You can have that debt either
subtracted from next month's Available to Spend, or you can subtract it from next month's category balance.
By default, YNAB will set it to
subtract from next month's Available to Spend.
Not exact matches
Make sure to think about any one - time costs you have coming up over the
next month, like birthday gifts or wedding presents, and make sure you
subtract that
from how much you have left to spend.
The second point was the same difference for the
next month added or
subtracted from the previous
month.And so on.