Sentences with phrase «substantial debt as»

Law students are graduating with substantial debt as a result of skyrocketing tuition over the last few decades.

Comment: Allison took out substantial debt as part of a private equity purchase in March that left it with $ 218.2 million in interest expense this year, according to Investopedia.

While we didn't start being so deep in debt, we had pretty substantial debts as well, carried for over 8 years.

Medical expenses vary depending on the severity of injuries received and it is not uncommon for airplane accident victims to amass substantial debts as they seek to fully recover from injuries received.

Not exact matches

China's huge portfolio of NPLs at the end of the 1990s (perhaps as much as 40 % of total loans) was resolved by a decade of severe financial repression, so that lending rates of around 7 % — in an economy in which GDP grew nominally by 18 - 20 % and the GDP deflator usually exceed 8 % — implied substantial debt forgiveness.

Last year, iHeartMedia flagged «substantial doubt» about its ability to continue as a going concern, as it struggled to get out from under a massive debt load it took on as part of a leveraged buyout of billboard company Clear Channel Outdoor in 2008.

It is difficult to understand why the record burden of consumer debt will be impervious to a rising unemployment rate, particularly when companies are facing a substantial acceleration in wage inflation in recent months as they try to shore up profit margins - making substantial new layoffs inevitable.

Such risk, moreover, is exacerbated by the very fact that the products tend to attract issuers that have substantial debt and have previously found it difficult to gain access to traditional lending channels such as bank loans.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Prosecutors argued that Darlie, described as a pampered and materialistic woman, with substantial debt, plummeting credit ratings, and little money in the bank, feared that her middle class lifestyle was about to end and killed two of her children to rid herself of a financial burden.

The question of who would hold responsibility for a failure to raise the debt ceiling and a government default, posed as a hypothetical question, has received quite a bit of polling and a substantial majority say they would assign the blame squarely on the Republican party

Even if they find a way around the arguments for a legal obligation, there is a strong ethical case which they would be advised not to spurn - particularly as the cameraman hired, Danny Dewsbury, is a student in substantial debt.

The likes of Alan Arkin, Michael Caine and Morgan Freeman replace Art Carney, George Burns and Lee Strasberg as Al, Joe and Willie respectively — lifelong coworkers and friends who decide to rob a bank after learning that, on top of losing their jobs, their retirement funds have been repurposed by their former employer to settle its own substantial debts.

Unfortunately, the publishers, because of leveraged buyouts and high debt loads, not to mention substantial physical infrastructure, have decided to focus on selling bestsellers as their model.

Our products are specifically designed to cover final expenses and offer additional protection for risks such as loss of income, mortgage cancellation, education expenses, and debt repayment — all which can have a substantial financial impact on those you love.

Finally, note that banks are holding substantial municipal debt which is starting to draw much skepticism as well.

Typically used when business debts have exceeded the Chapter 13 limitations or if substantial nonexempt assets are owned (such as several pieces of real estate).

(Before you value investors start licking your chops, keep in mind that RadioShack has substantial debts against that cash; as of year end, the company had $ 1.4 billion in debts vs. a little under a billion in cash and receivables.)

It is often a substantial amount of money, and remember, one big caveat here is don't be suckered into counting on the law of the land of stay the way it is, especially with the current economic and political system and to impress upon each and every one of you that the smart move is to always pay down the debt as fast as humanly possible.

Also quoting from the post at Accrued Interest, quoting from the Moody's report, «Moody's stated that the ratings review was prompted, in part, by concerns about the deterioration in ABK's financial flexibility since the company's $ 1.5 billion capital raise in March 2008, as evidenced by the substantial decline in the firm's market capitalization and high current spreads on its debt securities, making it increasingly difficult to economically address potential shortfalls in the company's capital position should markets continue to worsen.

