Sentences with phrase «such as a consumer proposal»

If you have answered no to both questions, then you may want to consider some other solutions, such as a consumer proposal.

However, most people don't realize that there are solutions to their troubles, such as a consumer proposal or bankruptcy.

Also, keep in mind that you will have to earn the before tax income to pay off the CRA debt, not simply the amount of the debt itself, which is another reason you may want to settle with CRA through a debt repayment option such as a consumer proposal or bankruptcy.

We understand that the processes of debt options such as Consumer Proposals and bankruptcy are new to most people and we take the time to give an easy - to - follow, non-judgmental and empathetic approach to debt consolidation services.

If you don't qualify for a debt consolidation loan, you may need to explore other options, such as a consumer proposal (if you live in Canada), or a Chapter 13 Wage Earner Plan (if you live in the United States).

While the government is, for the most part, treated as another creditor in consumer debt solutions, such as a consumer proposal or personal bankruptcy, CRA does have additional collection powers, granted to it under our tax laws.

Not exact matches

If you take the view that few if any of Trump's proposals will play out as hoped, Fehr recommends a defensive positioning, with a heavy weighting to bonds and large - capitalization, high - yielding stocks such as telecoms, utilities and consumer staples.

Pai's proposal marks a victory for big internet service providers such as AT&T Inc, Comcast Corp and Verizon Communications Inc that opposed the rules and gives them sweeping powers to decide what web content consumers can get.

According to the proposal, the OCC would coordinate with other applicable regulators, such as the Federal Reserve, Federal Deposit Insurance Corporation, and Consumer Financial Protection Bureau, depending upon the nature of the FinTech company.

Many of NYPIRG's proposals were endorsed by other good government or advocacy groups such as the League of Women Voters, Empire Justice Center, Common Cause, Consumers Union, Environmental Advocates of New York and the Brennan Center for Justice.

Some assignments have been done with specific policy proposals in mind, such as the swap between Department of Consumer Affairs and the Department of Housing Preservation and Development, who are tasked with focusing on foreclosure prevention.

If two people, such as a husband and wife, have common debts, they may file a joint consumer proposal, provided their debts (excluding mortgage) do not exceed $ 500,000.

When you file a consumer proposal, you are working with a Licensed Insolvency Trustee to create a plan to pay off your unsecured debts, such as credit cards, payday loans, and income tax debt.

If you have multiple forms of unsecured debt such as payday loans, income tax, and credit cards or line of credit, a better option for debt consolidation might be a consumer proposal.

If your budget shows that you can't afford to do it yourself, you need to look at other bankruptcy alternatives, such as debt consolidation, credit counseling, Chapter 13 Wage Earner Plan, consumer proposal or if all else fails, personal bankruptcy.

A consumer proposal is a viable debt relief option for those who have significant assets, such as home equity, or earn a higher income.

Admittedly they're a little bit more work because they don't understand what a consumer proposal is because they don't have such a thing as a consumer proposal.

Debt relief programs such as a debt management plan or consumer proposal may offer lower payments, but they do affect your credit.

Rebuilding your credit is critical after filing a consumer proposal and we highly recommend looking at credit products such as a secured credit card or secured GIC after your proposal to begin the rebuilding process.

Consumer proposal administrators are licensed trustees, registered with the federal government under the Bankruptcy and Insolvency Act and as such fees paid to a trustee for administering a consumer proposal are set by legiConsumer proposal administrators are licensed trustees, registered with the federal government under the Bankruptcy and Insolvency Act and as such fees paid to a trustee for administering a consumer proposal are set by legiconsumer proposal are set by legislation.

The average person filing a consumer proposal with our firm owes approximately $ 52,000 in unsecured debts including credit card debt, bank & financing loans such as unsecured lines of credit, tax debts and payday loans.

(1.1) Two or more consumer proposals may, in such circumstances as are specified in directives of the Superintendent, be dealt with as one consumer proposal where they could reasonably be dealt with together because of the financial relationship of the consumer debtors involved.

Because a consumer proposal does not include secured debt, such as a car loan or lease, you can keep any leased or financed car (assuming the equity is less than $ 6,600) if your loan payments are up - to - date, and you continue to make all your car payments.

