Sentences with phrase «substantial payments on»

I currently have a job in my field of study but I make no where near the amount to make substantial payments on my loans.

If you have more than one debt balance (such as several different credit cards), making more substantial payments on one account while continuing to make at least the minimum payments on the others can help you to focus on reducing these balances one at a time.

«Astoundingly, today there is nearly $ 1 trillion in outstanding educational debt,» said Judge Pappas, and much of it is «owed by borrowers who never had the ability to make substantial payment on the balances.»

Not exact matches

B.) Bitcoin payment processors: Also known as bitcoin exchanges, there are multiple bitcoin payment processors that have received substantial funding from venture capitalists to create services to process payments on behalf of vendors.

The federal government has secured opposition support to pass one of the most substantial budget packages since the Coalition took office in 2013, making trade - offs on renewable energy funding and welfare payments to pick up about $ 6 billion in savings.

In the 23rd Actuarial Report on the Canada Pension Plan (OCA, 2007), the Office of the Chief Actuary (OCA) certified that, in spite of the substantial increase in CPP benefit payments that would result from the retirement of the baby boom generation, the current legislated contribution rate of 9.9 per cent for employers and employees combined would be more than enough to pay for benefits through 2075.

He told the New York Times in February, «Neither the Trump Organization nor the Trump campaign was a party to the transaction with Ms. Clifford, and neither reimbursed me for the payment, either directly or indirectly,» which suggests that he conducted substantial business on Trump's behalf without Trump's knowledge.

The payments associated with the privatisation of a further 16.6 per cent of Telstra had a substantial impact on flows of liquidity in the money market in October, and therefore were an important consideration in the Bank's market operations.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Glenwood arranged for these payments to ADAM SKELOS due to the company's substantial dependence on DEAN SKELOS for real estate tax abatements and other real estate legislation favorable to Glenwood, and based in part on statements from DEAN SKELOS that he would punish those in the real estate industry who defied him.

No charges have been filed, but prosecutors are examining «substantial payments» from a tax firm that has helped some of New York City's biggest developers (who double as the state's top political donors) reduce the property tax bills on their holdings.

The agency recently drew criticism for failing to flag potential conflicts of interest in Percoco's financial disclosure form, including substantial payments he reported from the Syracuse - area firm COR Development while on leave from the government.

Two sources close to the Kennedy family — both well - known individuals — told The Post that Cuomo, 58, and Kennedy, 56, have been involved in at - times - bitter, lawyer - assisted go - rounds over «substantial amounts» of child support payments for the past 2 1/2 years, and reached an agreement on some of the financial obligations only two weeks ago.

Reports surfaced last month that Silver is being investigated by federal authorities for receiving «substantial payments» from real estate firm Goldberg & Iryami without reporting that income on his financial disclosures.

The size of the union effect on pay satisfaction is quite substantial: it is almost the same as the effect of an employee receiving incentive payments.

Technological resources are distributed globally and the information is stored on Internet servers, freeing the user from the traditional dependence of the device, enhancing mobility, accessibility and security, and allowing until recently unthinkable access to next generation services via payment for consumption, that is, without a substantial prior economic investment.

In 2006, the District chose to apply $ 138 million of surplus revenues as a down - payment on the accrued liability to date, and beginning in 2008, the District has made substantial annual contributions — at least $ 80 million per year — to cover new liabilities and also pay down a portion of the accrued liability.

Debt service payments on TIFIA direct loans issued under a TIFIA line of credit can be deferred for up to fifteen years after substantial completion.

[17] The DOT, at its discretion, has the ability to defer the first TIFIA or RRIF payment up to five years after substantial completion, depending on the needs of the project.

In addition to substantial savings at the time of purchase, buying used saves money on monthly payments, insurance, taxes and registration fees.

This loan might be right for you if you're ready for a way to move toward your goal of owning a home without putting other areas of your life on hold in order to save for a substantial down payment.

But refinancing can mean substantial savings on your monthly payments, an overall cost reduction or even a risk reduction.

«My parents offered to give us a substantial amount towards a down payment on our first home as an early inheritance,» says Elizabeth, who along with Sam, is self - employed.

Or, we may decide to both continue working so that we can save for a substantial down payment on a second property in British Columbia — a place we'd eventually like to retire to.

Unless you walk on water when it comes to credit scores and you have a substantial down payment, you will find yourself being hit with surcharges when you get your mortgage.

Buydown Lowering of the interest rate and / or monthly payments on debt due to a substantial additional payment while the debt is new.

On the other hand if your income is more bonus or commission based, then the flexibility of a lower monthly payment lets you pay the principle when you want still building a substantial amount of equity.

A substantial down payment makes your loan - to - value ratio on the car more favorable for the lender, and reduces the amount you need to borrow.

VA home loans can also offer you substantial savings on your monthly payments by not requiring private mortgage insurance (unlike FHA) and by having interest rates that are 0.5 % to 1 % lower than conventional mortgages.

