Sentences with phrase «substantial coverage for»

Those who are planning to bring valuable items on their vacations should make sure that their travel policies provide substantial coverage for loss baggage.

Health plans that are designed to pay at least 60 % of the cost of medical services for a standard population and offer substantial coverage for physician and inpatient hospital services meet the minimum value threshold under the Affordable Care Act.

Moreover, our study uses student - level data with complete coverage for affiliated conversions, substantial coverage for independent conversions (86 %), but only partial coverage of independent start - ups (60 %).

Not exact matches

With his extensive knowledge of the healthcare industry, Loe analyzes and publishes his views on trends in the sector and interprets them within the context of a diversified suite of companies under coverage, many of which locked in substantial returns for investors over the last several quarters.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Claiming his right to respect for his private life had been infringed by the coverage, Sir Cliff sued South Yorkshire Police and the BBC, saying he wanted «very substantial» damages.

• Westchester County CSEA members pay substantial co-payments, drug costs, deductibles and other fees for their health insurance coverage.

«Medicare Part D requires a substantial investment from the Federal Government, and the million dollar question has been, «Does this investment help to pay for itself by improving the health of seniors who have gained coverage?»»

«Given that Texas has consistently had the highest percent of uninsured residents among the 50 states for several years, the insurance provisions of the ACA are expected to play a substantial role in providing coverage to the close to 5 million adults who reportedly lacked health insurance in the state in 2010 ‐ 2011,» said Vivian Ho, the chair in health economics at Rice's Baker Institute, a professor of economics at Rice and a professor of medicine at Baylor College of Medicine.

Virginia's ban on public employers providing family health coverage and other family - based fringe benefits to gay and lesbian employees creates «a substantial incentive for our gay and lesbian faculty and staff to leave the Commonwealth's public universities and colleges,» Trammell says.

«Substantial» room for improvement in HPV vaccination coverage, study finds.»

«Our data demonstrate substantial parental support for the participation of schools in helping accomplish universal coverage among elementary children, although some will likely not participate unless they are allowed to be present for the vaccination of their child,» the researchers wrote.

National, reliable data on suicide trends in the US during the month of substantial coverage of Robin Williams's death will not be available for at least three years.

«Although this will increase the guarantee capacity of the fund, including capacity for charter schools which tend to maintain weaker credit profiles, the program's substantial assets continue to provide strong coverage and default tolerance, which is reflective of the Aaa rating,» Nichols said.

If your book has received some nice coverage and reviewer feedback that indicate there's a substantial audience for your book, you might want to parlay your early publicity into a partnership with a literary agent who can capitalize on the momentum and help you nab even more opportunities within the publishing industry.

Whether you just need the bare minimum coverage because you're just starting out, or whether you need substantial personal property coverage and endorsements for valuable items such as jewelry, your Effective Coverage policy will offer the coverage you need at an affordable price.

My employer offers insurance coverage, pays a substantial amount for me, but pays nothing for my spouse or my children.

Because of this extra coverage, middle - to - high earners will eventually see a substantial increase in their CPP cheques — paid for by much heftier CPP premiums when they are working.

If the breadwinner makes a substantial amount of money and has a substantial amount of life insurance coverage, carriers may cut the coverage for the stay - at - home parent in half.

For example, a credit report would not explain that an individual's credit suffered because she was the victim of identity theft, that she went through a divorce or death of a spouse, that she unexpectedly lost a job or lost health care coverage or incurred substantial medical bills.

Our benefits stand out in the industry with exceptional medical coverage, 401K retirement plan with matching, $ 2500 / year stipend for continuing education and membership dues, State licensing, DEA registration and liability insurance fees, and a very substantial PTO package.

In 2008, there was substantial coverage — including by me (print, blog)-- of a provocative paper in Nature attempting a short - term prediction that global warming would stop for awhile, driven mainly by cooling around the North Atlantic.

We take 1880 - 1920 as baseline, i.e., as the zero - point for temperature anomalies, because it is the earliest period with substantial global coverage of instrumental measurements and because it also has a global mean temperature that should approximate «preindustrial» temperature [3].

