Sentences with phrase «substantial cognitive impairment»

Either type of long - term care rider usually requires a doctor's certification that the insured is either unable to perform at least two out of the six basic activities of daily living (ADLs), which include eating, bathing, toileting, transferring, dressing and grooming, or has a substantial cognitive impairment.

You are typically eligible for long - term care insurance benefits upon being diagnosed as chronically ill or having a substantial cognitive impairment.

Not exact matches

They may be aware of the greater risk for mood disorders such as depression and anxiety associated with sleep loss; the substantial impairment in cognitive abilities such as sustained attention, short - term memory, information processing, and school performance; or the increased risk for motor vehicle accidents that accompanies lack of sleep.

If you have developed full blown diabetes from eating too many grains and sugar, substantial evidence shows an association between type 2 diabetes and cerebral atrophy, cognitive impairment, and dementia.

An individual may also be considered to be chronically ill if he / she needs substantial supervision to protect his / her health and safety because of a severe cognitive impairment.»

(2) due to cognitive impairment you require substantial supervision to protect you from threats to your health and safety.

A few examples of cognitive impairments that may eventually require substantial supervision are Alzheimer's Disease, Parkinson's Disease and other such dementia.

The owner must provide written evidence from a licensed physician that the insured has been certified as; (1) Being unable to perform at least two activities of daily living for at least 90 days, as defined in the rider, or (2) Requiring substantial supervision due to severe cognitive impairment for at least 90 days, as defined in the rider.

Requires substantial supervision by another person to protect oneself from threats to health and safety due to Severe Cognitive Impairment, defined as deterioration or loss of intellectual capacity that is measured by clinical evidence and standardized tests, which reliably measure impaImpairment, defined as deterioration or loss of intellectual capacity that is measured by clinical evidence and standardized tests, which reliably measure impairmentimpairment in:

The Chronic Illness rider gives you the option to accelerate a portion of your death benefit early if you are certified by a physician as being unable to perform at least two ADLs or activities of daily living (bathing, continence, dressing, eating, toileting, transferring) or if you require substantial supervision due to severe cognitive impairment.

Provides an accelerated death benefit if the insured is certified by a physician within the last 12 months as unable to perform two of six Activities of Daily Living (ADLs) for 90 consecutive days, or requires substantial supervision to protect himself or herself from threats to health and safety due to severe cognitive impairment.

Becoming chronically ill means that the policyholder is not able to perform, without substantial assistance from another person for a period of at least 90 days, at least two out of the six activities of daily living or requires substantial supervision from another person, for a time period of at least 90 consecutive days, to protect the insured from threats to health and safety due to severe cognitive impairment.

Additional benefit riders should your health status change: With the Accelerated Death Benefit for Chronic Illness Rider, up to 50 % of the policy's death benefit ($ 500,000 maximum) can be accessed in advance if a licensed health care practitioner certifies during the prior 12 - month period that the insured is unable to perform at least two of six activities of daily living for a period of at least 90 days due to a loss of functional capacity, or has a severe cognitive impairment, requiring substantial supervision to ensure the health and safety of him or herself.

Are certified by a licensed health care practitioner, during the prior 12 - month period, as being unable to perform at least two of six activities of daily living for a period of at least 90 days due to a loss of functional capacity, or having a severe cognitive impairment, requiring substantial supervision to ensure your health and safety; and

[3] A person generally is chronically ill if the person (1) is unable to perform at least two activities of daily living, such as eating, using the toilet, bathing oneself, or dressing oneself; (2) requires substantial supervision to protect himself or herself from threats to health and safety due to severe cognitive impairment; or (3) has a level of disability similar to that described in (1) as determined by the U.S. Secretary of Health and Human Services.

With the Chronic Illness Rider, up to 50 % of the policy's death benefit ($ 500,000 maximum) can be accessed in advance if a licensed health care practitioner certifies during the prior 12 - month period that you are unable to perform at least two of six activities of daily living for a period of at least 90 days due to a loss of functional capacity, or have a severe cognitive impairment, requiring substantial supervision to ensure your health and safety.3, 4,5,6

To qualify for a chronic illness, you would need to be certified by a licensed health practitioner in the last 12 months with a qualifying illness or physical condition that would prevent you from performing at least two «Activities of Daily Living», without substantial assistance or requires substantial supervision from another person to protect the Insured Person from threats to health and safety due to cognitive impairment.

(2) due to cognitive impairment you require substantial supervision to protect you from threats to your health and safety.

Accelerated Access Solution is a chronic illness life insurance rider that provides income benefits if you are unable to perform 2 of 6 activities of daily living or have a cognitive impairment that threatens your health and well being requiring substantial supervision.

Exclusion criteria were substantial non-HIV related disease, schizophrenia, bipolar disorder, allergy to imipramine, substance abuse, cognitive impairment, inability to speak English, or concurrent psychiatric treatment for other reasons.