Sentences with phrase «substantial savings of»

In other words, the 3 percent down payment can be a gift from someone else, making it possible to buy a home without substantial savings of your own.

Led development of vendor relations Access Point Manager; delivered substantial savings of helpdesk changes while integrating company - wide help desk tracking system saving thousands from help desk charges.

Over five years that's a substantial savings of $ 6,000.

Ever wonder how to obtain the substantial savings of a used vehicle while getting the peace - of - mind of a new one?

So, while there's no need to worry about the program going away, you should worry if your plan is to enter retirement with no substantial savings of your own.

That's a substantial savings of nearly $ 12,000!

Not exact matches

The problem, according to the plan's critics, is that financial entities such as private - equity, venture capital and hedge funds are all partnerships whose wealthy partners would see substantial tax savings on large portions of their income unless congressional tax writers find a way to exclude them.

CRC expects to achieve approximately $ 5 million of annualized operational savings within six months of closing and approximately $ 15 million of additional synergies within the next 18 months as it streamlines processes and leverages its substantial infrastructure already in place.

The federal government has secured opposition support to pass one of the most substantial budget packages since the Coalition took office in 2013, making trade - offs on renewable energy funding and welfare payments to pick up about $ 6 billion in savings.

Under the agreement TORM will defer a substantial portion of its bank debt and also avail new liquidity and savings from its restructured time charter book.

The savings: substantial, both for the company (which pays two - thirds of the premium) and the employees.

Second, there is a substantial body of economic evidence suggesting that taxation of the return to savings can harm the prospects for economic growth, investment and efficiency.

A report in February last year from the Pensions and Lifetime Savings Association suggested default funds for defined contribution (DC) pensions - which 90 per cent of DC savers subscribe to - are vulnerable to a range of environmental, social and governance risks (ESG), including substantial climate risk.

The International segment reported a loss from continuing operations before income taxes of $ 1.3 million on a US GAAP basis and an underlying pretax loss of $ 1.0 million in the fourth quarter, versus a loss of $ 5.1 million for both measures a year ago, driven by the addition of the Miller brands, volume growth and positive pricing in Latin America and Australia, cost savings in MG&A, and cycling the substantial restructure of our China business in 2015.

But, in addition to the tough times stripping people of their jobs, you're now seeing Wall Street's woes put substantial pressure on people's savings (what little they may have).

The increased earnings consumers will make on their savings can be an overlooked, and substantial, aspect of a rate hike.

On the other end of the spectrum, many baby boomers and seniors have successfully socked away substantial savings in retirement accounts:

The savings of an ARM can be substantial while it's in its teaser period.

During the last Fed tightening cycle, long - term yields were held down by what former Fed Chair Ben Bernanke dubbed a «Global Savings Glut» — a substantial excess of desired savings over desired inveSavings Glut» — a substantial excess of desired savings over desired invesavings over desired investment.

Refinancing out of FHA MIP can yield substantial savings.

Modifying these parameters could have substantial effects on the ultimate costs or savings of a reform plan.

A pre-retiree with substantial amount of separate savings might be happy with a fund that holds 50 percent in stocks.

The transition to private savings accounts would involve substantial financial costs, but so would any of the potential reforms of the Social Security system.

Deutsche Bank analyst Michael Simotas said in a note on August 18 that the earnings in the Australasia business were «significantly stronger than we expected» with substantial overhead savings realised in the second half of 2016 - 17 and advertising and promotional spend having been «front - weighted».

Take account of international experience Experience from other countries shows that interventions based on these principles drive up the level of child support paid; help foster constructive relationships between parents and children and between ex-partners; leave parents feeling better treated and also bring substantial savings to the public purse.

«While the energy cost savings from these projects are substantial and important, we also firmly believe that the growth of solar power in Vermont has been positive, not only for Mount Snow and our guests but for the entire state as well, as we all work toward a future powered by clean energy.»

Although professional lactation support can improve the duration of overall breast feeding, its effect in improving exclusive breast feeding is unclear.11 18 22 Thus far, studies that report improvement of rates of exclusive breastfeeding have involved mainly community based peer counselling strategies.23 24 25 Even then, a randomised trial in the UK recently cast doubt on the efficacy of this approach.26 There are current recommendations from NICE for the UK - wide implementation of the baby friendly initiative.4 5 6 The 2006 NICE costing report on routine postnatal care of women and their babies estimates that efforts to improve rates of breast feeding will result in substantial cost savings for the NHS.6

Big savings came from abolishing NDPBs with substantial administration costs such as Regional Development Agencies, and Department of Health bodies abolished under the Health and Social Care Act 2012.

