Sentences with phrase «such as an investment adviser»

Trading authorization: A power of authority given to someone outside the firm, such as an investment adviser.

Not exact matches

Among the wave of financial technology companies attempting to challenge the hegemony of Canada's Big Five banks are «robo - advisers,» such as Wealthsimple and WealthBar, whose platforms help clients create and maintain portfolios of mostly passive investments, such as exchange - traded funds, for fees in the neighbourhood of 1 % of assets per year.

Qualities such as discipline and a willingness to stay the course are far more important, as the investment adviser world is «basically a world of attrition.»

For more investment advice, consult your financial adviser or go online to sites such as Vanguard, Fidelity, or Schwab for more guidance.

1The Fund's investment adviser, SSGA Funds Management, Inc. is contractually obligated until May 1, 2019 to waive its management fee and / or to reimburse the Fund for expenses to the extent that Total Annual Fund Operating Expenses (exclusive of non-recurring account fees, extraordinary expenses, acquired fund fees and any class specific expenses such as Distribution, Shareholder Servicing, Administration, and Sub-Transfer Agency Fees, as measured on an annualized basis) exceed 0.07 % of average daily net assets on an annual basis.

^ The Fund's investment adviser, SSGA Funds Management, Inc. is contractually obligated until April 30, 2019 (i) to waive up to the full amount of the advisory fee payable by the Fund, and / or (ii) to reimburse the Fund for expenses to the extent that Total Annual Fund Operating Expenses (exclusive of non-recurring account fees, extraordinary expenses, acquired fund fees, and any class - specific expenses, such as distribution, shareholder servicing, sub-transfer agency and administration fees) exceed 0.01 % of average daily net assets on an annual basis.

(i) persons who are licensed in the securities industry (such as a registered broker or investment adviser) with the Securities and Exchange Commission (the «SEC»), the Financial Industry Regulatory Authority («FINRA»), or the securities division of a state or an equivalent state division; and

RIAs are eligible to participate in the Program if they represent to Fidelity Investments that they meet the following criteria: (1) RIA is an investment adviser registered and in good standing with the U.S. Securities and Exchange Commission and / or any applicable state securities regulatory authorities or is exempt from such registration; (2) RIA's representatives who provide services to referred clients are appropriately registered / licensed as «Investment Advisers Representatives» in required jurisdictions; (3) RIA charges fee - based, asset - based, or flat - rate investment advisory service fees (which may include hourly fees); (4) RIA will maintain a minimum of $ 350,000,000 in total regulatory assets under management, as reported in response to Item 5 in Part 1A of the RIA's Form ADV, throughout the duration of RIA's participation in the Program; (5) RIA and all associated persons of the RIA who manage client assets or who supervise such associated persons shall at all times be covered through both Errors and Omissions Liability Insurance and Fidelity Bond Coverage; and (6) RIA maintains a minimum of two principals or officers as well as a minimum of five investment adviser registered and in good standing with the U.S. Securities and Exchange Commission and / or any applicable state securities regulatory authorities or is exempt from such registration; (2) RIA's representatives who provide services to referred clients are appropriately registered / licensed as «Investment Advisers Representatives» in required jurisdictions; (3) RIA charges fee - based, asset - based, or flat - rate investment advisory service fees (which may include hourly fees); (4) RIA will maintain a minimum of $ 350,000,000 in total regulatory assets under management, as reported in response to Item 5 in Part 1A of the RIA's Form ADV, throughout the duration of RIA's participation in the Program; (5) RIA and all associated persons of the RIA who manage client assets or who supervise such associated persons shall at all times be covered through both Errors and Omissions Liability Insurance and Fidelity Bond Coverage; and (6) RIA maintains a minimum of two principals or officers as well as a minimum of five Investment Advisers Representatives» in required jurisdictions; (3) RIA charges fee - based, asset - based, or flat - rate investment advisory service fees (which may include hourly fees); (4) RIA will maintain a minimum of $ 350,000,000 in total regulatory assets under management, as reported in response to Item 5 in Part 1A of the RIA's Form ADV, throughout the duration of RIA's participation in the Program; (5) RIA and all associated persons of the RIA who manage client assets or who supervise such associated persons shall at all times be covered through both Errors and Omissions Liability Insurance and Fidelity Bond Coverage; and (6) RIA maintains a minimum of two principals or officers as well as a minimum of five investment advisory service fees (which may include hourly fees); (4) RIA will maintain a minimum of $ 350,000,000 in total regulatory assets under management, as reported in response to Item 5 in Part 1A of the RIA's Form ADV, throughout the duration of RIA's participation in the Program; (5) RIA and all associated persons of the RIA who manage client assets or who supervise such associated persons shall at all times be covered through both Errors and Omissions Liability Insurance and Fidelity Bond Coverage; and (6) RIA maintains a minimum of two principals or officers as well as a minimum of five employees.

