible, with more resident engagement and community input in any decision that is being made,» Ms. Mark - Viverito said.

People living in these places face excessive stressors, including poverty, substandard housing, malnutrition and lack of health care.

Depending upon the type of medicine and where you live, the threat of falsified medications (also referred to as counterfeit, fraudulent, and substandard) can be quite real, yet the full scope and prevalence of the problem is poorly understood, say researchers at University of California, San Diego School of Medicine in a new report published April 20 in the American Journal of Tropical Medicine and Hygiene.

According to Garcia, those most likely at risk of contracting Chagas in the U.S. are outdoor enthusiasts in the South and Southwest, along with people living in «substandard» homes with many cracks and crevices permitting bug entry.

Compared to only 1 % of white children, 17 % of black children suffer from asthma because low - income African - Americans are more likely to live in substandard, allergen - dense housing.

Yet even these substandard assessments were predictive of future life outcomes.

described NPS as a district where children «are subjected to substandard facilities and poorly equipped classrooms and libraries» while» the board of education of Newark» enjoys «the finer things in life, such as travel to Honolulu, St. Thomas and San Francisco, dinners at fine restaurants, new cars and flowers.»

Children and youth who are living in cars, parks, public spaces, abandoned buildings, substandard housing, bus or train stations or similar settings.

They accept substandard work and objectionable behavior because, deep down, they don't think we can do it, or worse, they believe we aren't worthy of the effort needed to prepare us for college and life.

Assumptions that disadvantaged students underperform in school because their parents aren't educated, their home environments are substandard, or their parents just don't care only perpetuate the problem because they excuse schools and other adults in kids» lives from making a difference.

«First, children who are hungry, suffering from malnutrition and live in substandard conditions are highly unlikely to score well on tests.

The specifics vary by company, but broadly speaking, there are six major life insurance classifications, listed here from best to worst: Preferred Plus, Preferred, Standard Plus, Standard, Substandard and — you guessed it — Smoker.

Although their patients are not human, a serious injury or the loss of life to your pet by substandard or negligent care can be emotionally devastating to the pet owner.

Many of the children at Storyteller live in shelters or in crowded or substandard housing so they have had limited or no exposure to pets.

But we found no evidence that factors which may influence a pet owner's decision on age at ovary removal — for example, earlier ovariectomy in dogs with substandard conformation or delayed ovariectomy to obtain more offspring in daughters of long - lived mothers — could adequately account for the strong association.

In addition, if you buy a puppy from an internet website, more than likely it too has come from a substandard breeding facility where the parents are living in horrible conditions.

Often living in their own waste, many of the thousands of dogs we've rescued from substandard puppy mills suffer from eye, ear and respiratory infections, parasites and malnutrition.

According to the Montreal SPCA Emergency shelter, a puppy mill is defined as: a dog breeding facility that is solely motivated by profit and does not care about the resulting substandard conditions in which the dogs are forced to live.

Problem - Commercial breeding of BC's is also placing a lot of dogs into pet homes that are not temperamentally suited to domestic life and are often genetically substandard.

Here are a few of the dogs that lived in the substandard conditions at Debra Pratt's puppy mill.

Skaggs defenders say he has devoted his life to caring for animals because so many public shelters in the region were substandard.

In general, officials refer to puppy mills as operations geared more toward generating profits from the sale of dogs rather than animal welfare, and where dogs may live in substandard conditions.

The dogs on the property ranged from large - breed German Shepherds to poodle - mix puppies, all living in substandard conditions.