While living with roommates can offer substantial savings in the outer boroughs, new grads moving to Manhattan are are likely to save less by rooming up because of disproportionately high rents on studios and 1 - bedrooms in the borough, StreetEasy found.

He added: «These savings are robust, and with efficiency gains now of around # 15 billion, we continue to show substantial progress towards our target.these savings free up resources to invest in schools, hospitals and other vital frontline services.»

This frustrates the right of refugees and British citizens to live with their chosen partner and found a family unless such modest earnings could be supplemented by any reasonably substantial savings, third party support or the future earnings or the spouse seeking admission.»

In the current low - interest rate environment, this issuance provides an opportunity to refund higher - interest bonds and replace them with lower - cost debt, generating substantial future savings to the State of New York.

The Chancellor suggested that reducing their scope would save only «tens of millions», adding that «it is not where you need to make the substantial savings required».

The chairman of its GP committee's clinical and prescribing sub-committee, Bill Beeby, said: «The PAC report acknowledges that there has been a substantial increase in prescribing generic drugs in recent years and with just over two per cent of the overall drugs bill identified as potential savings it shows that the official advice is already being heeded.»

While some may have pondered how substantial county sums were being deposited in an out - of - county bank, Hein explained that state law did not allow the county to invest in savings banks.

«I commend the members of the Medicaid Redesign Team for their work to find substantial savings in Medicaid while preserving quality care for New Yorkers.»

When comparing the costs for the program to the costs of the readmissions averted, the researchers found a substantial savings.

The installation of domestic rainwater harvesting systems leads to substantial savings for families on detergents and other additives used for laundry purposes, and also makes a valuable contribution to reducing this activity's environmental impact.

He said: «Given that a year's course of low - dose MTX costs around # 30, the potential to repurpose MTX could provide thousands of patients with a much needed treatment option and also generate substantial savings for health care systems.

«Estimates from this study indicate that reducing indoor tanning would be effective in preventing a substantial number of melanoma cases and deaths, and result in melanoma treatment cost - savings,» the researchers wrote.

There are a range of local dating websites to suit all budgets, and many of these offer substantial savings if you commit to longer term subscription packages.

Howard Jackson, head of Education and founder of HCSS Education, a leading education finance specialist, discusses steps that those planning the budget in schools and academies can take to identify areas where substantial savings can be made.

The London Grid for Learning (LGfL), a community of 2,500 schools, academies and local authorities which benefit from the bulk buying of Internet connectivity in London Boroughs, has launched TRUSTnet — a nationwide service which enables substantial savings plus a range of essential resources

LEASING SAFELY Therefore, as the sector's trade association, we are committed to finding a way for schools to achieve the substantial savings from leasing while ensuring the contracts are straight forward and transparent and can not be altered by a finance company at any time during the term of the lease.

While finding that «students in the hybrid format pay no «price» for this mode of instruction» in terms of educational outcomes, the researchers» cost simulations find that substantial savings would result from the hybrid course model, primarily reflecting reduced professorial compensation.

Among them are deleterious effects on children of unregulated and often substandard childcare; [9] lost productivity for employers due to parents missing work to handle gaps in childcare or to care for a sick child; [10] lost wages and reduced retirement benefits for parents who have to drop out of the labor market to provide at - home care for their young children; [11] a substantial downward pressure on the wages of childcare workers with effects on the quality and stability of the childcare workforce; [12] and lost opportunities for further education, [13] college savings, and other investments that working parents could make in themselves and their children but can not afford because they are spending most or all of their disposable income on childcare.

This is in part because of anticipated long - term cost savings, though start - up costs can be high and technology maintenance is a substantial ongoing expense.

* Questeq's proprietary calculator will use a few of your district's budget numbers to demonstrate what may substantial savings for your district.

Laurel Patrick, spokeswoman for Walker, said the the district could have seen substantial cost savings if it had asked its employees to contribute to health costs after the passage of Act 10.

The U.S. and EU auto industry has strongly supported the auto safety negotiations, arguing that the elimination of what they characterize as unnecessary differences between U.S. and EU vehicle safety standards could result in very substantial economic savings.