The only ways you can dramatically boost your credit score within a month or two is by cleaning up the public records section of your credit report (as discussed above), paying down a substantial amount of debt if you are close to your credit limits (also discussed above), or getting a creditor or the credit bureau to stop reporting negative information that is more than 7 years old.

With $ 1.2 trillion in outstanding student loan debt and climbing, student loan debt is now substantial enough to affect our overall economy as indebted graduates find it harder to buy a home or a car.5

If you have more than one debt balance (such as several different credit cards), making more substantial payments on one account while continuing to make at least the minimum payments on the others can help you to focus on reducing these balances one at a time.

Mortgage and refinancing experts like them because they're often half as expensive as higher - rate forms of debt such as credit cards, and because users are often tapping an asset they have already put substantial funds into.

«These victims were hit with a one - two punch: they paid substantial up - front fees for services not provided as promised, then ended up with increased debt, ruined credit, lawsuits, bankruptcy and more,» said Attorney General McCollum.

[For example, ongoing money market fund reform's touted as protecting savers — in reality, it will conveniently re-allocate a substantial chunk of this $ 2.6 trillion sector into government debt].

The States applaud the FTCs undertaking this rulemaking because, as detailed below, the actions of debt relief companies have resulted in substantial increases in consumer complaints being filed with the States across the country.

The primary consumer protection problem areas that have given rise to the States» actions include: (1) unsubstantiated claims of consumer savings; (2) deceptive representations about the length of time necessary to complete a debt relief program; (3) misleading or failing to adequately inform consumers that they will be subject to continued collection efforts, including lawsuits, and that their account balances will increase due to extended nonpayment under the program; (4) deceptive disparagement of consumer credit counseling; (5) deceptive disparagement of bankruptcy as an alternative for debtors; (6) lack of screening and analysis to determine suitability of debt relief programs for individual debtors; (7) the collection of substantial up - front fees so the debt relief company gains even if it fails to perform; (8) lack of transparency and information for consumers as to payment of fees, status of accounts, and communications with creditors; (9) significant delays in active negotiation or engagement with creditors, coupled with prohibitions on direct consumer communications with creditors; and (10), in the case of debt settlement companies, basing savings claims (and settlement fees) not on the original account balance, but on the inflated amount due (including late fees and default rates of interest) at the time of settlement.

My payments are over $ 900 per month (twice as much as my house payment) and I can't find a job that will even come close to what I currently earn as an automotive tech... This debt also means that I can't even consider getting any kind of small business loan, or saving any substantial amount of money living paycheck to paycheck just to stay current on my payments.

In New York, you can file under chapter 7 (also known as liquidation bankruptcy), chapter 9 (only for municipalities and governmental units), Chapter 12 (only for those who qualify as family farmers), chapter 13 (debt repayment chapter) and Chapter 11 (reorganization chapter available to businesses and individuals who have substantial assets or income).

These programs are mainly designed to provide relief to fields that come with substantial debt (e.g. physicians, lawyers) as well as those in the public sector that don't typically earn a high salary (e.g. teachers), but it's worth looking into regardless of your profession.

In many interviews, the artist has affirmed his creative debt to photography as a substantial source for helping him elaborate a discourse in the field of visual arts.

«in addition to the clawback issue, there are other important one - time but substantial hits: (1) a partner would lose any capital account, (2) a partner may have to pay income taxes on any partnership debt that is forgiven as part of the reorganization (the cancellation of indebtedness income flow through the partnership to the individual partners) and (3) the partner may lose entirely benefits under certain types of retirement plans.

Our products are specifically designed to cover final expenses and offer additional protection for risks such as loss of income, mortgage cancellation, education expenses, and debt repayment — all which can have a substantial financial impact on those you love.

Investcorp's U.S. - based real estate arm received commitments to invest in U.S. commercial real estate debt from several large institutions, including Akard Street Partners, an investment partnership operated by Hunt Realty Investments, Inc. with substantial funding from the Teacher Retirement System of Texas, as well from a significant U.K. - based pension scheme.