Well, nonpassive income is revenue that can not be classified as passive income and includes active income or earnings that you get for work done on a regular, substantial and continuous basis such as daily wages, monthly salary or the any other payment that you receive after you've performed tasks.

If a borrower makes an extra annual payment, the savings on interest can be quite substantial.

However, if the monthly payment on the debt is substantial, the payment will also be included in long term debt.

Refinancing can offer a substantial discount on interest rates and help streamline your payment.

Once again, since equity doesn't show up on your credit report or require monthly payments, the savings in interest alone could be substantial.

Any interest payments should be sheltered inside the RRSP (substantial benefit), but if the person defaults on the second mortgage (which you should expect to be a significant possibility), you've lost your entire $ 100,000 contribution room (as well as, obviously, the $ 100,000 that you loaned out).

If they unexpectedly fall on hard times and need to make substantial principal and interest payments, the dividend could become jeopardized.

This provides money for the person who is moving by providing a substantial down payment on a new home.

The opportunity to save a substantial amount of money based on current balances owed and reduce the timeframe to 20 % of the time it takes with paying minimum payments is worth any negatives associated with negotiations.

Although you owe a substantial amount of tax on this additional income, you fall within an exception to the requirement to make estimated tax payments.

Tip - offs to Rip - offs Steer clear of debt negotiation companies that: 1) guarantee they can remove your unsecured debt 3) promise that unsecured debts can be paid off with pennies on the dollar 4) require substantial monthly service fees 5) demand payment of a percentage of savings 6) tell you to stop making payments to or communicating with your creditors 7) require you to make monthly payments to them, rather than with your creditor 8) claim that creditors never sue consumers for non-payment of unsecured debt 9) promise that using their system will have no negative impact on your credit report 10) claim that they can remove accurate negative information from your credit report.

This is because lenders make a substantial portion of their loan profits on interest payments, and paying off a loan early eliminates this income stream for the lender.

Note that unless you have a substantial sum invested in US - listed ETFs, you won't save all that much by avoiding currency conversions on dividend payments.

And it would impose a substantial tax burden on existing home buyers, many of whom continue to stay current with their mortgage payments even as they struggle to make ends meet.

If you choose to pay off your loan early, you will avoid the accruement of interest, thereby saving a substantial amount on your original payment plan.

Why is it that having skin in the game, as with a substantial down payment, isn't seen a good idea and a check on housing price inflation?

The primary consumer protection problem areas that have given rise to the States» actions include: (1) unsubstantiated claims of consumer savings; (2) deceptive representations about the length of time necessary to complete a debt relief program; (3) misleading or failing to adequately inform consumers that they will be subject to continued collection efforts, including lawsuits, and that their account balances will increase due to extended nonpayment under the program; (4) deceptive disparagement of consumer credit counseling; (5) deceptive disparagement of bankruptcy as an alternative for debtors; (6) lack of screening and analysis to determine suitability of debt relief programs for individual debtors; (7) the collection of substantial up - front fees so the debt relief company gains even if it fails to perform; (8) lack of transparency and information for consumers as to payment of fees, status of accounts, and communications with creditors; (9) significant delays in active negotiation or engagement with creditors, coupled with prohibitions on direct consumer communications with creditors; and (10), in the case of debt settlement companies, basing savings claims (and settlement fees) not on the original account balance, but on the inflated amount due (including late fees and default rates of interest) at the time of settlement.

My payments are over $ 900 per month (twice as much as my house payment) and I can't find a job that will even come close to what I currently earn as an automotive tech... This debt also means that I can't even consider getting any kind of small business loan, or saving any substantial amount of money living paycheck to paycheck just to stay current on my payments.

The manner in which you make payment has a substantial effect on your credit rating, as 35 % of your credit score is based on the pattern of repayments.

Talk to lenders about what loan amount might be available to you, and set on the task of saving to make a substantial down payment.

As a brief overview, the Management and Board have embarked upon a failed merger that garnered virtually no support from its shareholders, and was opposed by ISS, and continued on that path until the date of the special shareholders meeting and scheduled vote, spending lavishly in a failed effort to close it; attempted to implement substantial new options to itself, a plan opposed by ISS and the shareholders, which was withdrawn; continually paid itself outrageous sums of the shareholders money over the past three years; rejected highly qualified outside board members with deep, broad healthcare company experience supported by its shareholders; held many Board and Committee meetings with nothing to show for it; formed a new Strategic Transactions Committee that is highly paid but that has produced no deals for the shareholders to consider or for any outside valuation experts to formally review; spent lavishly on accountants, auditors and counsel; failed to successfully hire any outside professional negotiators and finally extinguish or remove the outstanding lease obligations; distributed no cash to the shareholders despite holding excess amounts; formed no special purpose entity to hold any royalty and milestone rights and payments for the benefit of its shareholders; and thus generally failed in its fiduciary duties to shareholders.