Sentences with phrase «substantial rate increases»

The company also found substantial rate increases in two other California markets: San Francisco / San Mateo and Anaheim / Santa Ana.

But substantial rate increases could slow the economy.

These policies include a substantial rate increase every 5 years like clockwork.

These plan designs are in essence a five - year renewable Term life policy that includes a substantial rate increase every 5 years like clockwork.

If you see a substantial rate increase without making a single change to your policy or driving history, it is probably a good time to start shopping around for cheaper insurance.

They include a substantial rate increase every 5 years like clockwork.

Not exact matches

There are some signs that inflation could come out of hiding in the next 18 months, but I would be very surprised if we saw a substantial increase in long rates in the coming couple of years just because there are too many disinflationary macro headwinds.

Conclusion The substantial increase in e-cigarette use among US adult smokers was associated with a statistically significant increase in the smoking cessation rate at the population level.

In the 23rd Actuarial Report on the Canada Pension Plan (OCA, 2007), the Office of the Chief Actuary (OCA) certified that, in spite of the substantial increase in CPP benefit payments that would result from the retirement of the baby boom generation, the current legislated contribution rate of 9.9 per cent for employers and employees combined would be more than enough to pay for benefits through 2075.

There are a number of countries — China not least among them — whose prospective rates of productivity growth over the decades ahead will surely mean a substantial increase in their real exchange rate.

There is also a view that the exchange rate arrangements that exist in the present context — the substantial share of the world economy that shadows the dollar — should increase our confidence that this pattern of imbalances could be financed without stress for some time.

There is nothing intrinsic or magical concerning increasing resource revenues from exports — as money is fungible - and any substantial increases in inflows from a rise in any exports (mfg or resources or anything else exported) will place upward pressure on the exchange rate.

In Australia, the lifting of interest rates and credit controls, and increased competition from foreign banks, contributed to a surge in credit growth, and a substantial increase in risk taking in the financial sector, and in the community generally.

I continue to expect that we will gradually increase our exposure to inflation - protected securities and commodities on substantial weakness in these areas, but as inflation pressures are most likely still several years away, our primary concern here is with fresh credit weakness, and that concern still translates into a moderate exposure to interest rate fluctuations.

The increased earnings consumers will make on their savings can be an overlooked, and substantial, aspect of a rate hike.

Following an interest - rate hike by the Mexican central bank, the Mexican peso saw substantial gains as the quarter - point increase satisfied market expectations.

Rising rates would be considered a danger, but he said that increase would have to be substantial before denting the market.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Among youth — who use e-cigarettes at higher rates than adults do — there is substantial evidence that e-cigarette use increases the risk of transitioning to smoking conventional cigarettes.

In Sweden, for example, an increase in affordable access to contraception and the presence of free contraceptive counseling have paralleled a substantial increase in the teen abortion rate.

The example of postwar Kenya, where the total fertility rate apparently rose from about six to nearly eight during a generation of substantial improvements in health, and despite nearly twenty years of family planning efforts, should make it clear that increasing parents» freedom to choose will serve the purposes of parents, whether or not these are in accordance with the preference or ideology of the government and its advisers.

The extent of medicalisation in Spain is reflected in some of the highest caesarean section rates in Europe (26.4 % in Catalonia with a 40 % increase over five years); obstetricians have been criticised for not allowing women to participate in decisions about their maternity care.11 Long term morbidity after childbirth can be substantial, 12 and this is particularly related to instrumental and caesarean delivery.

The substantial increase in risk occurs at 42 week onwards with a stillbirth rate of 1 in 1000 (Decker 2016).

The revised scheme hits the rich hardest, but also requires a substantial increase in the basic rate of tax to 30 %, as well as lifting national insurance to 12 % of all income.

Twelve states currently offer online registration, with an additional two on the way; a number of them report substantial increases in registration rates.

General practices prescribing fewer antibiotics may have slightly higher rates of pneumonia and peritonsillar abscess but even a substantial reduction in antibiotic prescribing may be associated with only a small increase in the numbers of cases observed.