You just mentioned something, a collection that could have been signed to a third party collection agency, public records such as judgment, insolvencies, bankruptcies, consumer proposals, registered leans, right from when a bank puts a lean on a vehicle for instance, that should be showing under the PPSA regulations in Ontario.

If you fall into any of these common credit card traps, Spergel can help with a formal debt management plan, such as helping to create a consumer proposal.

When you file a consumer proposal your assets, such as your car do not vest in the trustee.

In a consumer proposal, a Licensed Insolvency Trustee makes a formal proposal to your unsecured creditors based on various factors such as your total debt, who your creditors are, current income and the value of any realizable assets.

In both cases, if a creditor has taken collection action against you (even the Canada Revenue Agency) or has imposed an enforcement measure such as a wage garnishment or frozen your bank account, this is stopped once a bankruptcy or consumer proposal is filed.

She, like most people, did not know very much about her options — but our team was able to help her fully understand not only bankruptcy, but her other options, such as filing a consumer proposal, which allows a debtor to keep their assets and can give a fresh start while avoiding bankruptcy.

(Debts such as child support payments or court fines are not discharged in a consumer proposal).

A typical consumer proposal would involve monthly payments, such as a payment of $ 300 per month for up to five years.

A consumer proposal may also include a lump sum of money, such as from the sale of a house, or the cashing in of an RRSP.

A Consumer Proposal is Court Approved Once it is filed, collection actives against you stop and any wage garnishments stop (with limited exceptions such as child support).

Or do you need to consider a more formal solution, such as a Chapter 13 Wage Earner Plan or a consumer proposal?

Improved energy - efficiency tactics — such as switching to light bulbs that use less electricity — could be required by the new rules and lead to lower costs for consumers and businesses, argues Natural Resources Defense Council (NRDC) in a proposal to reduce carbon emissions, a plan that the EPA's is widely expected to resemble.

Just a quick additional thought on my proposal for «consumer friendly» (or «layman's») scientific papers... I think you could pretty easily pair a grad student and a journalism intern as a team to write such versions fairly cheaply and effectively.

Nevertheless, as the technology is evolving, new standards and laws are emerging to ensure consumer safety, such as the proposal in the European Parliament's resolution «Civil Law Rules on Robotics» which cites Isaac Asimov's Three Laws of Robotics.

In response to critics, the Trump administration said that its proposal included some protections for consumers: «Small business health plans (association health plans) can not charge individuals higher premiums based on health factors or refuse to admit employees to a plan because of health factors,» such as a physical or mental illness, disability, claims history or genetic information.

Hospitality Sales Manager — Duties & Responsibilities Direct all daily operations, sales, customer service, and finances for multiple hotels, resorts, and other businesses Recruit, train, and direct staff ensuring they understand the brand and adhere to company policies and procedures Design and implement marketing and sales campaigns resulting in increased revenue Consistently exceed sales goals through effective marketing, networking, and other tactics Make cold calls in a courteous, yet assertive manner that translates to sales results Perform research on prospective leads and existing clients to assist in developing sales strategies Craft effective sales presentations and proposals, tailoring them to clients based on their specific needs and styles Develop a rapport with customers and orient them to various products and services Encourage high customer retention by maintaining friendly, supportive contact with existing clients Interact with support staff and company resources effectively to create the best consumer experience Maintain comprehensive records detailing pricings, sales, activities reports, and other pertinent data Study internal literature to become an expert on products and services Set company budgets, maintain profit / loss statements, and ensure overall financial health Cut operational costs through effective inventory management and employee scheduling Negotiate contracts and agreements with suppliers securing quality products at low prices Create employee development programs building staff skill sets and value Utilize employee recognition tactics to build morale and company loyalty Perform administrative duties such as data entry, filing, faxing, and phones as needed Represent company brand with poise, integrity, and positivity

Although, as it noted in the proposal, the Bureau is aware that industry faces difficulties applying the disclosure requirements of RESPA and TILA to reverse mortgages, the Bureau does not believe it would be appropriate to grant an exemption from RESPA for such transactions because it would leave consumers without important RESPA - required disclosures.