The ensemble does not sample the uncertainty associated with limited geographical coverage, which is substantial for the earliest decades.

The analysis of Snyder emphasizes data covering a substantial period, rather than complete global coverage with well calibrated data for a well - observed glacial - interglacial transition.

Many others still use this coverage for the payment of the substantial estate tax bill that could be due on some people's estates — which, in some cases, could be in excess of 50 percent.

If you can not afford losing the substantial investment you have made in your trip, consider joining 7 million people who buy Trip Cancellation Insurance each year, obtaining adequate coverage for themselves and their families for their travel plans.

Many people do not purchase Long Term Care Insurance because they don't want to spend substantial premiums every month with the thought if they don't use the coverage the premiums they paid all these years will just be pure profit for the insurance companies.

Your Lancaster renters insurance plan may look different, because your need for personal property coverage might not be as substantial.

Because of the many «gaps» in Medicare's coverage — such as copayments, coinsurance, and deductibles — the out - of - pocket expenses for Medicare enrollees can be substantial.

International health insurance plans provide substantial medical coverage for anyone living or working outside their country of citizenship.

Whether you just need the bare minimum coverage because you're just starting out, or whether you need substantial personal property coverage and endorsements for valuable items such as jewelry, your Effective Coverage policy will offer the coverage you need at an affordable price.

Medication coverage is usually included in a pre-existing condition travel insurance policy, and it will give substantial financial recovery for lost drugs.

The interplay between state mandatory minimum coverage amounts and the price you pay for auto insurance is substantial.

Choices typically include packages that offer only the minimum insurance required by your state, basic coverage aimed at those with limited income, higher levels of financial protection for those with more substantial responsibilities and the option to customize your insurance package.

Many people can get substantial term life insurance coverage for as little as $ 20 per month.

Insurers in some states will offer a substantial increase in liability coverage for less than a 10 percent increase in your annual premium.

For an insured who is young and healthy at the time of application, term life insurance can provide a substantial amount of coverage for a very reasonable premium coFor an insured who is young and healthy at the time of application, term life insurance can provide a substantial amount of coverage for a very reasonable premium cofor a very reasonable premium cost.

At Life Ant we recommend that our clients who do not want to commit large amounts of their financial resources to life insurance examine quotes for decreasing coverage policies because this may provide such substantial savings over time.

HDFC SL Super Savings Plan is a traditional Endowment plan with bonus facility which provides a substantial corpus for future use and also provides life insurance coverage.

If you have a substantial retirement fund, then you may go for a smaller coverage amount as in case of your demise, those funds will be allocated to your dependents.

A personal accident insurance provides the insured a substantial financial coverage that suffices to make up for the financial and personal loss he had to suffer due to the accident.

All job - based plans are required to meet a minimum value standard, which it will meet if it «pays at least 60 % of the total cost of medical services for a standard population and offers substantial coverage of hospital and doctor services,» according to healthcare.gov.

Health coverage is a must have insurance policy for all, as studies show that a substantial number of reported personal bankruptcies are attributable to high healthcare expenses.

For example, if you find yourself injured in an accident by an uninsured motorist and you've got substantial medical bills, you will have to pay those bills out of your own pocket if you do not have enough coverage.

Successfully making a substantial improvement in this area could lead to an improvement in uninsured motorist coverage premiums for state policy holders.

This would be something like a first party insurance policy with a substantial coverage of around 200000 $ for Bodily injury liability and around a 100000 for property damage liability.

We all know that health care costs are nothing to scoff at these days, and in a serious accident the base liability coverage of $ 25,000 / $ 50,000 that the state requires could easily leave you financially responsible for a substantial amount of medical bills above and beyond what your policy will cover.

Although it may seem tempting to buy only the minimum coverage required by law, if you have substantial assets like a home or other investments, it's a wise idea to buy additional coverage for your own financial protection.

For a substantial policy you can expect to pay much more than for a basic coverage plan which starts at around $ 15 per monFor a substantial policy you can expect to pay much more than for a basic coverage plan which starts at around $ 15 per monfor a basic coverage plan which starts at around $ 15 per month.