The issuing insurance company is not an investment adviser nor registered as such with the SEC or any state securities regulatory authority.

Certain titles such as «advisor» or «adviser» or others are exclusively reserved for registered investment advisers or for those otherwise provide personalized investment advice.

«When campaigns are noncampaigns, such as this one was, then incidents become magnified because there's nothing else to talk about,» said Felix G. Rohatyn, the investment banker and Cuomo adviser.

The issuing insurance company is not an investment adviser nor registered as such with the SEC or any state securities regulatory authority.

In the case of a reverse mortgage, that could be someone coercing you to use the proceeds for a costly home renovation that you may not need or a putative financial adviser whose goal is to get you to invest the proceeds in some sort of commission - generating investment, such as annuity.

The account can in some cases be managed by a third party such as a financial adviser who has knowledge and experience in investments.

Instead, they are sales commissions paid to investment intermediaries such as financial planners, brokers and investment advisers.

Among the wave of financial technology companies attempting to challenge the hegemony of Canada's Big Five banks are «robo - advisers,» such as Wealthsimple and WealthBar, whose platforms help clients create and maintain portfolios of mostly passive investments, such as exchange - traded funds, for fees in the neighbourhood of 1 % of assets per year.

Services can include an update of your financial advice and a Statement of Advice (SOA) or Record of Advice (ROA) each year, or other services such as reports on your investment portfolio, newsletters, invitations to seminars and access to a financial adviser.

The second part requires investment advisers to prepare narrative brochures written in plain English that contain information such as the types of advisory services offered, the adviser's fee schedule, disciplinary information, conflicts of interest, and the educational and business background of management and key advisory personnel of the adviser.

Have you purchased new investment products such as index - linked GICs solely on the advice of a broker or financial adviser?

You agree to promptly notify ChoiceTrade in writing if you are now or if you become: (a) registered or qualified with the Securities Exchange Commission, the Commodities Futures Trading Commission, any state securities agency, any securities exchange or association, or any commodities or futures contract market or association; (b) engaged as a «registered investment adviser» within the meaning of Section 201 (11) of the Investment Advisors Act of 1940 (whether or not registered or qualified under that act); or (c) employed by a bank or other organization exempt from registration under federal and / or state securities laws to perform functions that would require you to be so registered or qualified if you were to perform such functions for an organization not investment adviser» within the meaning of Section 201 (11) of the Investment Advisors Act of 1940 (whether or not registered or qualified under that act); or (c) employed by a bank or other organization exempt from registration under federal and / or state securities laws to perform functions that would require you to be so registered or qualified if you were to perform such functions for an organization not Investment Advisors Act of 1940 (whether or not registered or qualified under that act); or (c) employed by a bank or other organization exempt from registration under federal and / or state securities laws to perform functions that would require you to be so registered or qualified if you were to perform such functions for an organization not so exempt.

If you're digitally savvy and primarily want help with investments, robo advisers such as Betterment and Wealthfront will put together a portfolio of low - cost funds, based on your time horizon and risk tolerance, for about 0.25 % of the amount invested.

Other hybrids hire so - called investment adviser representatives, who have passed tests, such as the Series 65 or Series 66, that show a command of general investing topics, portfolio strategies, taxes and regulations.

Some younger Millennial investors may be users of robo adviser services — a.k.a. online automated investment advice — such as Wealthsimple.

For those who don't have time to research individual companies, services such as Betterment provide investment advice and diversified, fully automated investment management to customers for less than the typical cost of a traditional financial adviser.

«We believe this solution can help empower the adviser and the consultant to fulfill their fiduciary duties in areas such as plan design and investment selection.

Created by the Investment Company Act of 1940, the boards have a clear mandate to monitor potential conflicts of interest, review and approve key fund documents such as prospectuses, and ensure that advisers provide satisfactory investment returns with reasonInvestment Company Act of 1940, the boards have a clear mandate to monitor potential conflicts of interest, review and approve key fund documents such as prospectuses, and ensure that advisers provide satisfactory investment returns with reasoninvestment returns with reasonable fees.

