Sentences with phrase «such as a home mortgage»

These funds are typically composed of investment grade bonds issued by governments and corporations or secured by assets such as home mortgages.

One of the things that many married couples don't realize is that when it comes time to get a major loan such as a home mortgage, they could face a big problem if one person has a low credit score.

Over a number of years this establishes a pattern of responsible financial behavior which can lead to better interest rates on bigger loans such as a home mortgage or automobile purchase.

So pay down expensive accounts — like credit cards, retail cards, and car loans — and keep your low - interest, tax - deductible debt, such as a home mortgage.

Therefore, for secured debts such as home mortgages or car loans, you must continue paying your secured creditors, or the asset may be seized by your creditor.

If a debt is secured by property, such as a home mortgage or an automobile loan, you have options on how to handle that debt.

This will be especially true if any of the loans incurred were secured by personal assets, such as a home mortgage or personal credit lines.

Remember that one of the reasons for a person dealing with financial difficulty to consider a chapter 13 bankruptcy is to preserve assets - and this includes assets, such as home mortgages and car loans - that are collateral for loans.

Due to bad or negative financial history, many people are unable to obtain necessary financial assistance such as a home mortgage, a personal loan, qualify for insurance and other fiscal benefits.

Once you have eliminated your high - interest credit card debt, you can begin to pay down larger items such as your home mortgage, car loan, and student loans.

This essential financial tool can allow a person's loved ones to pay off debts such as a home mortgage or credit card debt should the insured pass away.

This is especially important if you're going to be taking out a large long term loan such as a home mortgage.

If you have a lien on property, such as a home mortgage, you can not have the mortgage discharged in bankruptcy.

This can include supplementing retirement income, paying off large debts such as a home mortgage, or paying the tuition for a child or grandchild's college tuition.

You can not settle secured debt such as home mortgages and car loans in a debt settlement program.

You may deduct what taxpayers deduct from certain personal expenses such as home mortgage interest and taxes.

Credit card debt is often the most expensive type of debt, so it makes sense to pay it down before tackling «good debts» such as your home mortgage or student loans.

As abstract representations of physical space, asset - backed securities (such as home mortgages), certain futures contracts (think of agricultural futures like grains and meats), and other derivative products all exist as speculative representations of space that indeed transform our material reality.

For some, it is to pay off large debts such as a home mortgage or business expenses for partners.

This policy makes sense if you have financial needs that will diminish over time, such as a home mortgage or your child's tuition.

These may include replacing lost income so that everyday expenses can be paid, the payoff of large debt such as a home mortgage, and / or ensuring that funeral and other final expenses can be taken care of, without having to dip into savings or put them on credit.

A term life insurance policy may be a good option for someone if they are covering a «temporary» need such as a home mortgage balance, or if they are wanting to ensure that the cost of a child or grandchild's college tuition will be paid.

Frequently, some or all of these proceeds will be used for paying off large debt obligations — such as a home mortgage — and / or for paying ongoing living expenses.

This coverage can also be a good way to ensure that a loved one is not left having to pay large debts, such as a home mortgage or other financial obligations.

This essential financial tool can allow a person's loved ones to pay off debts such as a home mortgage or credit card debt should the..

This can include supplementing retirement income, paying off large debts such as a home mortgage, or paying the tuition for a child or grandchild's college tuition.

For obligations that have definite expiration dates, such as your home mortgage, purchase term life policies.

Not exact matches

The BLS» housing category includes an array of expenses (housekeeping, daycare, furniture, cell phone and internet plans), but the bulk of the money goes toward paying rent or costs related to owning a home, such as the monthly mortgage and property taxes.

The complaints were filed by such transparently named financial institutions as HSBC Bank USA, and EMC Mortgage Corporation, and BAC Home Loans Servicing, L.P., and LSF6 Mercury REO Investments Trust Series 2008 - 1, and Citibank, N.A., as Trustee for the Holders of Bear Stearns Alt - A Trust 2006 - 6 Mortgage Passthrough Certificates Series 2006 - 6, and Deutsche Bank Trust Company Americas f / k / a Banker's Trust Company, as Trustee and Custodian for IXIS 2006 - HE3 by: Saxon Mortgage Services, Inc. f / k / a Meritech Mortgage Services...

«The cumulative effect of interest rate hikes is going to begin mounting,» said Greg McBride, Bankrate.com's chief financial analyst, particularly on variable - rate loans such as credit cards, home equity lines of credit and adjustable - rate mortgages, which could rise within one to two statement cycles.

In addition to mortgage insurance, it also issues mortgage - backed securities and pursues a variety of social policy agendas at the behest of Ottawa, such as disseminating information on regional housing markets, improving access to affordable housing and encouraging energy efficiency in new homes.

The House bill slashes tax rates for large corporations, small businesses, and wealthy Americans, while sharply reducing or eliminating tax breaks that benefit many middle - class Americans such as deductions for state and local taxes, college tuition and home mortgage interest.

Perhaps it's because they have had fewer situations that require pulling their credit scores, such as applying for an apartment lease or home mortgage.

If you have your heart set on a home equity loan you'll need to head to another mortgage provider that offers these loans — a competitor such as LoanDepot.

Most deductions, such as those for home mortgage interest and state and local taxes, are only available to those who itemize deductions.

You may also be able to avoid foreclosure by applying for help from a federal program such as the Home Affordable Modification Program (HAMP), or by applying for hardship assistance or loan modification through the bank that holds your mortgage.

Now, in addition to developing relationships and winning assets, they are advising clients on products that are more akin to banking, such as home loans and mortgages.»

Investors mortgaged their homes and foolishly invested their life savings into hot stocks such as Ford and RCA.

Once you provide details such as your credit score, the home purchase price that you're aiming for, the down payment you can afford to make and the area where you want the home to be located, you'll receive a list of mortgage rate quotes.

Increases in the big bank prime rates push up the cost of variable - rate mortgages and other loans such as home equity lines of credit that are tied to the benchmark rate.

Wall Street believes that an Election Day outcome such as this would be a positive for the bond market which, for homeowners and home buyers, would lead to lower mortgage rates nationwide.

The two most common are: (1) home loans backed 100 percent by the government through the Federal Housing Administration (FHA) that include both an upfront and annual mortgage insurance premium (MIP); and (2) conventional loans, which are typically backed at least in part by private sources of capital, such as private MI.

A real estate sale might not close for a number of reasons, such as a buyer not being able to fully qualify for a mortgage, or the discovery of previously unknown issues with the property during the home inspection.

There are various mortgage programs, such as the VA Home Loan Guaranty program and the USDA Rural Housing Loan, which allow for 100 % financing.

Your refinance depends on factors such as The type of loan you currently have Your home's value compared to loan balance Whether you currently hold mortgage insurance Following is a brief -LSB-...]

With an increase in their 2016 mortgage loan limits, more of today's home buyers can use low - downpayment mortgage programs such as the Conventional 97 program, as well as the 80/10/10 piggyback loan.

Simultaneously, he or she opens a second mortgage, such as a home equity line of credit (HELOC) for 10 % of the purchase price.

Mortgage rates are low and that includes rates for second mortgages such as home equity lines of credit and home equity loans.

If you're searching for a new home or property, take a look at our buyers page for valuable tools such as our mortgage calculator, moving checklist and first - time home buying tips.

For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination fees).