The region also experienced the highest rates of sea - level rise over the world, indicating large increases in ocean heat content and leading to substantial impacts on small island states in the region.

Teachers rated «ineffective» are dismissed; those whose performance is rated as «minimally effective» have one year to improve; and teachers who are rated «highly effective» receive large bonuses and the potential for substantial increases in base pay.

Alcohol use disorders (AUDs) are common, cause substantial illness, and result in 3-fold increased rates of early death.

Statistical information on the impact of NSF's budget reductions won't be available until March 2006, but the impact of such reductions on scientists in the trenches is bound to be substantial: If a 5 % budget increase led to a 3 % decline in success rates, what will be the impact on funding rates of a nearly 1 % budget reduction?

By comparing 93 LEED certified U.S. hotels with a competitive set of non-certified hotels, the study found substantial increases in average daily rates and revenue per available room for the LEED hotels.

As the galaxy forms stars and increases its mass in a constant and substantial manner, its black hole grows as well, and does so at an even faster rate,» explains Mancuso.

States that make exemptions widely available to parents, either by offering a personal belief exemption or making the exemption option easy to obtain, may have higher rates of exemptions or may experience substantial increases in exemption rates.

In the tail models, although a substantial frequency of tail necrosis (30.0 %) was noted and the increase in circumference was maintained for only limited times postoperatively depending on the particular tail model, the overall success rate was 65.0 %.

The good news is that disabling both brakes at the same time often increases the response rate by a substantial amount.

In the short term, your body will undergo the following changes: ventilation (respiratory rate) increases in response to a lower amount of oxygen in the blood, blood then becomes more alkaline (meaning less acidic) as you hyperventilate, and this alkaline state in turn signals your body to breathe less than you should in order to get substantial oxygen to your tissues.

As the body works to cool itself, there is a substantial increase in heart rate, cardiac output and metabolic rate, causing the body to burn more calories.

The study, issued last week, argues that a substantial increase in the number and rate of traditional - age white women attending college in the 1970's and 1980's has created the appearance of a sharp drop in the college - enrollment rate of black males.

City property - tax rates are comparatively low, any substantial increase in rates is unlikely to win enough public support to make it through the required referendum, and that hike still wouldn't raise enough money.

The U.S. high school graduation rate increased by 6 percentage points, a substantial shift in a relatively short period of time.

The percentage of low - income students and English Learners meeting the standards increased, but these increases were not at fast enough rates to close substantial achievement gaps with higher income students who are fluent in English.

«Although this will increase the guarantee capacity of the fund, including capacity for charter schools which tend to maintain weaker credit profiles, the program's substantial assets continue to provide strong coverage and default tolerance, which is reflective of the Aaa rating,» Nichols said.

In his first official day on the job, Los Angeles schools Supt. John Deasy promised swift, substantial and specific increases in graduation rates, attendance and test scores in the nation's second - largest school system.

The rapid rise in the birth rate in some areas is going to require a substantial increase in capacity - with implications for buildings, playgrounds and staffing.

These substantial increases have been driven by key factors beginning with increased national awareness of the crisis of low high school graduation rates, and efforts to spotlight the problem.

These changes resulted in a substantial increase in the graduation rate and a reduction in the dropout rate, particularly for economically disadvantaged students and students of color.

Economically disadvantaged students and English Learners also largely showed improvement in the shares of students meeting the standards — although those increases were not at rates fast enough to close substantial achievement gaps with students who are not disadvantaged.

Cohen — not included in the high - school scores because it technically includes eighth grade — showed test scores and graduation rates to earn a 79.2, a substantial increase from the prior year's 72.5 and a high C on the state's 150 - point grading scale.

The results show an increasing trend in graduation rates in the state over the period studied and a substantial bump at five years, with growth flattening out after that time.

Porsche's 3 - litre V6 turbo diesel is no slouch, but with TechArt's Power Kit (B95 / SD1) that includes their engine management system and wiring harness, the vehicle's power rises a substantial 41bhp and increases torque by 66 lb ft. Overall power is lifted to 296bhp and torque is rated at an impressive 494l ft, sure to provide effortless overtaking abilities in any given situation.