Sentences with phrase «such as a separate policy»

More likely than not you will want to also explore other options such as a separate policy for this cover.

Not exact matches

It's less expensive than buying separate policies, and insurers usually throw in other coverage, such as business interruption (see below), for a nominal cost.

Any other vehicle, such as your car, boat or an ATV, requires its own separate insurance policy.

The idea behind the separate bakehouse is to prevent cross-contamination between gluten - free grains and ordinary varieties, a policy already followed by other gluten - free specialists such as Canada - based Glutino.

This second comparison with non-APIP schools enables me to separate out the impact of any policy, such as the Texas Advanced Placement incentive program or the 10 percent rule (every student in Texas in the top 10 percent of her graduating high - school class is guaranteed a spot at the public university of her choice), that could have occurred at the same time as APIP implementation and could otherwise be confused with the effect of APIP.

Moreover, the report included case studies of three school districts, located in separate areas of the country, each using different strategies to voluntarily increase racial and socioeconomic diversity, such as utilizing magnet schools, new student attendance zones, and school choice policies.

(See chart below) This rapid growth is one clear result of State policy increasing funds and policy supports for public school choice programs that are operated by separate, non-traditional school districts such as CREC and charter districts.

Due to the fact that these separate accounts are investments in securities, such as stocks, these policies are regulated under the federal securities laws.

Typically, a portion of the premiums in a VUL policy is allocated to a separate account comprised of investment funds such as stocks, bonds, equity funds, money market funds, and bond funds.

Other Structures are covered under your policy and include buildings such as a garage or storage shed that are separate from the dwelling.

For those who are interested in using the policy for infinite banking, the work around would be to use the cash value as collateral with a separate financial institution, such as a local bank, instead of borrowing form the life insurance company.

If you live in an area prone to earthquakes — such as Alaska, California and Nevada — you can purchase earthquake insurance from a surplus lines carrier as an endorsement or a separate policy.

However, you may need to purchase a separate endorsement or policy to cover certain disasters such as floods, earthquakes, and tornadoes, which can be a good idea if you live in a high - risk area.

Any other vehicle, such as your car, boat or an ATV, requires its own separate insurance policy.

In catastrophic situations, such as a hurricane or earthquake, damage will be covered by separate policies for flood and earthquake.

While the KBTF of Canada is a separate legal entity from the US Kery Blue Terrier Foundation, we share almost all policies, proceedures, and many resources, such as the web site, newsletter and contact databases.

Separate cancellation policies / fees apply to select products such as, but not limited to, private touring, yacht charters, cruises, luxury lodges, rail journeys and travel over special events and holiday periods.

With slip and fall cases, there are often multiple companies responsible for an accident — such as the owner of a property, the property management company, and the company hired to do winter maintenance — who all have separate insurance policies to compensate you for your injuries.

On appeal, the First Circuit certified three questions to the Massachusetts Supreme Judicial Court: (1) whether an insurer owes a duty under an insurance policy or the Massachusetts «in for one, in for all» rule to prosecute an insured's counterclaim; (2) whether an insurer owes a duty to fund the prosecution of an insured's counterclaim as part of «Defense Costs;» and (3) when such a duty might give rise to a conflict of interest, so that the insured is entitled to separate counsel at the insurer's expense.

On a wider policy note, the courts were concerned that allowing such litigation would flood the system as all separated spouses would bring such claims.

Implementation of such policies and procedures is required in lieu of making the «minimum necessary» determination for each separate use or disclosure as discussed in the proposal.

However, it depends on your individual business needs and risks, if this package will be enough or requires adding separate policies, such as Professional Liability Insurance, Employee's Health Insurance, Commercial Auto Insurance etc..

In addition, you may have certain high value items, such as jewelry, collectibles or fine art that may require a separate fire insurance policy, as their value can exceed coverage limits.

Valuables such as jewelery, furs, silver, electronic equipments, some antiques and many more needs a separate policy.

Commercial property coverage can be provided as a separate policy or in combination with other coverages, such as general liability, under a package policy.

BAP may be purchased as a separate policy or as part of a package which may include protection for business property, such as building, equipment, furniture, etc..

Call up your insurer to discuss this, and make sure you calculate money you'll save from alternatives (such as getting a separate policy for a particular driver) before you make your decision.

Some coverages such as sewer backup and wind / hail damage may have been added as separate items on your policy.

Floater - A separate policy available to cover the value of goods beyond the coverage of a standard renters insurance policy including movable property such as jewelry or sports equipment.

However, hazards such as regional flooding are typically excluded, and require a separate policy in order to gain coverage.

Separate Account When investing in an insurance policy such as life insurance plan, separate account is one of the ways that investments are handled by aSeparate Account When investing in an insurance policy such as life insurance plan, separate account is one of the ways that investments are handled by aseparate account is one of the ways that investments are handled by advisers.

If a homeowner lives in a high - risk area, he or she may need a separate policy, such as a flood insurance policy, which is a type of hazard insurance.

A policy split option which allows the owner to split the policy death benefit into two separate individual insurance policies if certain triggering events occur, such as a divorce or changes to specified tax laws.

If you have made purchases or received gifts that exceed these limits, you should consider supplementing your policy with a «floater,» a separate policy that provides additional insurance for your valuables and covers them for perils not included in your policy such as accidental loss.

If the vehicle you are towing is self - propelled (such as an RV towing an SUV), a separate policy is needed to cover the towed unit while it is being driven.

Liability — A boat policy offers separate liability provisions from what applies to your home, as well as higher limits and other coverage options such as water sports participation.

For larger trailers such as horse or livestock trailers, boat trailers, cargo trailers, flat - beds and gooseneck trailers, a separate, more comprehensive policy is more appropriate.

Choosing a separate policy allows you to ensure other structures, such as sheds, greenhouses, pools, and more, at their full replacement value.

You must purchase a separate policy for flooding events caused by a storm or other natural disasters such as hurricanes.

While there are companies that do offer a family plan policy such as Primerica, the rates are typically much less expensive for the husband and wife to have to have separate policies and to add the...

The inability of accelerated benefit riders to completely substitute for separate policies that are specifically designed to cover certain risks, such as disability or health insurance.

Personal watercrafts, such as jet skis, often require a separate policy that may be offered by your homeowners» insurer.

For those who are interested in using the policy for infinite banking, the work around would be to use the cash value as collateral with a separate financial institution, such as a local bank, instead of borrowing form the life insurance company.

As you probably know that the premium for a health insurance policy to be issued to a person with a pre-existing disease is comparatively high, it's better to purchase a separate health insurance policy for such a person in your family.

Most life insurance policies are created for separate individuals based of factors such as age, income, health, pre-existing illnesses, and lifestyle (active or sedentary).

Such policies play an important role in the life of any salaried employee as they are not required to buy a separate accident cover.

Typically, a portion of the premiums in a VUL policy is allocated to a separate account comprised of investment funds such as stocks, bonds, equity funds, money market funds, and bond funds.

Due to the fact that these separate accounts are investments in securities, such as stocks, these policies are regulated under the federal securities laws.

Typically, water that comes from the bottom up — such as an overflowing river — is covered by a separate flood insurance policy, which can be purchased from the federal government's National Flood Insurance Program (NFIP), and from some private insurers.

Typical auto insurance policies include separate limits for different types of coverage, such as liability, uninsured / underinsured motorists and medical payments.