The Federal Social Security Disability Act defines disability as the inability of an individual to engage
in substantial gainful activity by reason of physical or mental impairment.
In essence, you do not qualify for disability unless you are unable to engage in «
substantial gainful activity,» or SGA.
If you earn more than a certain level, known as the Social Security disability threshold, you're considered to be participating in
a substantial gainful activity.
«
Substantial gainful activity» is a level of work performed for pay or profit that involves doing significant physical and / or mental activities.»
If you earn more than a certain level, known as the Social Security disability threshold, you're considered to be participating in
a substantial gainful activity.
Social Security defines disability as being unable «to engage in
any substantial gainful activity (SGA) because of a medically - determinable physical or mental impairment (s) that is expected to result in death, or that has lasted or is expected to last for a continuous period of at least 12 months.»
You are considered disabled if a doctor certifies that you can't do
any substantial gainful activity indefinitely or expected to continue until death.
You can provide proof that you can not do
any substantial gainful activity because of your physical or mental condition.
In order to qualify for a disability discharge, borrowers must be able to show that they are no longer able to engage in «
substantial gainful activity.»
The Social Security Administration defines a disability as the inability to engage in
any substantial gainful activity by reason of any medically determinable physical or mental impairment which can be expected to result in death or which has lasted or can be expected to last for a continuous period of not less than 12 months.
What does it mean to be prevented from engaging in
a substantial gainful activity (a.k.a. having a disability)?
The SSA describes the ability to earn at least that much as «
substantial gainful activity.»
You must have a physical or mental condition that prevents you from engaging in any «
substantial gainful activity.»
The Social Security Administration determines that you're unable to complete «
substantial gainful activity,» which also qualifies you for Social Security disability insurance and associated benefits (see below);
A physician determines that you're unable to complete «
substantial gainful activity» because of an injury or illness for a period that has lasted or will last at least 60 months, or which could result in your death.