Cardholders new to Starwood properties, such as the Westin, also need to watch out for extra fees on hotel amenities, such as self or valet parking, which can
substantially inflate the cost of your stay.
Finally, and perhaps most importantly, P&C companies do not
substantially inflate their book values with deferred acquisition
costs (up - front
costs to acquire a customer amortized over the expected life of a contract) like life or disability insurance underwriters do.