If you are being advised to invest in a tax scheme, check the amount of commission your adviser will receive before deciding to invest, and compare it to the commissions paid for other investments, such as a managed fund investing in Australian shares.

If you have given your adviser an authority over a deposit account, such as a cash management account, you will need to review your investments a lot more frequently.

When your adviser has been banned make sure you cancel any authorities you have given them such as a power of attorney, access to online accounts or authorities to transact on your behalf and make sure all correspondence regarding your investments is coming to you and not the adviser.

In terms of your long - term investment goals, a good adviser will ensure your risk profile is consistent with your portfolio and take into account where your investments are held, such as in a taxable or tax - deferred account.

However, if more than 15 % of Fund assets (defined as net assets plus the amount of any borrowing for investment purposes) are illiquid, the Fund's investment adviser will reduce illiquid assets such that they do not represent more than 15 % of Fund assets, subject to timing and other considerations which are in the best interests of the Fund and its shareholders; or

A fee - only adviser might also be prone to avoid investments that can reduce the level of assets under management, such as immediate annuities.

Institutional Shares may be purchased by institutions such as endowments and foundations, employer - sponsored retirement plans (including, but not limited to profit sharing, 401 (k), 403 (b), 457 (b) and defined benefit plans)(Employer - Sponsored Retirement Plans) and individuals, including clients of investment advisers.

The fund may in certain circumstances be required to liquidate fund investments to make sufficient distributions to avoid federal excise tax liability at a time when the investment adviser might not otherwise have chosen to do so, and liquidation of investments in such circumstances may affect the ability of the fund to satisfy the requirements for qualification as a RIC.

As a result, Canadian banks are no longer turning a blind eye to the investment products, and are exploring options such as launching robo - advisers — online portfolio managers that automatically rebalance a suite of ETFs — to increase uptakAs a result, Canadian banks are no longer turning a blind eye to the investment products, and are exploring options such as launching robo - advisers — online portfolio managers that automatically rebalance a suite of ETFs — to increase uptakas launching robo - advisers — online portfolio managers that automatically rebalance a suite of ETFs — to increase uptake.

A fund will not accept securities in exchange for its shares unless such securities are, at the time of the exchange, eligible to be held by the fund and satisfy such other conditions as may be imposed by the fund's investment adviser.

The fund will not accept securities in exchange for its shares unless such securities are, at the time of the exchange, eligible to be held by the fund and satisfy such other conditions as may be imposed by the fund's investment adviser.

Further, some of our profession's biggest competitors, such as trust companies, investment advisers and others are making the professions lack of disclosure in pricing and commissions a BIG issue in their presentations to injury victims, highlighting the level of regulatory supervision they need to adhere to and the Fiduciary Standard they are required to uphold when dealing with the injury victim.

Business lawyers, on the other hand, are more likely to receive referrals from their clients» other professional advisers, such as insurers, lenders, financial planners, accountants, investment bankers, venture capitalists, real estate professionals, health care professionals, or HR professionals.

Transactions We advise on a variety of transactions involving investment companies and advisers, such as mergers, asset transfers, portfolio «lift outs,» substitutions, redomestications, intact transfers of separate accounts, and liquidations.

We regularly advise investment advisers, fund sponsors and investors with respect to the formation of various types of pooled investment vehicles as well as operational matters relating to such pooled investment vehicles.

Even with the optimism that CETA will go ahead in some fashion, Norton Rose Fulbright Canada LLP senior strategic adviser Derek Burney says in - house counsel should be cautious about investment planning, in particular for those in the service sector such as investment services.

Corporate lawyers in the Los Angeles office also regularly advise trustees and directors of investment funds such as banks, thrift institutions, trust companies, investment advisers, broker - dealers and other institutional investment managers regarding their fiduciary duties under ERISA and state fiduciary statutes.

Separate Account When investing in an insurance policy such as life insurance plan, separate account is one of the ways that investments are handled by advisers.

Some experts, financial planners and advisers argue that permanent coverage, such as whole or universal life insurance, offers an investment feature to help grow your cash value.

Client Associates work alongside financial advisers and are involved in a variety of tasks, such as giving quotes, assisting customers, updating records, developing portfolios, researching investment trades, handling financial securities and preparing various financial forms.

They may have either in - house or independent professional advisers, such as accountants and lawyers, assisting them in analyzing this investment value, and determining the best way to structure ownership and use to maximize that value.